# SIFT - Cashback and Savings — Smart Wallet for your finances > Automated spending tracker and savings app for credit card rewards and price drops. (iPhone/iPad app by SHOPINBOX, INC..) - Source: https://appshunter.io/ios/app/sift-cashback-and-savings/id1038818368 (this page in markdown: same URL + `.md`) - Developer: [SHOPINBOX, INC.](https://appshunter.io/developer/1038818367) - Category: Finance, Shopping - Price: Free with in-app purchases - Rating: 4.40/5 from 1,640 App Store ratings · 50 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 165 MB - Languages: American English - Released: 2016-06-03 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/sift-cashback-and-savings/id1038818368/reviews.md ## What is SIFT? Become a better shopper with Sift’s self-driving Smart Wallet. Sift automatically tracks your spending and saves you money by finding you the best credit card rewards and notifies you of unusually high spending or unused subscriptions. Sift automatically gets you money back when prices drop and unlocks many of the hidden retailer and credit card benefits that you probably were not aware of! Not sure if you’re spending too much on restaurants and can’t find the time to budget? Sift takes care of that for you by tracking your spending and notifying you if you’re spending too much on things like food, gas, travel, and more! Furthermore Sift analyzes your spend and hidden benefits that are buried in complex retailer and credit card policies. We’ll notify you how you can take advantage of these rewards, earning consumers back tens of billions currently left on the table every year. We recently launched a cash back app extension that earns our users anywhere from 3%-10% cash back from shopping at over 15,000 retailers! On average Sift user’s save over $200 per year! -------- PLEASE NOTE: • This app is free to download and use, but there are in-app purchases included for subscriptions which are auto-renewed based on your chosen plan. • You can manage the in-app purchases from your iTunes account settings. • For all queries and feedback please use the in-app chat support feature or mail us at support@siftwallet.com • For more information about our Privacy Policy and Terms of use please visit the following links 1. https://www.siftwallet.com/privacy.html 2. https://www.siftwallet.com/terms.html ## Key features - Automatic spending tracking - Finds credit card rewards - Price drop notifications - Unused subscription alerts - Identifies hidden retailer benefits - Cash back on purchases ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Sift Subscription-$0.49/Month | $0.49 | per month | | Sift Subscription-$0.99/Month | $0.99 | per month | | Sift Subscription-$1.49/Month | $1.49 | per month | | Sift Subscription-$1.99/Month | $1.99 | per month | | Sift Subscription-$2.49/Month | $2.49 | per month | | Sift Subscription-$2.99/Month | $2.99 | per month | | Sift Subscription-$3.99/Month | $3.99 | per month | | Sift Subscription-$4.99/Month | $4.99 | per month | | Sift Monthly Plan | $2.99 | per month | | Sift Subscription-$47.99/Year | $47.99 | per year | ## What do users think of SIFT? Overall sentiment: neutral **Pros** - 🚀 Great little app - 👍 Wonderful - 💰 Saving more than on couponing! - 🔒 Helped me detect a fraudulent charge - 💰 Saves me money - 🔍 Yep, it's in here! - 💰 Saves me money - 💰 Already getting money - 👍 Awesome app **Cons** - 🐛 Going to cancel - 🔍 Long Con - 🐛 Absolutely one of the worst apps I've ever downloaded - 🔒 Won't Help Me - 👎 Snarky customer service - 👎 Not Impressed - 💰 Misleading UI and unresponsive customer service - 👎 Lies/Rip off/False advertisement - 💰 I was excited about this app - 🐛 App doesn't update - 👎 Sounds like a great app until you need help. - 👎 Almost Pointless - 🐛 My bank is giving me problems with price protection - 👎 App needs more financial options - 🐛 Bugs! And uninformed costumer service. - 🐛 Poor follow up; no support. - 👎 Awful app - 🐛 No longer works - 🔍 A perpetual, transferable license to fish in your email - 🐛 Buggy **Commonly reported bugs** - Login screen freezes - Incompatible with older devices - Crashes - Issues with linking credit cards and purchases **Most requested features** - Automatically link credit cards to purchases - Ability to manually add items to track - Ability to manually flag purchases as eligible for price protection ## Recent user reviews (10 of 50) All indexed reviews: https://appshunter.io/ios/app/sift-cashback-and-savings/id1038818368/reviews.md ### 5/5 — Great little app *2022-07-20, version 2.9.956* This is a really good app. It can be a little bit tedious doing data entry when you first get it, but once its dialed in it isn't bad at all! Give it a shot! ### 1/5 — Going to cancel *2022-04-16, version 2.9.950* As a financial application, it is my expectation that the fee structure would be both extremely easy to find and very easy to understand. When signing up for the “premium” level there is no disclosure that addition fees will be charged if some price change refund is processed. When searching for fees in the help section they are not prominently displayed. I have no confidence that I fully understand what I’m may be charged, so this app seems risky and not something I’ll continue using. **Developer response:** Hi, We do not charge anything more that our subscription fee which also comes with a trial period within which you are free to cancel the subscription. Our Subscription screen also clearly explains our offerings on Premium vs Free plans. Please reach out to support@siftwallet.com for further explanation and queries. Thanks for your feedback, Team Sift. ### 5/5 — Wonderful *2021-12-14, version 2.9.943* I had splurged on a computer for my daughter for Christmas. I NEVER check ads or prices once I’ve bought an item. I received an automated email from Sift letting me know there was a significant price drop on the computer and the exact steps to take to request a price adjustment. They saved me almost $200 and it couldn’t have been easier! ### 5/5 — Great savings product! *2021-08-30, version 2.9.941* Much improved over the last time I used it 1-2 years ago…. ### 5/5 — Saving more than on couponing! *2021-05-21, version 2.9.90* I normally don’t write reviews unless service was ridiculously horrible however I have nothing but nice things to say about sift not only has it saved me a bunch of money I would have never looked for on my own but it also has taught me a lot about my credit cards that I never even knew existed yes they charge a 25% fee but without them there’s no way I would be filing claims & checking for price drops within less than a month sift has found me over $200 that’s not including the $183 that I didn’t receive because I wasn’t completely aware of the process & didn’t file claims in time. Love sift would definitely recommend to any & everyone Plus really what can it hurt?! All your doing is giving your card info which is secure never once have I seen any unauthorized charges only thing I’ve received is a bunch of checks yes there small but they add up biggest check I’ve got was $60 on one item. Such a great app **Developer response:** Hi, Thanks a lot for your review. Please email us at support@siftwallet.com for further suggestions. We'll be happy to improve our app based on your feedback. Thanks, Team Sift. ### 1/5 — Long Con *2020-03-05, version 2.9.1* At first the app works fairly well. Then they stop actually issuing the refunds and charge you for services never rendered, all while “SIFT”ing through your purchase history and spending patterns long after you’ve given up on actively using the app due to the endless (false alarm notifications.) If you do use it, actively get your price match refund yourself. This way you know YOU will get it and not some shady entity. ### 1/5 — Absolutely one of the worst apps I’ve ever downloaded *2020-03-04, version 2.9.1* Love the idea but something very very funky is going on with the app in its current iteration. I tried to set it up like 25 times for each benefit they offer and I was t able to complete a single one. I was BARELY even able to sign up, that was almost rejected too. Something is seriously broken. Now the app is just straight up crashing. ### 1/5 — Won’t Help Me *2019-12-03, version 2.8.5* I really wouldn’t give them just one star ordinarily. But because they continue to spam my email in box even after I told them to cease and desist. There’s no link i their emails to unsubscribe so replies are the only way to tell them to stop sending emails. Again I’ve asked politely but they are still spamming my inbox. Also I pay for all of my online purchases via gift cards, so this really won’t help me. ### 2/5 — Snarky customer service *2019-06-27, version 2.7.7* “Do let us know if you need more clarification” was what I received when I let them know that they were charging me for a “refund” I never got because the item had been returned. I got told to mark my items I don’t want tracked “do not track”. Here’s the thing, I closed my account and deleted the app months ago. I’d rather not go round and round trying to not get feed for items I didn’t get a savings on. Makes the savings not worth it, the privacy issues are too great and the customer service was the last straw. ### 2/5 — Good? Yes. Necessity? Maybe. *2019-06-10, version 2.7.5* I’ve still never gotten a discount or refund using Swift. Tracking is nice, but a bunch of apps do that now. (My email app, for example) After 6 months of using it, I’m not sure it’s important to me, but I’ll stay with it a bit longer. — Got a response from the developer. I have to say, it verifies this review as being 100% accurate, but also makes me lower the star rating, because after 6 months, the app does nothing more than it did, and is still kinda...meh. It pushes me to new credit cards I don’t want. It tells me nothing more than several other apps also tell me. ## Frequently asked questions about SIFT ### What does SIFT do? SIFT acts as a smart wallet that automatically tracks your spending to help you save money. It finds the best credit card rewards, notifies you of price drops, identifies unused subscriptions, and unlocks hidden retailer and credit card benefits. ### How can SIFT help me save money? SIFT helps you save money by automatically finding credit card rewards, alerting you to price drops on items you've purchased, and identifying subscriptions you may no longer need. It also analyzes your spending habits to notify you if you're overspending in certain categories and helps you take advantage of buried benefits. ### Is SIFT free to use? The app is free to download and use. However, it does include in-app purchases for subscriptions, which are auto-renewed based on your chosen plan. You can manage these purchases through your iTunes account settings. ### What kind of retailers offer cash back through SIFT? SIFT has a cash back extension that allows users to earn 3%-10% cash back from shopping at over 15,000 retailers. This feature helps users get money back on a wide range of purchases. ### How does SIFT notify me about my spending? SIFT tracks your spending across various categories like food, gas, and travel. It will notify you if you are spending too much in these areas, helping you stay within your budget without needing to manually track everything. ## Version history (last 5 releases) ### 2.9.960 — 2023-01-16 • Introducing Bill Negotiation Feature to reduce your monthly bills • Sift Cashback Extension is here. Activate it and earn unlimited cashbacks from 15000+ supported retailers. • Get notified whenever there is a price drop on your wishlist item • A completely new Dashboard • Bug fixes and performance improvements ### 2.9.958 — 2022-09-21 • Introducing Bill Negotiation Feature to reduce your monthly bills • Sift Cashback Extension is here. Activate it and earn unlimited cashbacks from 15000+ supported retailers. • Quickly get things done with the all new To-Do List • A completely new Dashboard • View the complete analysis of your monthly Spending • Keep track of your subscriptions with the Recurring transactions feature • Bug fixes and performance improvements ### 2.9.957 — 2022-08-06 • Introducing Bill Negotiation Feature to reduce your monthly bills • Sift Cashback Extension is here. Activate it and earn unlimited cashbacks from 15000+ supported retailers. • Quickly get things done with the all new To-Do List • A completely new Dashboard • View the complete analysis of your monthly Spending • Keep track of your subscriptions with the Recurring transactions feature • Bug fixes and performance improvements ### 2.9.956 — 2022-07-17 • Introducing Bill Negotiation Feature to reduce your monthly bills • Sift Cashback Extension is here. Activate it and earn unlimited cashbacks from 15000+ supported retailers. • Quickly get things done with the all new To-Do List • A completely new Dashboard • View the complete analysis of your monthly Spending • Keep track of your subscriptions with the Recurring transactions feature • Bug fixes and performance improvements ### 2.9.955 — 2022-07-13 • Introducing Bill Negotiation Feature to reduce your monthly bills • Sift Cashback Extension is here. Activate it and earn unlimited cashbacks from 15000+ supported retailers. • Quickly get things done with the all new To-Do List • A completely new Dashboard • View the complete analysis of your monthly Spending • Keep track of your subscriptions with the Recurring transactions feature • Bug fixes and performance improvements ## Apps similar to SIFT | App | Rating | Price | Category | | --- | --- | --- | --- | | [Waly: Maximize Card Rewards](https://appshunter.io/ios/app/waly-maximize-card-rewards/id1550579672) | 4.5 (27) | Free | Finance | | [Earny: Money Back Savings App](https://appshunter.io/ios/app/earny-money-back-savings-app/id1070049375) | 4.5 (15,347) | Free | Finance | | [Recoup: Refund Wasted Expenses](https://appshunter.io/ios/app/recoup-refund-wasted-expenses/id1569903003) | 4.5 (846) | Free | Finance | | [Envel - Mobile Banking](https://appshunter.io/ios/app/envel-mobile-banking/id1503505652) | 4.5 (814) | Free | Finance | | [Cogni Multi-Chain Wallet](https://appshunter.io/ios/app/cogni-multi-chain-wallet/id1483957512) | 4.7 (1,421) | Free | Finance | | [PayForward](https://appshunter.io/ios/app/payforward/id948036992) | 4.7 (427) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*