# Simple Budget Envelopes — user reviews > 72 indexed App Store user reviews of Simple Budget Envelopes by Joseph Palmer, rated 4.60/5 from 115 ratings. - Source: https://appshunter.io/ios/app/simple-budget-envelopes/id1339993499/reviews - App overview in markdown: https://appshunter.io/ios/app/simple-budget-envelopes/id1339993499.md - Rating breakdown: 5★ 87 · 4★ 20 · 3★ 4 · 2★ 1 · 1★ 3 ## What do users think of Simple Budget Envelopes? Overall sentiment: positive **Pros** - 👍 Extremely simple and easy to use - 💰 No subscription needed, free - 🎯 Perfect for envelope budgeting - 📱 Digital alternative to cash envelopes - ✅ No unnecessary features or clutter - 💡 Allows users to create custom envelopes - ✨ Clean and straightforward interface - 🔒 No need to link bank accounts or sign up - 🚀 Quick setup and efficient operation - 💯 Highly recommended by users - 🌟 Great for beginners in budgeting - 💰 Helps track spending and savings effectively **Cons** - 🤔 Lacks a built-in tutorial - 🎨 Limited color options for envelopes - 🔄 No automatic monthly reset for envelopes - 🗂️ Envelopes are not sortable - ⬆️ Item display limit for transactions - 📝 No built-in memo or note feature for transactions - 🚫 Cannot edit transactions - 📱 No multi-device syncing - ❌ Some users experienced crashes after updates - ⚪ Issues with dark mode display (white on white text) - 🚫 Cannot write cents in amounts - 🔄 No option to create sub-envelopes - 👥 Not shareable with spouse/other users **Commonly reported bugs** - New update whites out numbers and envelopes are blank - App crashes when trying to open envelopes after an update - White on white text in dark mode, making text entry impossible **Most requested features** - Add a tutorial within the app - Add a button to reset all envelope balances at once - More color options for envelopes - Ability to sort envelopes - Running balance for each envelope - Ability to put dates on transactions - Form field in envelopes to note budget amount from each paycheck - Ability to customize envelopes with pictures - Make the app shareable with a spouse - Make sub-envelopes within an envelope - Support multi-device syncing - Option to list transactions newest to oldest - Create a way to have envelopes start from scratch each month - Add a date next to input items - Ability to edit a transaction - Sync across devices - Change the color of envelopes - Add a memo feature for transactions - Add a budget limit for envelopes - Create a transaction statement - Ability to sync with a husband's app for real-time updates - Display total amount budgeted vs total spent at the top - Option for making notes on transactions - Standard 'delete and reorder' UI - Way to rename accounts - Add a budget limit so users know what number to stay under ## Newest reviews (14 of 72) ### 5/5 — Exactly what I need *2021-08-23* Most budget apps are too complex for what I want. I wanted something as close to having real envelopes of cash as possible, and THIS IS IT. Simple, easy to use, doesn’t pop up adds or ask you annoying questions about the app all the time. It’s exactly what I needed. Love it ! ### 5/5 — Great easy to use tool *2021-06-25, version 2.1.3* I was looking for a simple budget tool and something to track spending on vacations. I love this tool, less is more. Other tools have too much ### 5/5 — Just what I have been looking for! *2021-02-26* This is the most simple but amazing app! I like to budget each month but don’t like using cash or cash envelopes. This allows me to make ‘envelopes’ and keep track of what I can spend for each category with my card! No need to carry cash and trackers! ### 5/5 — Changed my life *2020-10-22* I love this! I seriously hated how every budget planner wanted to link all my accounts and do all these complicated calculations. I already know what needs to be done with my money and have my system, I just needed a simplified reference for an allowance system. This changed my world! I downloaded and deleted like 15 apps just trying to find this! So glad I found it :) thank you ### 5/5 — From A Financial Coach *2020-09-02* I have been using this app for years, and tried others. The reason the original real envelope system worked was it’s simplicity. This app nails it. You don’t need graphs, charts, and all the other bells and whistles that most budgeting apps are cluttered with. I also like that you don’t have to remember yet another password to use this app. I have and will continue to recommend it to all of my clients! **Developer response:** That's great! ### 5/5 — Please read!!!! *2020-08-09* I love your app and I've only had it for a day, i love the simplicity of it and there is literally nothing wrong with it. But it would be cool if you can customize the envelope by putting and picture you want instead of just the 4-5 colors. But even without that, this app is the best one so far all the popular ones are so complicated. (Im just a high schooler so i don't have a credit score or debt or none of that, so this app is perfect for me. **Developer response:** Thank you! ### 5/5 — Love this app! *2020-08-01, version 2.1.1* I have always loved the idea of having envelopes for each week to watch my spending. Due to the fact I rarely have cash on hand, I haven’t been able to until now. I love this app!!! Exactly what I needed and was looking for. Thank you- and Jesus loves you too!! ### 5/5 — Perfect for “Envelope” budgeting *2020-07-03, version 2.1.1* All I wanted was a very simple app for my envelope budgeting. this app is truly perfect it is not complicated it is just like the name says very simple. Thank you Simple Budget for giving me the absolutely perfect app for what I need. ### 4/5 — No device sync *2020-06-23, version 2.1.1* This is brilliantly simple, and I have no complaints other than I wish it supported multi-device syncing. It would be nice if my wife and I could have access to the same budget at the same time, that was updated in real time. This seems like this could be accomplished with a simple sign in feature. ### 5/5 — Love it!!! *2020-04-07, version 2.1.1* I use this to keep track of my sinking funds digitally versus using a cash envelope system..life changing and really opened my eye to see where my money is going ❤️❤️ ### 5/5 — Finally found what I needed! Awesome! *2020-03-19* Too many difficult to use apps! I just wanted something to create monthly spending categories, track my spending with store names to help me remember, and most importantly, show me how much I have left in each category as the month progresses to keep me on track. Love this app! So simple to use and quick set-up! Thanks! ### 4/5 — I love it, But.. *2020-03-06, version 2.1.1* I love it but I think it would make the app beyter if there where more colors and you could customize more ### 5/5 — Love This *2020-02-21, version 2.1.1* I just wanted a simple, easy to use budget app and this app was perfect. I didn’t want bells and whistles like all the other apps are loaded with so it was nice to try something so easy. Love it and will be using it for a long time. ### 5/5 — It Works! *2020-02-18* I’ve tried other app’s with lots of bells and whistles that I didn’t need. In it’s simplicity, this app has just enough bells and whistles to allow flexibility and ease of understanding. When u make a purchase, log it in right at the store without having to flip thru screens until u find the right one. ## Most critical reviews (10 lowest-rated) ### 1/5 — Terrible *2025-03-22, version 2.1.5* Paid $.99 for this budget app and its terrible. Dont waste your money. It makes no sense ### 1/5 — You get what you get for 99cents *2022-02-10, version 2.1.4* This app is should be so simple, yet it is frustrating and harder to navigate then it should be. ### 1/5 — No cents ? *2020-11-03* Why we can not write the cents? Please, thank you for correcting. It ‘s very annoying **Developer response:** It's set to use only the US version (.) It does not accept the comma (,) I'm sorry! ### 1/5 — Update crashed my app *2019-08-16, version 2.0* I’ve been using this app for a month but the new update causes my app to crash whenever I try to open any envelope. ### 3/5 — Suggested Improvements *2020-06-28, version 2.1.1* I’m enjoying this app and like that I don’t need to link any personal banking information. Three improvements I’d like to see are (1) Make it shareable so spouse can access it too (2) Have more colors available (3) Make sub-envelopes within an envelope ### 3/5 — Good when it works *2019-12-29, version 2.1* New update whites out the numbers and there’s no instructions. All envelopes are blank though I type. It seems like they don’t bug test these updates enough. ### 3/5 — This app doesn’t work in Dark mode *2019-12-28, version 2.1* Not certain it is related to dark mode. But when entering text, it is white on white so I cannot see what I am entering. Maybe you could make your app responsive to color mode. ### 3/5 — Crash to home screen, Version 2.0 *2019-08-17, version 2.0* Updated 8/16. Failure to access data inside of the envelopes. Amounts are still correct, but inability to click into them. Restarted phone. Forced to delete and re-enter data. ### 4/5 — Love this app. Makes life easier. *2022-03-20* I really like this app and how simple it is. Would love to see a running balance for each envelope to make it easier to balance. But I use this app daily. **Developer response:** Thank you for the review. Can you clarify what you’re looking for about the running balance?Each envelope should show you the current balance on the top of the detail screen. ### 4/5 — Great app, needs one change. *2020-07-29, version 2.1.1* Have been using this app for a long time. I really love the simplicity, it’s perfect for using a digital cash envelope system. My only complaint is that I wish I could list transactions newest to oldest so I don’t have to scroll to the bottom to check them. Otherwise, perfect app!! ## Most praised reviews (10 highest-rated) ### 5/5 — Faaaaaaaaaaantastic!!!!!!!!! *2025-10-04, version 2.1.5* Love, Love, Love, this app!!!!!!!!❤️ Thank You so much to the developer for his brilliant creation and for keeping it free and available to us for all these years!!!!! God Bless you Sir✝️ ### 5/5 — Perfect *2025-08-14, version 2.1.5* This is an actually simple no subscription needed application designed for envelope budgeting. The user needs to already understand how to set up an envelope budget as there isn’t a tutorial provided within the application however it is very easy to find youtube videos that will teach a new user the method (though a tutorial in the app itself would be nice). The only feature I would find necessary to be added is a button that will reset the balance of all the envelopes at once, ideally only usable under the question or edit button so the user cannot accidentally reset their envelopes balances without meaning to. It is somewhat tedious to go through every envelope and reset them individually if you have more than ten set up. Otherwise, as I wrote in the title this is perfect and I have already started to put my friends and family on this hidden gem. ### 5/5 — So simple *2025-08-09* I love this so much. I do wish there were more color options than the ones they supply but this is a great way to see all your accounts in one place. It’s easy to add or just subtract if you spend. It goes right along with my budget planner without me having to lug it around. I can’t wait to tell all my friends about it ### 5/5 — Near perfect. *2025-07-10* Most budget apps have a ‘everything including the kitchen sink’ overkill approach, tracking everything from your digital currency investments to the market value of your collectibles. Or they want a subscription??!! So then There is this ONE app that gets down to a simple nickle and dime approach to a spending budget that keeps you on target for your income versus expenses. This one. It has nothing you don’t need. In fact, I was thinking the only improvement was if you could put dates on your transactions. But you can! Add it in the front of your note each time and create your own ledger. And then I found myself thinking it would be great if they’d add a form field in the envelopes that let you note how much you have to put in it from each paycheck. Well, you can do that too! Just add the amount you budget from each paycheck into your envelope name. Mine looks like : Car Insurance (150) etc. Definitely this app will keep you on track and help you stay within your budget! Thank you so much! Perfect example of how simple is so much better ### 5/5 — Simple! The perfect digital envelope money tracker *2022-06-27* What I feel about this app is in its name. Simple! And that is a compliment! I’ve been using excel on my PC for most of my budgeting life. I’ve been wanting to slowly transition to some kind of mobile tracking situation where I have the information of the amount of money I have available to spend in whatever category I need at the ready where ever I am when I need it. This app is exactly what I needed for this. I never leave reviews or rate apps, but if mine can help push someone to make the small purchase on this app to gain a wonderful, yet simple, tool for their budgeting, I’m glad to have helped. Thank you to the creator of this app! I greatly appreciate you. Five stars! ### 5/5 — Perfect Envelope Tracking *2022-05-26* This app is EXACTLY what I need. Easily and accurately tracks how much is in each envelope without having to do a long complicated budget - - which I do use also, but needed this for a quick easy answer to “How much do we have left for groceries this month?” Etc… ### 5/5 — Great, simple envelope budgeting app! *2022-05-10, version 2.1.4* I was looking for an app that was as close to using physical envelopes for budgeting as I could. I did not want the bells and whistles. This app met that need entirely! You create envelopes, as many as you need, you name the envelopes and assign a color. Then you can enter dollar amounts going in and out. The envelope will display the total balance left.The only thing I wish I could do was sort the envelopes. Once you create them they’re kind of stuck in the order of creation. Overall great app though!! ### 5/5 — Love it! *2022-03-04* I’ve been searching for an envelopes app for the longest! I’m so glad to have came across this free app. I absolutely love it it helps me keep track of my daily expenses in a very simple way. Instead of creating different savings accounts with my bank for my sinking funds I simply create an envelope for it on here. ### 5/5 — Fantastic *2021-10-31* I’m from the uk and love the cash envelope budget system. I can’t believe this app hasn’t got more reviews it’s an absolute godsend. Really easy to use. I prefer digital instead of having to write every transaction down. Fantastic app 5 ⭐️ ### 5/5 — The best!! *2021-10-05, version 2.1.4* I’ve referred so many people to get this app!! It’s seriously so simple! I use it all the time! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*