# Simple Budget: Expense Tracker — Simple Finance & Money Tracker > Envelope budgeting system with digital enhancements for expense tracking and savings growth. (iPhone/iPad app by Luke Brady.) - Source: https://appshunter.io/ios/app/simple-budget-expense-tracker/id1560574926 (this page in markdown: same URL + `.md`) - Developer: [Luke Brady](https://appshunter.io/developer/1560574928) - Category: Finance - Price: Free with in-app purchases - Rating: 4.43/5 from 47 App Store ratings · 9 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 59 MB - Languages: English - Released: 2021-11-24 - Data updated: 2026-07-25 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/simple-budget-expense-tracker/id1560574926/reviews.md ## What is Simple Budget? Simple Budget is a financial tool to simplify your budgeting needs. It is based on the envelope budgeting system, with some digital enhancements. Enter your transactions and utilize our powerful insights to understand where your money is going, and how you can grow your savings. Signing up is as easy as getting a text message. Use your phone number to access your budget across multiple devices. TRACK YOUR SPENDING Adding a transaction takes only seconds to complete. You can add your expense before you've even left the drive through. Transactions are entered manually to allow for the greatest transparency. Enhance your budget even more by linking your transactions to categories and accounts. POWERFUL INSIGHTS Growing your savings starts with understanding how much money you make, how much you spend, and how much you have leftover. Our insights help you get clarity on this, allowing you to refine your budget over time and maximize your savings potential. This includes how your money is spent across categories (or envelopes), how it compares to your income and your expected spending power, your annual savings by month, and more! LEARN FROM YOUR SPENDING Look at how your spending has changed month to month, so you can see how future spending will look. You can view your spending history over the past year to see where you can save and where you're spending too much. YOUR DATA - SAFE & SECURE Simple Budget does not link to your bank accounts, meaning your data is added manually. This helps keep the app, and your financials, safe and secure. However, the real reason we don't link to your bank accounts is to increase financial transparency. If the app does everything automatically for you, there's less reason to check on things yourself. Keeping it manual means you're going to be fully aware of every transaction you make. You can also export your transactions, for free, anytime you want. Whether you like to keep backups of your financial records, or want to play around with your own insights, exporting your transactions is made available to you. BUDGET CALCULATOR Budget calculator is a tool used to see how your budget will look like by the end of the month. If your utility bills aren't until the end of the month, but you know it will be an expense you have, you can use the calculator to see how things will look after those bills. This helps you determine if you really should splurge on the new phone that just came out. Even though you may have $500 available in your budget, using the Budget Calculator you can see that $120 will be going towards unavoidable bills. ~~~PREMUIM ACCOUNTS~~~ For just $1/month, enjoy premium access to all the features Simple Budget has to offer. Save a whopping $2 if you subscribe annually, at only $10 for the whole year. Not interested? No problem, the core of Simple Budget is completely free to use, with premium access only affecting insights and extra tools/resources. Simplify Your Budget. Bugs/Features? Contact luke@pgmediasolutions.com Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy https://www.gosimplebudget.com/privacy-policy ## Key features - Envelope budgeting system - Manual transaction entry - Spending insights and analysis - Budget calculator - Cross-device access - Transaction export ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly Premium Subscription | $0.99 | per month | | Annual Premium Subscription | $9.99 | per year | ## Recent user reviews (9 of 9) All indexed reviews: https://appshunter.io/ios/app/simple-budget-expense-tracker/id1560574926/reviews.md ### 5/5 — Handy quick personal budgeting *2026-03-24, version 1.13.3* This app was my answer to leaving behind spreadsheets for my personal budget! I can easily manage my personal budget by hand, tracking every expense no matter what card I use. I can also add income and cash gifts. I don’t have to deal with creepy apps like Mint that read and steal my banking info. This app is handy and useful and in my control! ### 5/5 — Just what I needed!! *2026-01-03, version 1.13.3* I have been looking for a free app just to track my spending manually with a budget. Love this app SO MUCH! Glad it exists ### 5/5 — Simple and Easy *2025-09-10, version 1.12.7* This is exactly what I was looking for. I didn’t need anything fancy that is linked to my bank or cards. This also forces you to put in your spending and be more conscious of your habits. Works well for me ### 1/5 — Doesn’t update *2025-04-12, version 1.12.7* Didn’t update my income and it’s just not a straightforward plug in and go. Try the everdollar app of Dave Ramsay way more straightforward even if that app also took a lot of features for their pay wall ### 5/5 — Nice and Simple! *2025-03-14, version 1.12.7* The only app I use to track my budget! Nice and simple really helps me budget my day to day expenses! ### 1/5 — What a joke *2025-01-27, version 1.12.7* App has no API integrations to automatically track spending. All spending has to be tracked manually. And they want you to PAY for this functionality? ### 5/5 — Handy quit personal budgeting *2024-12-25* This app was my answer to leaving behind spreadsheets for my personal budget! I can easily manage my personal budget by hand, tracking every expense no matter what card I use. I can also add income and cash gifts. I don’t have to deal with creepy apps like Mint that read and steal my banking info. This app is handy and useful and in my control! **Developer response:** Hi Hannah, Thank you very much for using Simple Budget! I’m glad it’s helping you stay in control of your finances without the need for spreadsheets or intrusive apps. Your support means a lot! Best, Luke ### 1/5 — Worst *2024-10-07, version 1.12.4* Tried to signin/register and the app doesn’t work. Each time I put in my number to register, it takes me to a verification page which, I complete and then I get an error saying can’t signin/register. If it take multiple tries to get just get started, I can’t imagine the bugs this app while using it. ### 5/5 — Love this App *2023-06-13* This is perfect. Simple, but still detailed enough ## Frequently asked questions about Simple Budget ### What is the core budgeting method used by Simple Budget? Simple Budget is based on the envelope budgeting system, a method that allocates specific amounts of money to different spending categories. This manual approach aims to increase financial transparency and awareness of every transaction made. ### How does Simple Budget ensure the security of my financial data? Simple Budget prioritizes security by not linking to your bank accounts. All financial data is entered manually, which enhances transparency and keeps your personal financials safe within the app. ### Can I export my transaction data from Simple Budget? Yes, you can export your transactions for free at any time. This feature allows you to keep backups of your financial records or analyze your data with your own tools. ### What are the premium features in Simple Budget? Premium access in Simple Budget unlocks enhanced insights and additional tools or resources. The core functionality of the app, including basic tracking and insights, remains free to use. ### What is the pricing for Simple Budget's premium subscription? Simple Budget offers a monthly premium subscription for $0.99 per month, with a free trial period. An annual subscription is available for $9.99, saving you $2 compared to the monthly rate. ### How often is Simple Budget updated? The latest version of Simple Budget is 1.13.3, and it was last updated on November 2, 2025. This indicates a relatively active development cycle for the application. ### What devices is Simple Budget available on? Simple Budget is available for iPhone and iPod devices. It is designed for iOS users looking to manage their finances on the go. ### What is the age rating for Simple Budget? Simple Budget has an age rating of 4+. This means it is suitable for users of all ages, with no mature content or themes. ## Version history (last 5 releases) ### 1.14.0 — 2026-07-05 - All new onboarding flow to make your entry into budgeting even easier! - Graphics overhaul with better colors, visualizations, and icons - All around major performance improvements ### 1.13.3 — 2025-11-02 A lot has changed since our last update! - Updated design and improved usability - A rebuilt in-app purchase system for smoother transactions - General performance and stability upgrades ### 1.12.7 — 2024-10-12 Fixed authentication bug. ### 1.12.4 — 2024-07-20 Bug fixes and improvements. ### 1.12.3 — 2024-07-17 More bug fixes and performance enhancements. ## Apps similar to Simple Budget | App | Rating | Price | Category | | --- | --- | --- | --- | | [Budget App & Expense Tracker](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613) | 4.8 (2,685) | Free | Finance | | [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,305) | Free | Finance | | [Weekly: Budget Planner & Bills](https://appshunter.io/ios/app/weekly-budget-planner-and-bills/id1460038809) | 4.8 (3,617) | Free | Finance | | [Budget Planner: Budget, Bills](https://appshunter.io/ios/app/budget-planner-budget-bills/id1300458193) | 4.3 (2,325) | Free | Finance | | [Expenses: Spending Tracker](https://appshunter.io/ios/app/expenses-spending-tracker/id1492055171) | 4.8 (1,775) | Free | Finance | | [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (18,423) | Free | Finance | ## More apps by Luke Brady - [Triangle & Slope Calculator](https://appshunter.io/ios/app/triangle-and-slope-calculator/id1566355459) All apps by Luke Brady: https://appshunter.io/developer/1560574928 ## Related topics [simple budget](https://appshunter.io/ios/topics/simple-budget) · [budget expense tracker](https://appshunter.io/ios/topics/budget-expense-tracker) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-25.*