# Simple Envelope Budgeting — Every Dollar Finds Its Place

> Digital envelope budgeting app for tracking spending and savings goals. (iPhone/iPad app by Frank Herring.)

- Source: https://appshunter.io/ios/app/simple-envelope-budgeting/id6443788334 (this page in markdown: same URL + `.md`)
- Developer: [Frank Herring](https://appshunter.io/developer/1229497521)
- Category: Finance, Productivity
- Price: $2.99
- Rating: 3.70/5 from 11 App Store ratings · 8 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 4 MB
- Languages: American English
- Released: 2022-10-17
- Data updated: 2026-09-06
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/simple-envelope-budgeting/id6443788334/reviews.md

## What is Simple Envelope Budgeting?

All The Features You Want:
- Syncs Via iCloud to All of Your Devices
- Goals for Savings
- Color-Coded Envelopes
- Supports iPhone and iPad
- Search Function to Quickly Find Envelopes
- Filters for Viewing Specific Transactions and Expenses
- Indicates When You Are Over Budget

None of the Features You Don't:
- No Ads
- No In-App Purchases to Unlock Full Functionality
- No Syncing with Your Bank Account (I've never found an app that does this in a useful manner anyways)

Creating a budget is a crucial element of financial success. Without tracking your spending, even the fanciest of excel sheets are deemed useless. Simple Envelope is the easiest, quickest, and most efficient way to monitor and execute your budgets. Based on the physical envelope method, Simple Envelope is here to help you digitize your financial efforts so you can easily track your spending habits. 

Tracking family allowances? Instead of making trips to the bank, leave everyone's allowance in the bank and keep it all in digital envelopes instead!

Simple envelope strives to make tracking your budgets as easy as 1,2,3! Simply create new “envelopes” with your budget's desired name and monetary amount. As you spend, add in your expenditures to see where and how you spend your money - Simple in and Simple out.

## Key features

- iCloud Sync
- Savings Goals
- Color-Coded Envelopes
- Budget Overspend Indicator
- Search Function
- Ad-Free Experience

## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/simple-envelope-budgeting/id6443788334/reviews.md

### 1/5 — Was perfect until recent update

*2026-08-17*

Couldn't find another app like this and used it for forever - now it's been updated, and aside from my preference for the old UI it's now so glitchy it's unusable. Can never even get the submit button to work to log anything. No good way to contact developer, only through twitter and got no response. Loved this app and wish I could go back to before the recent update!!

**Developer response:** Thank you for the review. Apologies, looks like the Twitter account was configured not to accept messages or posts from strangers. That’s been corrected. 

Would you mind sending an email to simpleenvelopebudgeting@gmail.com detailing the issue with any screenshots / videos? 

In the meantime, I’m preparing a more robust support/feedback system for this app and will include it as soon as possible. Thanks again.

### 3/5 — Bad update

*2026-08-02*

I used to love this app, but the latest update is incredibly buggy. I can’t submit many times without refreshing the app 5 or 6 times.

**Developer response:** Thank you for the review. 

Would you mind sending an email to simpleenvelopebudgeting@gmail.com detailing the issue with any screenshots / videos? 

In the meantime, I’m preparing a more robust support/feedback system for this app and will include it as soon as possible. Thanks again.

### 3/5 — I love this app but….

*2026-04-03*

I loved this app because it’s simple cheap and effective for me but it recently been freezing on me.

**Developer response:** Thanks for the feedback! I’ve made some performance updates based on this review. Hopefully it resolves your issues!

Would you mind sending an email to simpleenvelopebudgeting@gmail.com detailing the issue with any screenshots / videos? 

In the meantime, I’m preparing a more robust support/feedback system for this app and will include it as soon as possible. Thanks again.

### 1/5 — Useless

*2025-08-15*

This is totally useless—I mean really.

No months, no unallocated pool, no sense of a rolling budget.

Pointless really.

I mean I’m looking for a stripped down app, but this takes on a new meaning of stripped.

My excel spreadsheet has twenty times the formatting this thing has.

I’ll chalk this up as a scam. You got me! Don’t spend it all in one place! 🤣

### 5/5 — Perfect

*2025-04-26*

This app is user-friendly and simple - just what I needed to hold myself accountable with spending.

### 5/5 — Great App!

*2024-02-15*

I’ve been looking for an app like this for a few months now. All the ones I’ve tried either have a monthly/annual fee or have ads plastered all over the screen. This app is cheap, straightforward, and easy to use. The only thing I feel that is missing is being able to change the colors of your envelopes. Hoping that will be added some time in the near future! Definitely would recommend!

### 1/5 — Recurring transaction

*2023-10-04*

This is a monthly fee???

**Developer response:** Good morning,

Please help me understand your concern. There are no monthly fees to use this application. The whole reason that I built this application is so you purchase once and then have access to it forever. 

Hopefully I can address your concerns. Thanks for leaving some feedback.

### 5/5 — Super easy-Super usable!

*2022-11-13*

Straightforward app that is so easy to use!  It’s quick and most ppl have their phones with them all the time so it’s actually HARD to miss an entry!  It’s perfect for keeping track and having it visible whenever I need a quick look!  Love it!

## Frequently asked questions about Simple Envelope Budgeting

### What is Simple Envelope Budgeting?

Simple Envelope Budgeting is a finance app that digitizes the physical envelope budgeting method. It helps users track spending, set savings goals, and monitor their budgets using a color-coded envelope system.

### How much does Simple Envelope Budgeting cost?

Simple Envelope Budgeting is a paid app, available for a one-time purchase of $1.99. There are no in-app purchases or subscriptions required to unlock full functionality.

### Does Simple Envelope Budgeting have ads?

No, Simple Envelope Budgeting is completely ad-free. The developer explicitly states 'No Ads' as a feature, ensuring an uninterrupted user experience.

### What devices does Simple Envelope Budgeting support?

Simple Envelope Budgeting is designed for Apple devices and supports both iPhone and iPad. It syncs data across all your Apple devices via iCloud.

### How often is Simple Envelope Budgeting updated?

The app was last updated on February 20, 2025, indicating ongoing development and support. The latest version is 2.3.

### Is Simple Envelope Budgeting secure?

The app focuses on manual entry and iCloud syncing, avoiding direct bank connections which inherently reduces certain security risks associated with financial apps. It is rated for ages 4+.

### What do users like about Simple Envelope Budgeting?

Users appreciate its simple and straightforward design, lack of ads and in-app purchases, and its effectiveness in helping them monitor and execute their budgets. The iCloud sync is also a highly valued feature.

### Can Simple Envelope Budgeting sync with my bank account?

No, Simple Envelope Budgeting does not sync with bank accounts. The developer intentionally omitted this feature, preferring a manual entry system for simplicity and user control.

## Version history (last 5 releases)

### 3.1.0 — 2026-08-24

Simple Envelope 3.1.0 focuses on reliability and clearer app information.
- Improved transaction form reliability so submit buttons respond promptly and consistently.
- Added convenient links to the Privacy Policy and Support page in Settings.
- Review release highlights in the new What’s New view.

### 3.0.1 — 2026-08-11

What’s New in 3.0.1
- Improved the tab and navigation experience on iPad  
- Refreshed the launch screen with a larger, clearer envelope mark  
- Made behind-the-scenes improvements to keep Spending and Saving workflows consistent and dependable

### 3.0.0 — 2026-06-28

Simple Envelope 3.0.0 is a big refresh focused on making everyday budgeting faster, clearer, and easier to manage.

- Enjoy a refreshed interface inspired by Liquid Glass with cleaner lists, updated forms, improved iPad sidebars, a new app icon, and a smoother launch screen.
- Pin important Spending and Saving envelopes to the top.
- Search and filter transaction history by note, date range, amount range, and funds vs. expenses.
- See clearer balance states, including improved negative-balance warnings.
- Track savings goals with clearer progress indicators.
- Export cleaner CSV files with better handling for names and notes that include commas, quotes, or line breaks.
- Better support for larger text, accessibility settings, reduced motion, and everyday reliability.

### 2.4 — 2026-05-04

- Envelope balances now animate more naturally when moving between funded, empty, and overspent states.
- Adding funds, adding expenses, editing transactions, deleting transactions, and resetting envelopes should feel more consistent and reliable.
- Spending and savings balances now round cleanly to cents, reducing odd display cases like near-zero negative values.
- CSV exports now use the same currency and date formatting as the rest of the app.
- Savings goals and envelope totals display more consistently across list and detail views.
- Improved reliability when saving changes in the background, reducing the chance of temporary UI freezes during envelope and transaction updates.

### 2.3 — 2025-02-20

Moderate UI overhaul. I hope y'all enjoy the new look and feel!

## Apps similar to Simple Envelope Budgeting

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Envilo Budget](https://appshunter.io/ios/app/envilo-budget/id6449257412) | — | Free | Finance |
| [Envelope Budget App - Tuck](https://appshunter.io/ios/app/envelope-budget-app-tuck/id6471009869) | 4.7 (25) | Free | Finance |
| [RealBudget: Envelope Budgeting](https://appshunter.io/ios/app/realbudget-envelope-budgeting/id1643604343) | 4.9 (136) | Free | Finance |
| [Centsible: Budget & Finance](https://appshunter.io/ios/app/centsible-budget-and-finance/id1609692064) | 4.4 (14) | Free | Finance |
| [Ezenvelopes](https://appshunter.io/ios/app/ezenvelopes/id6464551280) | 4.5 (2) | Free | Finance |
| [Digital Budget](https://appshunter.io/ios/app/digital-budget/id6444636956) | 5.0 (6) | Free | Finance |

## More apps by Frank Herring

- [Baby Bumps](https://appshunter.io/ios/app/baby-bumps/id1660476059)
- [Allocate: Budget Tracker](https://appshunter.io/ios/app/allocate-budget-tracker/id1666125530)

All apps by Frank Herring: https://appshunter.io/developer/1229497521

## Related topics

[simple envelope budgeting](https://appshunter.io/ios/topics/simple-envelope-budgeting) · [busget envelope](https://appshunter.io/ios/topics/busget-envelope) · [simple budget envelopes](https://appshunter.io/ios/topics/simple-budget-envelopes) · [budget envelopes spend tracker](https://appshunter.io/ios/topics/budget-envelopes-spend-tracker) · [envelope budgeting](https://appshunter.io/ios/topics/envelope-budgeting)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*