# Simple Budget Envelopes — Take your budget on the go! > Digital envelopes for simple, on-the-go budget tracking. (iPhone/iPad app by Joseph Palmer.) - Source: https://appshunter.io/ios/app/simple-budget-envelopes/id1339993499 (this page in markdown: same URL + `.md`) - Developer: [Joseph Palmer](https://appshunter.io/developer/914507761) - Category: Finance, Lifestyle - Price: $0.99 - Rating: 4.60/5 from 115 App Store ratings · 72 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 8 MB - Languages: American English - Released: 2018-02-02 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/simple-budget-envelopes/id1339993499/reviews.md ## What is Simple Budget Envelopes? An incredibly simple app, perfect for keeping track of how much money remains in your budget. Simple Budget Envelopes allows you to have as many envelopes as you need, then add or subtract as you receive or spend money. No sign in or in-app purchases. Yours to simply use as you like. ## Key features - Unlimited digital envelopes - Add/subtract funds easily - Track remaining budget - No sign-in required - No in-app purchases ## Chart rankings - #60 in Top Paid · Finance (US App Store) ## What do users think of Simple Budget Envelopes? Overall sentiment: positive **Pros** - 👍 Extremely simple and easy to use - 💰 No subscription needed, free - 🎯 Perfect for envelope budgeting - 📱 Digital alternative to cash envelopes - ✅ No unnecessary features or clutter - 💡 Allows users to create custom envelopes - ✨ Clean and straightforward interface - 🔒 No need to link bank accounts or sign up - 🚀 Quick setup and efficient operation - 💯 Highly recommended by users - 🌟 Great for beginners in budgeting - 💰 Helps track spending and savings effectively **Cons** - 🤔 Lacks a built-in tutorial - 🎨 Limited color options for envelopes - 🔄 No automatic monthly reset for envelopes - 🗂️ Envelopes are not sortable - ⬆️ Item display limit for transactions - 📝 No built-in memo or note feature for transactions - 🚫 Cannot edit transactions - 📱 No multi-device syncing - ❌ Some users experienced crashes after updates - ⚪ Issues with dark mode display (white on white text) - 🚫 Cannot write cents in amounts - 🔄 No option to create sub-envelopes - 👥 Not shareable with spouse/other users **Commonly reported bugs** - New update whites out numbers and envelopes are blank - App crashes when trying to open envelopes after an update - White on white text in dark mode, making text entry impossible **Most requested features** - Add a tutorial within the app - Add a button to reset all envelope balances at once - More color options for envelopes - Ability to sort envelopes - Running balance for each envelope - Ability to put dates on transactions - Form field in envelopes to note budget amount from each paycheck - Ability to customize envelopes with pictures - Make the app shareable with a spouse - Make sub-envelopes within an envelope - Support multi-device syncing - Option to list transactions newest to oldest - Create a way to have envelopes start from scratch each month - Add a date next to input items - Ability to edit a transaction - Sync across devices - Change the color of envelopes - Add a memo feature for transactions - Add a budget limit for envelopes - Create a transaction statement - Ability to sync with a husband's app for real-time updates - Display total amount budgeted vs total spent at the top - Option for making notes on transactions - Standard 'delete and reorder' UI - Way to rename accounts - Add a budget limit so users know what number to stay under ## Recent user reviews (10 of 72) All indexed reviews: https://appshunter.io/ios/app/simple-budget-envelopes/id1339993499/reviews.md ### 5/5 — Faaaaaaaaaaantastic!!!!!!!!! *2025-10-04, version 2.1.5* Love, Love, Love, this app!!!!!!!!❤️ Thank You so much to the developer for his brilliant creation and for keeping it free and available to us for all these years!!!!! God Bless you Sir✝️ ### 5/5 — Perfect *2025-08-14, version 2.1.5* This is an actually simple no subscription needed application designed for envelope budgeting. The user needs to already understand how to set up an envelope budget as there isn’t a tutorial provided within the application however it is very easy to find youtube videos that will teach a new user the method (though a tutorial in the app itself would be nice). The only feature I would find necessary to be added is a button that will reset the balance of all the envelopes at once, ideally only usable under the question or edit button so the user cannot accidentally reset their envelopes balances without meaning to. It is somewhat tedious to go through every envelope and reset them individually if you have more than ten set up. Otherwise, as I wrote in the title this is perfect and I have already started to put my friends and family on this hidden gem. ### 5/5 — So simple *2025-08-09* I love this so much. I do wish there were more color options than the ones they supply but this is a great way to see all your accounts in one place. It’s easy to add or just subtract if you spend. It goes right along with my budget planner without me having to lug it around. I can’t wait to tell all my friends about it ### 5/5 — Near perfect. *2025-07-10* Most budget apps have a ‘everything including the kitchen sink’ overkill approach, tracking everything from your digital currency investments to the market value of your collectibles. Or they want a subscription??!! So then There is this ONE app that gets down to a simple nickle and dime approach to a spending budget that keeps you on target for your income versus expenses. This one. It has nothing you don’t need. In fact, I was thinking the only improvement was if you could put dates on your transactions. But you can! Add it in the front of your note each time and create your own ledger. And then I found myself thinking it would be great if they’d add a form field in the envelopes that let you note how much you have to put in it from each paycheck. Well, you can do that too! Just add the amount you budget from each paycheck into your envelope name. Mine looks like : Car Insurance (150) etc. Definitely this app will keep you on track and help you stay within your budget! Thank you so much! Perfect example of how simple is so much better ### 1/5 — Terrible *2025-03-22, version 2.1.5* Paid $.99 for this budget app and its terrible. Dont waste your money. It makes no sense ### 5/5 — Simple! The perfect digital envelope money tracker *2022-06-27* What I feel about this app is in its name. Simple! And that is a compliment! I’ve been using excel on my PC for most of my budgeting life. I’ve been wanting to slowly transition to some kind of mobile tracking situation where I have the information of the amount of money I have available to spend in whatever category I need at the ready where ever I am when I need it. This app is exactly what I needed for this. I never leave reviews or rate apps, but if mine can help push someone to make the small purchase on this app to gain a wonderful, yet simple, tool for their budgeting, I’m glad to have helped. Thank you to the creator of this app! I greatly appreciate you. Five stars! ### 5/5 — Perfect Envelope Tracking *2022-05-26* This app is EXACTLY what I need. Easily and accurately tracks how much is in each envelope without having to do a long complicated budget - - which I do use also, but needed this for a quick easy answer to “How much do we have left for groceries this month?” Etc… ### 5/5 — Great, simple envelope budgeting app! *2022-05-10, version 2.1.4* I was looking for an app that was as close to using physical envelopes for budgeting as I could. I did not want the bells and whistles. This app met that need entirely! You create envelopes, as many as you need, you name the envelopes and assign a color. Then you can enter dollar amounts going in and out. The envelope will display the total balance left.The only thing I wish I could do was sort the envelopes. Once you create them they’re kind of stuck in the order of creation. Overall great app though!! ### 4/5 — Love this app. Makes life easier. *2022-03-20* I really like this app and how simple it is. Would love to see a running balance for each envelope to make it easier to balance. But I use this app daily. **Developer response:** Thank you for the review. Can you clarify what you’re looking for about the running balance?Each envelope should show you the current balance on the top of the detail screen. ### 5/5 — Love it! *2022-03-04* I’ve been searching for an envelopes app for the longest! I’m so glad to have came across this free app. I absolutely love it it helps me keep track of my daily expenses in a very simple way. Instead of creating different savings accounts with my bank for my sinking funds I simply create an envelope for it on here. ## Frequently asked questions about Simple Budget Envelopes ### What does Simple Budget Envelopes do? This app helps you track your remaining budget by using a digital envelope system. You can create as many envelopes as you need and easily add or subtract funds as you spend or receive money. ### What are the key features of this budgeting app? Key features include the ability to create an unlimited number of digital envelopes, simple functions to add or subtract money from these envelopes, and a clear display of how much money remains in your budget. It also requires no sign-in or in-app purchases. ### Is Simple Budget Envelopes free to use? Yes, the app is completely free to use. There are no in-app purchases or advertisements, allowing you to utilize all its features without any cost. ### Who is this app designed for? This app is designed for anyone who wants a simple and accessible way to manage their personal budget on the go. It's particularly useful for those who prefer the envelope budgeting method. ## Version history (last 5 releases) ### 2.1.5 — 2023-01-26 Updated website information. ### 2.1.4 — 2021-07-07 Updated number formatting. ### 2.1.3 — 2021-05-21 Simple Improvements ### 2.1.1 — 2019-12-31 Updated to work with Dark Mode ### 2.1 — 2019-12-28 • You can now drag and drop to rearrange envelopes! • You can now see up to 200 recent transactions for each envelope! • You can now reset envelopes! This is especially useful for those who need to start fresh each month. Resetting will set the balance of the envelope to '0' and remove previous transactions. ## Apps similar to Simple Budget Envelopes | App | Rating | Price | Category | | --- | --- | --- | --- | | [Simple Envelope Budgeting](https://appshunter.io/ios/app/simple-envelope-budgeting/id6443788334) | 4.0 (10) | $2.99 | Finance | | [EnvelopePlus](https://appshunter.io/ios/app/envelopeplus/id690884154) | 5.0 (3) | Free | Finance | | [Budgeter - A Simple Budget](https://appshunter.io/ios/app/budgeter-a-simple-budget/id1640904983) | 5.0 (2) | Free | Finance | | [Simple Budget: Expense Tracker](https://appshunter.io/ios/app/simple-budget-expense-tracker/id1560574926) | 4.4 (47) | Free | Finance | | [Envy: Envelope Budget Planner](https://appshunter.io/ios/app/envy-envelope-budget-planner/id1569230951) | 4.8 (794) | Free | Finance | | [Envelope Budget App - Tuck](https://appshunter.io/ios/app/envelope-budget-app-tuck/id6471009869) | 4.7 (25) | Free | Finance | ## More apps by Joseph Palmer - [Bible Songs](https://appshunter.io/ios/app/bible-songs/id914507758) - [Sunday School Songs](https://appshunter.io/ios/app/sunday-school-songs/id943749486) - [Bible Songs A-Z](https://appshunter.io/ios/app/bible-songs-a-z/id970329089) - [Simple Temperature](https://appshunter.io/ios/app/simple-temperature/id977935395) - [Marriage A-Z](https://appshunter.io/ios/app/marriage-a-z/id1018241531) - [Simple To-Do List!](https://appshunter.io/ios/app/simple-to-do-list/id1027906275) All apps by Joseph Palmer: https://appshunter.io/developer/914507761 ## Related topics [simple budget envelopes](https://appshunter.io/ios/topics/simple-budget-envelopes) · [simple envelope budgeting](https://appshunter.io/ios/topics/simple-envelope-budgeting) · [budget envelopes](https://appshunter.io/ios/topics/budget-envelopes) · [busget envelope](https://appshunter.io/ios/topics/busget-envelope) · [ivelopes](https://appshunter.io/ios/topics/ivelopes) · [simple budget](https://appshunter.io/ios/topics/simple-budget) · [envelope budget](https://appshunter.io/ios/topics/envelope-budget) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*