# SimlessPay — The Instant money transfer app > Instant, secure, and affordable international money transfer app. (iPhone/iPad app by SimlessPay.) - Source: https://appshunter.io/ios/app/simlesspay/id6466781453 (this page in markdown: same URL + `.md`) - Developer: [SimlessPay](https://appshunter.io/developer/1712461471) - Category: Finance - Price: Free - Rating: 4.40/5 from 21 App Store ratings · 34 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 81 MB - Languages: American English - Released: 2023-10-01 - Data updated: 2026-08-12 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/simlesspay/id6466781453/reviews.md ## What is SimlessPay? Simlesspay - Effortless Money Transfers for Your Needs The Simlesspay money transfer app simplifies the process of sending money to your loved ones. Whether it's for educational expenses, medical bills, monthly support, or housing projects, we've got you covered. Our goal is to redefine international money remittance with the latest technology, ensuring smooth and stress-free cross-border payments. Key Features of Simlesspay: Instant Transfers: No more waiting for minutes, hours, or days. Simlesspay ensures that your transfers are completed instantly. Security and Peace of Mind: We prioritize your security. Simlesspay utilizes open banking technology with strong customer authentication (SCA) to safeguard your account. Competitive Exchange Rates: Simlesspay always strives to provide you with better exchange rates compared to our competitors. Transparent Pricing: Our low-cost fees are upfront and consistent across the board. You can even choose whether to pay transaction fees during the transfer process. Regulated and Supervised: Simlesspay is registered and approved by the UK Financial Conduct Authority (FCA) under the Payment Services Regulations 2017. We are also supervised by the HMRC for anti-money laundering compliance. How Simlesspay Works: Download the App: Get started by downloading our mobile app. Quick Registration: Complete a brief registration process that takes just a few minutes. Choose Your Destination: Select the recipient's location. Specify the Amount: Decide how much you want to send. NO Fee: Enjoy Transactions without any fee. Add Recipient: Enter recipient details securely. Secure Payment: Use our open banking facility for a safe and convenient payment process. Instant Notifications: Receive an instant notification as soon as your transfer is successfully completed. For more details, visit our website at https://simlesspay.com or reach out to us via email at info@simlesspay.com ## Key features - Instant money transfers - Secure open banking technology - Competitive exchange rates - Transparent low-cost fees - Regulated and supervised - Cross-border payments ## Recent user reviews (10 of 34) All indexed reviews: https://appshunter.io/ios/app/simlesspay/id6466781453/reviews.md ### 1/5 — Scam *2026-06-01* More than 24hrs, they didn’t return my money, they are scamming. And they are slow, downloading the app doesn’t worth it! I deleted it with my money inside! **Developer response:** We hear you, Paul, and we’re sorry for the poor experience. Your feedback helps us do better, and we’d like to make things right. Please reach out to us directly via the in-app chat. Thank you. ### 1/5 — Scammers *2026-05-31* These people are thieves .. they refused to pay me back a transaction which has been returned to them by my bank .. I’ve told them about how I want to pay my daughter’s hospital bills with it .. they just turned a deaf hear and referred me to a robot who keeps asking me to send my payment reference over 10!times over … don’t use this app .. they are scammers ! **Developer response:** Hi, we're sorry for the frustration this has caused and understand your concerns. We take issues like this very seriously. Our team has already contacted you regarding your case and is actively following up to ensure it is resolved. Thank you for your patience while we work towards a resolution. ### 1/5 — Pending transaction *2026-05-09, version 2.3.8* I initiated a transaction over 14hrs ago, and didn’t get my deposit back. Their customer care team are not responding to my messages. This is not the first time this has happened to me and I don’t know why they have been doing this. I’m very disappointed. ### 1/5 — Referal Bonus *2026-05-06, version 2.3.8* I previously left a 5-star review for this app because of their great rates and fast transfers, which I genuinely appreciated. However, I’m now giving the referral bonus program 1 star. It feels unethical to promote a referral bonus and then avoid paying users who clearly meet the requirements. I referred two people who transferred well above the stated threshold, yet when it was time to receive the bonus, my messages to support suddenly stopped getting responses. This is very disappointing. It raises concerns about what would happen if I had a serious issue with my transfers — would I also be ignored? If you’re not prepared to honour the referral bonus, it would be better to remove it entirely. Your competitive rates and smooth transfers are strong enough to attract customers without misleading promotions. ### 1/5 — SIMLESS *2026-04-02, version 2.3.3* They will delay your money for days for no reason, zero customer service 👎 ### 1/5 — S *2026-03-06, version 2.3.3* They take forever to send you your money. Almost 24hours and still waiting well done Simless ### 1/5 — Referal Bonus *2026-03-03, version 1.76* I previously left a 5-star review for this app because of their great rates and fast transfers, which I genuinely appreciated. However, I’m now giving the referral bonus program 1 star. It feels unethical to promote a referral bonus and then avoid paying users who clearly meet the requirements. I referred two people who transferred well above the stated threshold, yet when it was time to receive the bonus, my messages to support suddenly stopped getting responses. This is very disappointing. It raises concerns about what would happen if I had a serious issue with my transfers — would I also be ignored? If you’re not prepared to honour the referral bonus, it would be better to remove it entirely. Your competitive rates and smooth transfers are strong enough to attract customers without misleading promotions. ### 1/5 — Payment unprocessed *2026-01-09, version 1.76* I have had bad experience with SimlessPay. They don’t resolve queries. I transferred money since 27th of December with numerous chats sent along with couple of emails. They kept saying they are looking into, we are sorry, no one came back to confirm resolution of my query. The money transferred wasn’t sent to the intended recipient and my money was not reverted back to my account. It’s my second time of using them. I can’t recommend them at all. Mt next step now is to report them to the FCA. If my query still remains unresolved. ### 1/5 — Worst ever app !!!!! *2025-12-21, version 1.72* Please avoid this app in all ways!!! Sent money for the past 4days and the beneficiary is yet to receive the money. ### 1/5 — Useless App *2025-12-08, version 1.68* My funds get stuck every time, like every transaction has me reaching out to customer care like I don’t use other apps ## Frequently asked questions about SimlessPay ### What does SimlessPay do? SimlessPay is a mobile application designed to simplify the process of sending money to loved ones internationally. It aims to redefine international money remittance by offering instant transfers, competitive exchange rates, and transparent pricing for various needs such as educational expenses, medical bills, or housing projects. ### What are the key features of SimlessPay? Key features include instant transfers that are completed immediately, robust security through open banking technology and strong customer authentication, competitive exchange rates, and transparent, low-cost fees. The app is also regulated and supervised by the UK Financial Conduct Authority (FCA) and HMRC. ### Is SimlessPay free to use? Based on the description, the app itself is free to download and use, with a focus on transparent pricing and low-cost fees for transactions. Users can even choose when to pay transaction fees. The app does not mention any subscription costs or in-app purchases. ### How does SimlessPay ensure security? SimlessPay prioritizes user security by utilizing open banking technology, which is a secure method for financial transactions. It also implements strong customer authentication (SCA) to safeguard accounts and is registered and supervised by regulatory bodies like the UK Financial Conduct Authority (FCA) for payment services and HMRC for anti-money laundering compliance. ### Who is SimlessPay for? This app is ideal for individuals who frequently need to send money internationally for personal reasons. This includes sending funds for educational expenses, covering medical bills, providing monthly support to family, or contributing to housing projects abroad. It's designed for those seeking a fast, secure, and cost-effective way to manage cross-border payments. ## Version history (last 5 releases) ### 2.6.2 — 2026-08-10 Performance Updates ### 2.6.0 — 2026-08-03 Performance Updates ### 2.5.8 — 2026-06-29 Performance Updates ### 2.5.6 — 2026-06-22 Performance Updates ### 2.5.0 — 2026-06-12 Performance Updates ## Apps similar to SimlessPay | App | Rating | Price | Category | | --- | --- | --- | --- | | [Western Union: Send Money](https://appshunter.io/ios/app/western-union-send-money/id424716908) | 4.8 (1,293,850) | Free | Finance | | [MoneyGram® Money Transfers App](https://appshunter.io/ios/app/moneygram-money-transfers-app/id867619606) | 4.9 (678,701) | Free | Finance | | [Sendwave Send & Transfer Money](https://appshunter.io/ios/app/sendwave-send-and-transfer-money/id846717081) | 4.7 (84,333) | Free | Finance | | [Remitly: Send Money & Transfer](https://appshunter.io/ios/app/remitly-send-money-and-transfer/id674258465) | 4.9 (2,674,153) | Free | Finance | | [Xoom: Send Money & Transfer](https://appshunter.io/ios/app/xoom-send-money-and-transfer/id529615515) | 4.8 (1,202,128) | Free | Finance | | [Xe Money Transfer & Currency](https://appshunter.io/ios/app/xe-money-transfer-and-currency/id315241195) | 4.8 (123,543) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*