# Sift: Expense tracker & Budget — Subscriptions & AI assistant

> Subscriptions & AI assistant (iPhone/iPad app by ali tavakolbakhoda.)

- Source: https://appshunter.io/ios/app/sift-expense-tracker-and-budget/id6791804735 (this page in markdown: same URL + `.md`)
- Developer: [ali tavakolbakhoda](https://appshunter.io/developer/6785517861)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 20 MB
- Languages: American English, French (France), German (Germany), Italian, European Spanish
- Released: 2026-09-16
- Data updated: 2026-09-24

## What is Sift?

Money just... disappears. By the 23rd you look at the balance and wonder where it went.

Sift is a spending tracker that answers that question in one sentence.

THE SIMPLE MODE
Tap the S and Sift says the single thing worth knowing about your month you're over budget, a category jumped, a small habit is quietly adding up and draws the one picture that explains it. Not twelve charts. One sentence and one chart, chosen for your situation.

ADD A PURCHASE IN SECONDS
• Say it  "twelve fifty at the bakery"  and it's logged
• Photograph a paper receipt and Sift reads the total
• Screenshot your banking app and every line lands categorised
• Import a CSV from Revolut, Trading 212, Wise and most banks
• Set up a Shortcut so Sift opens itself the moment you pay with Apple Pay

NEVER MISS A RENEWAL
Sift spots repeating charges on its own — the ones you forgot you signed up for — and warns you the day before the money leaves.

SPLIT WITH ANYONE
Split any purchase, keep a running balance per person, and mark it settled when they pay you back. No accounts, no invites, no one else needs the app.

BEFORE YOU SIGN A LOAN
Add a loan and Sift tells you what's actually left each month once the payment is out — and whether the next one is at risk.

AN AI COACH THAT KNOWS YOUR NUMBERS
Ask "can I afford this?" in plain words. Every answer is worked out from your own spending. Most questions are answered on your iPhone and nothing is sent anywhere.

WIDGETS
Today's spending and what's left, on your Home Screen and Lock Screen, without opening the app.

PRIVATE BY DESIGN
Your purchases live on your iPhone. Reading receipts, cleaning up shop names, categorising, spotting subscriptions and building the insights all happen on the device — none of it is uploaded. There's no account to create, no ads, and nothing is ever sold. The full detail is in Settings ▸ Privacy, written in plain language.

MADE BY ONE PERSON
I'm a student, and Sift is the app I wanted and couldn't find. Every email you send me is read by me. If something is wrong or missing, tell me and I'll fix it.

SIFT PRO
Sift is free to log your spending. Pro adds the Simple mode, the deep dives, subscription alerts, splitting, loans, widgets and the AI coach. Try it free for 3 days.

Available in English, Spanish, French, German and Italian.
privacy page: https://www.iosvisual.com/privacy/sift
terms page: https://www.iosvisual.com/terms/sift

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Sift Pro — Monthly | $9.00 | per month |
| Sift Pro — Yearly | $45.00 | per year |
| Sift Pro — Yearly (Welcome) | $36.00 | per year |


## Is Sift safe?

Not enough ratings yet to assess Sift.

## Is Sift legit?

Sift: Expense tracker & Budget appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Sift is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-09-16

No release notes.

## Apps similar to Sift

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Brixa: AI Expense Tracker](https://appshunter.io/ios/app/brixa-ai-expense-tracker/id6782912377) | — | Free | Finance |
| [Windfall - Expense Tracker](https://appshunter.io/ios/app/windfall-expense-tracker/id6479275107) | 5.0 (2) | Free | Finance |
| [Moneta: Money Tracker & Budget](https://appshunter.io/ios/app/moneta-money-tracker-and-budget/id6758405166) | 4.8 (5) | Free | Finance |
| [Savi: Budget Planner App](https://appshunter.io/ios/app/savi-budget-planner-app/id6752724964) | 4.7 (3) | Free | Finance |
| [Margen: patrimonio en vivo](https://appshunter.io/ios/app/margen-patrimonio-en-vivo/id6779967453) | 5.0 (6) | Free | Finance |
| [Nudget: Spending Tracker](https://appshunter.io/ios/app/nudget-spending-tracker/id1517339257) | 4.5 (378) | Free | Finance |

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All apps by ali tavakolbakhoda: https://appshunter.io/developer/6785517861

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-24.*