# Simple DCA Calculator — Invest, Compound Interest

> Invest, Compound Interest (iPhone/iPad app by Zhiqi Pan.)

- Source: https://appshunter.io/ios/app/simple-dca-calculator/id6762211495 (this page in markdown: same URL + `.md`)
- Developer: [Zhiqi Pan](https://appshunter.io/developer/1893386703)
- Category: Finance, Productivity
- Price: $0.99
- Age rating: 4+
- Requires: iOS 17.0 · 3 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2026-04-17
- Data updated: 2026-09-09
- User reviews in markdown: https://appshunter.io/ios/app/simple-dca-calculator/id6762211495/reviews.md

## What is Simple DCA Calculator?

DCA Calculator shows you how consistent, disciplined investing can grow your wealth over time — beautifully, and in seconds.

Set your initial capital, recurring contribution, expected annual return, and time horizon, then watch your projected balance update instantly on a smooth, interactive growth chart — plotted against the money you actually put in, so the power of compounding is impossible to miss.

FEATURES
• Interactive growth chart — drag to inspect your projected balance at any point in time
• Flexible contribution schedules — invest daily, weekly, monthly, quarterly, or yearly
• Withdrawal planning — model fixed-amount or fixed-percentage withdrawals during your investment period
• Saved plans — store as many scenarios as you like, then rename, edit, or revisit them anytime
• Drag to reorder — arrange your plans exactly how you want them
• iCloud sync — your plans follow you across iPhone and iPad, no account required
• Multiple currencies — USD, EUR, GBP, JPY, CHF, and more
• Precise editing — dial in every number exactly with the precision editor

WHAT IS DOLLAR-COST AVERAGING?
Dollar-cost averaging (DCA) means investing a fixed amount at regular intervals, regardless of price. It removes the need to time the market and turns investing into a steady, repeatable habit.

WHO IT'S FOR
• Investors planning funds, index portfolios, or long-term savings
• Anyone saving toward retirement, a home, or a child's education
• Anyone who wants to see compound interest and DCA at work

ABOUT THE MODEL
To keep results clear, returns are assumed to be smooth and constant, and taxes and fees are not included. Withdrawals are taken each period before growth, and the balance never falls below zero. Results are for learning and illustration only and are not financial advice.

PRIVACY
Your data stays on your device and syncs through your private iCloud. No accounts, no tracking, no personal information collected.


## Version history (last 4 releases)

### 1.3 — 2026-08-12

- Fixed the precision editor's keypad showing light over the dark interface
- New: Settings with in-app feedback — send requests and issues right from the app
- Improvement: starter presets are now four real goals: retirement, university fund, house deposit, emergency buffer

### 1.2 — 2026-06-15

A sharper picture of how long your money lasts:

• Run-out forecasts are now precise to the month — "runs out in 1 year 2 months", not just a year count
• Once a plan fully depletes, the projection now stays flat instead of bouncing back — no more phantom recoveries
• The amount you take out turns red when your plan depletes, so shortfalls stand out at a glance
• A brand-new app icon
• Fixed a slider that could stop responding after switching apps mid-drag

### 1.1 — 2026-06-09

This update brings powerful new ways to plan:

• Flexible contribution schedules — invest daily, weekly, monthly, quarterly, or yearly
• Withdrawal planning — model fixed-amount or fixed-percentage withdrawals over time
• iCloud sync — your saved plans now follow you across all your devices
• Edit plans — rename and update every detail of a saved plan in place
• Drag to reorder — arrange your saved plans however you like
• Now available in Simplified Chinese
• The growth chart now plots your total contributions for a clearer view of compounding
• Refined currency menu, polished UI details, and bug fixes

### 1.0 — 2026-04-17

No release notes.

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## More apps by Zhiqi Pan

- [Simple Date Calculator](https://appshunter.io/ios/app/simple-date-calculator/id6762223333)
- [Cleanlink](https://appshunter.io/ios/app/cleanlink/id6762224526)
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- [Image Convertor](https://appshunter.io/ios/app/image-convertor/id6762311390)
- [Days Anchor - Countdown Events](https://appshunter.io/ios/app/days-anchor-countdown-events/id6762412284)

All apps by Zhiqi Pan: https://appshunter.io/developer/1893386703

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*