# Siirto — Siirto – Digital Cash > Mobile payment app for secure, instant peer-to-peer and merchant transactions. (iPhone/iPad app by Nordea Bank Abp.) - Source: https://appshunter.io/ios/app/siirto/id1156811861 (this page in markdown: same URL + `.md`) - Developer: [Nordea Bank Abp](https://appshunter.io/developer/570926673) - Category: Finance - Price: Free - Rating: 4.96/5 from 24 App Store ratings - Age rating: 4+ - Requires: iOS 12.0 · 26 MB - Languages: English, Finnish, Swedish - Released: 2017-03-06 - Data updated: 2026-07-04 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/siirto/id1156811861/reviews.md ## What is Siirto? DIGITAL CASH, ALWAYS WITH YOU You didn’t bring any cash with you? Don’t worry. Siirto replaces cash in everyday small payment needs, and it’s always with you in your cell phone. An easy and hassle-free way to split costs with a friend, send allowance to your child, pay at a flea market – and more. MADE IN FINLAND – SAFE AND SECURE Siirto is a Finnish mobile payment application where all users are strongly identified. You can use the application in English, Finnish or Swedish. Children under the age of 15 can use the application with digitally signed parental approval. ALMOST A MILLION USERS All you need to transfer money is the recipient’s mobile number. Enter the amount and swipe, and the money will be immediately transferred from your bank account to the other users bank account. SHARE COSTS WITH FRIENDS Did you buy a joint gift or pay a restaurant bill? Or maybe you bought movie tickets for your friend? Siirto makes it easy for you to request money from another Siirto user, and it’s easy to keep track of open requests. EASY TO FOLLOW TRANSACTIONS Payment data is saved like chat messages into conversations. It’s very easy to see your payment history between you and a friend. HANDY QR CODE Siirto payments are also easy to make using QR codes. Just read the merchant's QR code, confirm the payment, and you’re done! Handy in situations where you do not know the recipient, such as at a flea market or a coffee stand. Read more: www.nordea.fi/siirto ## Key features - Digital cash replacement - Split costs with friends - Send allowance to children - Pay at markets - Transfer money via mobile number - QR code payments - Transaction history tracking ## Frequently asked questions about Siirto ### What is Siirto? Siirto is a Finnish mobile payment application designed to replace cash for everyday small payment needs. It allows users to transfer money instantly between bank accounts using just a mobile number or QR codes. ### Is Siirto secure? Yes, Siirto is made in Finland and is a secure mobile payment application where all users are strongly identified. It ensures safe and hassle-free transactions. ### Can children use Siirto? Yes, children under the age of 15 can use the application with digitally signed parental approval. This ensures a safe environment for younger users. ### How do I send money with Siirto? To transfer money, you only need the recipient's mobile number. Enter the amount, swipe, and the money will be immediately transferred from your bank account to the recipient's bank account. ### Can I request money with Siirto? Yes, Siirto makes it easy to request money from another Siirto user. This is useful for splitting bills or shared expenses, and you can easily keep track of open requests. ### Does Siirto have ads? No, Siirto does not contain advertisements. The app is free to use and focuses on providing a seamless payment experience without interruptions. ### What languages does Siirto support? Siirto is available in English, Finnish, and Swedish. This makes it accessible to a wider range of users in its primary market. ### How often is Siirto updated? The latest version of Siirto is 3.4.4, last updated on February 18, 2026. Updates ensure the app remains secure, functional, and incorporates new features or improvements. ## Version history (last 5 releases) ### 3.4.5 — 2026-05-25 This application will be closing soon, and all familiar Siirto functionalities will be available in Nordea Mobile app. Thank you for being our customer as we transition to a new experience within Nordea Mobile app. ### 3.4.4 — 2026-02-18 This application will be closing soon, and all familiar Siirto functionalities will be available in Nordea Mobile app. Thank you for being our customer as we transition to a new experience within Nordea Mobile app. ### 3.4.3 — 2025-05-28 Minor improvements and bug fixes. ### 3.4.2 — 2023-01-10 Security updates ### 3.4.1 — 2022-08-15 Security updates and bugfixes. ## Apps similar to Siirto | App | Rating | Price | Category | | --- | --- | --- | --- | | [Mobiilipankki FI – Danske Bank](https://appshunter.io/ios/app/mobiilipankki-fi-danske-bank/id1293649428) | 4.4 (14) | Free | Finance | | [Procountor Key](https://appshunter.io/ios/app/procountor-key/id1622357553) | — | Free | Finance | | [Tuntihinta](https://appshunter.io/ios/app/tuntihinta/id824684537) | 2.0 (2) | Free | Finance | | [DNA Prepaid](https://appshunter.io/ios/app/dna-prepaid/id995988187) | 4.4 (28) | Free | Finance | | [Aktia Mobile bank](https://appshunter.io/ios/app/aktia-mobile-bank/id1247457393) | 4.6 (53) | Free | Finance | | [Finnair Visa](https://appshunter.io/ios/app/finnair-visa/id1617781132) | 2.0 (2) | Free | Finance | ## More apps by Nordea Bank Abp - [Nordea Mobile - Finland](https://appshunter.io/ios/app/nordea-mobile-finland/id571238397) - [Nordea Mobile - Sweden](https://appshunter.io/ios/app/nordea-mobile-sweden/id571239441) - [Nordea Mobile - Denmark](https://appshunter.io/ios/app/nordea-mobile-denmark/id571242024) - [Nordea Business NO](https://appshunter.io/ios/app/nordea-business-no/id879398666) - [Nordea Mobile - Norway](https://appshunter.io/ios/app/nordea-mobile-norway/id882415097) - [Nordea Swish Företag](https://appshunter.io/ios/app/nordea-swish-foretag/id887394108) All apps by Nordea Bank Abp: https://appshunter.io/developer/570926673 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-04.*