# Simple Budget: Expense Manager — Simplest finance manager

> Simple expense tracker for personal finance management, budgeting, and debt tracking. (iPhone/iPad app by Waheed Nazir.)

- Source: https://appshunter.io/ios/app/simple-budget-expense-manager/id6746043320 (this page in markdown: same URL + `.md`)
- Developer: [Waheed Nazir](https://appshunter.io/developer/1612955852)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.6 · 69 MB
- Languages: American English
- Released: 2025-08-14
- Data updated: 2026-08-23
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/simple-budget-expense-manager/id6746043320/reviews.md

## What is Simple Budget?

Simple Budget App - Track Spending, Save Money and Take Control of Your Finances

Tired of overspending and not knowing where your money goes? Simple Budget is the 
top-rated free personal finance app that makes budgeting effortless - no bank login 
required, works 100% offline, and keeps your data completely private.

Whether you want to pay off debt, save for a goal, or simply stop living paycheck 
to paycheck, Simple Budget gives you everything you need in one clean, easy-to-use app.


WHY SIMPLE BUDGET IS RATED 5 STARS BY THOUSANDS OF USERS

* No bank account access required - your financial data stays on your device
* 100% free - every feature unlocked, no paywalls, no subscriptions
* Works offline - track expenses anywhere, anytime, no internet needed
* Set up in under 60 seconds - the simplest budgeting app on the market


POWERFUL FEATURES FOR SMART MONEY MANAGEMENT

EXPENSE AND INCOME TRACKING
Log every transaction in seconds. Categorize spending, track income, and always 
know your real-time balance - daily, weekly, or monthly.

BUDGET PLANNER
Create flexible budgets that adapt to your life. Plan for groceries, rent, 
entertainment, travel, and more. Set limits and get notified before you overspend.

BILLS AND RECURRING PAYMENTS
Never miss a payment again. Track subscriptions, rent, utilities, and recurring 
bills. See upcoming expenses and their impact on your cash flow before they hit.

INSIGHTFUL SPENDING REPORTS
Simple, visual monthly and weekly reports show exactly where your money is going. 
No confusing charts - just clear breakdowns by category and percentage.

FINANCIAL GOALS AND DEBT TRACKER
Set savings goals, track your progress, and manage debt reduction - all in one 
place. Whether its an emergency fund, vacation, or paying off credit cards, 
Simple Budget keeps you on track.

FREE CLOUD BACKUP AND SYNC
Back up your data to your personal cloud for free. Restore with one tap on any 
device - never lose your financial history.

SMART REMINDERS
Daily and weekly reminders keep you consistent. Log expenses, review your budget, 
and stay on top of your financial goals without missing a beat.

CUSTOM CATEGORIES
Add, edit, and remove spending categories to match your lifestyle. Your budget, 
your rules.


YOUR PRIVACY IS OUR PRIORITY

Unlike other finance apps, Simple Budget never connects to your bank account, 
never sells your data, and works completely offline. Your finances are yours - 
and yours alone.


HOW TO GET STARTED

1. Download Simple Budget - free, no signup required
2. Set your currency and starting balance
3. Add your income and expenses - get daily reminders to stay on track

That's it. No learning curve. No hidden fees.


PERFECT FOR

- Personal budgeting and household finance
- Students managing limited income
- Freelancers tracking irregular income
- Couples managing shared expenses
- Anyone trying to save money or get out of debt


Developed by Budgex. Download free today and join thousands of users who finally 
have control of their money.

Please find our Terms of Use, Privacy Policy and Support Centre links below.

Terms of use:  https://simplebudget.online/apps/terms/simplebudget/
Privacy Policy: https://simplebudget.online/policysimplebudget/
Help Centre: https://simplebudget.online/apps/support/simplebudget/

## Key features

- Expense and income tracking
- Budget planning and savings goals
- Debt and bill management
- Offline finance management
- Automatic cloud backup
- Customizable expense categories
- Forecasting future expenses

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Subscription | $4.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime | $69.99 | one-time |


## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/simple-budget-expense-manager/id6746043320/reviews.md

### 5/5 — Perfectly Simple

*2025-12-22*

Does exactly what it says on the tin. Simple to use, allows me to edit my ever changing income & expenditures. With recurring and one off payments easily managed. I have loved this app on android for a few years and was happy to see an Apple version, however it wouldn’t work for me. The customer service I’ve received has been amazing and they worked tirelessly to find a solution for me and others like me. So delighted to have it back in my life and know it has good people running it. Thanks guys!

### 5/5 — Great App

*2025-12-20*

I have used this app for many years & I would be lost without it. I have an irregular income being self employed and normal budgeting apps do not work for my income variations, however this one does. I am able to run all my different budgets on one app. I don’t want a budgeting app that links to my bank accounts so for me this app is simple straight forward and user friendly. I’m able to have recurring payments, add in irregular incomes and payments and it works perfectly.

However I recently moved over from an Android to IOS and the app wouldn’t work. I spoke to the developers multiple times to try and get the app working & amazingly it now works thanks to their hard work and persistence. 

Great app and great developers highly recommend

### 5/5 — Best Budget App by Far

*2025-12-20*

This app is amazing, easy to use, worth the upgrade to Premium. I used it on Android, & waited for it to be released to IOS. I was given by help the developers, when I hit problems, who were brilliant. The best app for this type budgeting.

### 1/5 — Lexi

*2025-11-28*

Loved this app on my galaxy but it doesn’t work 
for apple

### 1/5 — Can’t even open

*2025-10-02*

I’m a long time user. On android, this is the best budgeting app I came across and worked best for me. On iOS it can’t even open, even after the updates. It’s a great app, but can’t recommend it as it is right now on iOS

## Frequently asked questions about Simple Budget

### What is Simple Budget?

Simple Budget is a finance management app designed to help users track expenses, manage budgets, and monitor debt. It offers features like daily insights, recurring payment tracking, and forecasting tools.

### Is Simple Budget free to use?

Yes, Simple Budget offers 100% free features for budgeting and money management. However, it does contain advertisements and offers in-app purchases.

### Does Simple Budget have ads?

Yes, Simple Budget contains advertisements. These ads are present within the app to support its free features.

### What devices does Simple Budget support?

Simple Budget is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### How often is Simple Budget updated?

The app was last updated on February 4, 2026, indicating regular updates to improve functionality and add new features. The latest version is 2.8.

### Can I manage my finances offline with Simple Budget?

Yes, Simple Budget supports offline finance management. You can track your daily expenses, budgets, and bills without an internet connection.

### Does Simple Budget require a bank account?

No, Simple Budget does not require a bank account to use. You can manually add your income and expenses to manage your finances.

### What are the subscription options for Simple Budget?

Simple Budget offers a Monthly Subscription plan for $4.99 per month. This subscription likely provides an enhanced experience, potentially removing ads or unlocking premium features.

## Version history (last 5 releases)

### 3.3 — 2026-07-27

Added support for recurring expense end dates along with performance improvements and bug fixes.

### 3.2 — 2026-06-15

Under the hood improvements and bug fixes for a smoother experience.

### 3.1 — 2026-05-18

Under the hood improvements and bug fixes for a smoother experience.

### 3.0 — 2026-05-10

Your Eyes Will Thank You
Dark and light mode now follows your system theme automatically - no setup needed.

Your Language, Your Choice
You can now change the app language directly from settings - no need to change your device language.

### 2.9 — 2026-05-07

Your Eyes Will Thank You
Dark and light mode now follows your system theme automatically - no setup needed.

## Apps similar to Simple Budget

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Fudget: Monthly Budget Planner](https://appshunter.io/ios/app/fudget-monthly-budget-planner/id1664719450) | 4.7 (1,741) | Free | Finance |
| [Simply Budget - easy budgeting](https://appshunter.io/ios/app/simply-budget-easy-budgeting/id1530263028) | 4.6 (194) | Free | Finance |
| [Simple Budget: Expense Tracker](https://appshunter.io/ios/app/simple-budget-expense-tracker/id1560574926) | 4.4 (47) | Free | Finance |
| [Dollarwise: Budget & Tracking](https://appshunter.io/ios/app/dollarwise-budget-and-tracking/id6739215932) | 3.8 (3,816) | Free | Finance |
| [Weekly: Budget Planner & Bills](https://appshunter.io/ios/app/weekly-budget-planner-and-bills/id1460038809) | 4.8 (3,704) | Free | Finance |
| [BuyBye - Budget Planner](https://appshunter.io/ios/app/buybye-budget-planner/id6744707747) | 4.5 (1,701) | Free | Finance |

## More apps by Waheed Nazir

- [Random Password Generator App](https://appshunter.io/ios/app/random-password-generator-app/id1612955850)
- [Simplest Password Generator](https://appshunter.io/ios/app/simplest-password-generator/id6783196711)

All apps by Waheed Nazir: https://appshunter.io/developer/1612955852

## Related topics

[personal finance budget](https://appshunter.io/ios/topics/personal-finance-budget)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*