# Simple Budget Planner Deluxe — Monthly Home Budget Helper

> Manual budget planner using the envelope system for financial accountability. (iPhone/iPad app by Black Cigar Apps, LLC.)

- Source: https://appshunter.io/ios/app/simple-budget-planner-deluxe/id1436073709 (this page in markdown: same URL + `.md`)
- Developer: [Black Cigar Apps, LLC](https://appshunter.io/developer/552986097)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 1.80/5 from 5 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 23 MB
- Languages: American English
- Released: 2019-01-20
- Data updated: 2026-08-21
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/simple-budget-planner-deluxe/id1436073709/reviews.md

## What is Simple Budget Planner Deluxe?

If you don't have a budget, you need one.
Plain and simple.

Budgeting should be easy. You should be active with your budget.

That is why we made the Simple Budget Planner app. We wanted to build a simple budget that holds you accountable. We purposely built an app that didn't automatically sync with your bank and credit card accounts. Those budgeting tools are worthless.

You want to be active with your budget daily, you want to see the transactions and know exactly where you money is going. You will be far more successful with your budget if you're putting in the time to see every expense and transaction.

With Simple Budget Planner, you need to input your income and expenses manually. It may sound tedious or annoying but it will make you successful with your budget, it adds accountability. Either add your transactions as they happen or do it periodically throughout the day. It's important that you're aware of all of your money transactions, in and out.

We've built this app using the famous envelope system. It has been trusted by many and we are taking it to the next level applying it to our app. You create envelopes for all of your spending categories and that is what you have budgeted for the month. 

Budgeting doesn't have to be hard. Start today by creating your budget and stick with it. In a matter of a couple weeks you'll notice the difference. You'll see money that you're saving. Take control of your personal finances now.

With upgrading to a subscription model, the subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Payment will be charged to iTunes Account at confirmation of purchase. Your account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Subscriptions options are as follows:
-1 month - $4.99
-6 months - $19.99
-12 months - $29.99
If you don’t choose to Upgrade, you can simply continue using Simple Budget for free.

Privacy Policy
https://blackcigarapps.com/wp-content/uploads/2019/01/privacy_policy.html

Terms of Condition
https://blackcigarapps.com/wp-content/uploads/2019/01/terms_and_conditions.html

## Key features

- Manual income and expense tracking
- Envelope budgeting system
- Financial accountability
- Spending category creation
- Personal finance control

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Upgrade Pro Monthly | $4.99 | per month |
| Upgrade Six Monthly | $19.99 | per 6 months |
| Upgrade Pro Yearly | $29.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Upgrade One Time Purchase | $59.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/simple-budget-planner-deluxe/id1436073709/reviews.md

### 1/5 — Wayne68787

*2019-10-20*

I just downloaded the pro version and I can’t even put in my income to start I work hard for my money and thought this would be the budget I could use but guess it was a waste of money lesson learned

### 1/5 — Doesn’t work

*2019-02-16*

have to transfer all info to the new app & constantly crashes before starting up to enter new data or expenses

## Frequently asked questions about Simple Budget Planner Deluxe

### How does Simple Budget Planner Deluxe help with budgeting?

Simple Budget Planner Deluxe uses the envelope system to help you categorize and track your spending. By manually inputting all your income and expenses, you gain a clear overview of where your money is going, fostering accountability.

### Does Simple Budget Planner Deluxe sync with bank accounts?

No, Simple Budget Planner Deluxe is designed for manual input. This approach is intended to increase user engagement and awareness of daily transactions, which the developers believe leads to greater budgeting success.

### What are the subscription options for Simple Budget Planner Deluxe?

Simple Budget Planner Deluxe offers several subscription plans: $4.99 for 1 month, $19.99 for 6 months, and $29.99 for 12 months. Subscriptions automatically renew unless turned off at least 24 hours before the current period ends.

### Can I use Simple Budget Planner Deluxe for free?

Yes, you can continue using the core features of Simple Budget Planner Deluxe for free. The subscription model is optional and provides access to additional benefits or an enhanced experience.

### What is the user rating for Simple Budget Planner Deluxe?

Simple Budget Planner Deluxe has a rating of 1.8 stars from 5 ratings. This indicates that current users have expressed significant dissatisfaction with the application.

### What devices is Simple Budget Planner Deluxe compatible with?

Simple Budget Planner Deluxe is compatible with iPhones, iPads, and iPods. It is designed for Apple's iOS ecosystem.

### How often is Simple Budget Planner Deluxe updated?

Simple Budget Planner Deluxe was last updated on January 20, 2019, with version 1.0. The application has not received updates since its initial release in January 2019.

### What is the age rating for Simple Budget Planner Deluxe?

Simple Budget Planner Deluxe has an age rating of 4+. This means it is considered suitable for children aged 4 and older.

## Version history (last 1 release)

### 1.0 — 2019-01-20

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*