# Simple Budget - GrowStash — Income & expense tracking > Budgeting app that aligns with irregular pay cycles and simplifies expense tracking. (iPhone/iPad app by Shivam Rishi.) - Source: https://appshunter.io/ios/app/simple-budget-growstash/id6757188759 (this page in markdown: same URL + `.md`) - Developer: [Shivam Rishi](https://appshunter.io/developer/1647309857) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 4 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 18.0 · 12 MB - Languages: American English - Released: 2026-01-05 - Data updated: 2026-06-06 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/simple-budget-growstash/id6757188759/reviews.md ## What is Simple Budget? Money feels harder than it should. Not because you spend too much, but because most tools force you to think too much. If you get paid weekly, fortnightly, or irregularly, traditional monthly budgeting just doesn’t fit real life. This app is built around your pay cycle, not a calendar. You plan one cycle at a time. You allocate your income clearly. You spend without constantly doing mental math. How it works Set your pay cycle and income Create simple spending buckets Allocate money in percentages or fixed amounts Log expenses in seconds See exactly what’s left until your next pay No spreadsheets No complicated categories No guilt-driven charts Why it feels different Designed for real pay cycles Built to reduce mental load Fast flows with minimal screens Clear limits without constant recalculation Works even if your expenses repeat monthly You always know: What you can spend Where your money is going What’s coming next Made for people who want clarity If monthly budgets never worked for you If you want a calmer way to manage money If you prefer planning once and adjusting gently This app is for you. # Privacy & Terms Privacy Policy: https://grow-stash-privacy-policy.vercel.app/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula ## Key features - Pay cycle-based budgeting - Income allocation - Simple spending buckets - Fast expense logging - Clear remaining balance - Reduced mental load ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Yearly Subscription | $12.99 | per year | | Monthly Subscription | $1.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Lifetime Access | $4.99 | one-time | | Lifetime Access | $0.99 | one-time | | Lifetime Access | $19.99 | one-time | ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/simple-budget-growstash/id6757188759/reviews.md ### 5/5 — Finally an app that helps me plan my spending properly *2026-01-06* I’ve tried quite a few spending tracker apps, but Grow Stash is honestly something I’ve been wanting for a long time. What I really like is how it works around my salary cycle, whether you’re paid fortnightly or monthly. It automatically helps split your income into savings, investments, and different spending categories, which makes managing money feel much more intentional. What stands out to me is that it’s not just about tracking what you’ve already spent. It actually helps you decide how much you want to spend on things like groceries and daily expenses beforehand, which has made me much more mindful with my money. The app feels simple and practical without being overwhelming, and it genuinely helps me stay in control of my finances. Overall, it’s a really useful app and something I personally needed. I’d definitely recommend it to anyone looking for an easy and realistic way to manage their money. ### 5/5 — Simple and Very useful *2026-01-06* Helps me track my expenses without being overwhelmed. Love it ### 5/5 — Amazing App *2026-01-06* Easy to use and very helpful 😍 ## Frequently asked questions about Simple Budget ### What is the main benefit of Simple Budget? Simple Budget is designed around your pay cycle, not a traditional calendar, making it ideal for those with weekly, fortnightly, or irregular income. It aims to reduce mental load by simplifying income allocation and expense tracking. ### How does Simple Budget handle irregular income? The app allows you to set your specific pay cycle and income, then plan one cycle at a time. You can allocate your income into simple spending buckets using percentages or fixed amounts. ### Is Simple Budget free to use? The app is free to download and use, with optional subscription plans available for enhanced features. These include a monthly subscription at $1.99/month and a yearly subscription at $12.99/year. ### What are the subscription options for Simple Budget? Simple Budget offers a monthly subscription for $1.99 and a yearly subscription for $12.99. The yearly plan includes a 3-day free trial. ### What devices does Simple Budget support? Currently, Simple Budget is supported on iPhone devices. It was last updated on January 26, 2026, with version 1.0.5. ### How secure is my financial data with Simple Budget? While specific security measures are not detailed in the description, the app provides links to its Privacy Policy and Terms of Use for users to review. These documents should outline data handling and security practices. ### Does Simple Budget have ads? No, the application data indicates that Simple Budget does not have advertisements. It is free to download and use, with in-app purchases available for subscription plans. ### What is the age rating for Simple Budget? Simple Budget has an age rating of 4+, making it suitable for a wide range of users. It was first released on January 5, 2026. ## Version history (last 5 releases) ### 1.0.5 — 2026-01-26 Squashed bugs, boosted performance. Your money deserves a smooth ride! ### 1.0.4 — 2026-01-20 - Squashed bugs, boosted performance. Your money deserves a smooth ride! ### 1.0.3 — 2026-01-16 • New notification controls to remind you to log expenses on time • Optional notes for expenses — add context to every transaction • End a pay cycle early • Squashed bugs, boosted performance. Your money deserves a smooth ride! ### 1.0.2 — 2026-01-12 Squashed bugs, boosted performance. Your money deserves a smooth ride! ### 1.0.1 — 2026-01-07 Squashed bugs, boosted performance. Your money deserves a smooth ride! ## More apps by Shivam Rishi - [QuoteU](https://appshunter.io/ios/app/quoteu/id1030477675) - [URLMarker](https://appshunter.io/ios/app/urlmarker/id1607050828) - [Bluogs: Mood Tracker](https://appshunter.io/ios/app/bluogs-mood-tracker/id6667099630) - [Bookmark Links: PostPocket](https://appshunter.io/ios/app/bookmark-links-postpocket/id6670723615) - [Daily Checklist · To Do List](https://appshunter.io/ios/app/daily-checklist-to-do-list/id6743703945) - [AI Art Maker: LetUsAnimate](https://appshunter.io/ios/app/ai-art-maker-letusanimate/id6745218186) All apps by Shivam Rishi: https://appshunter.io/developer/1647309857 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-06.*