# Simple IOU — I.O.U. tracker

> Track loans, payments, and balances owed simply. (iPhone/iPad app by Danny Shoffner.)

- Source: https://appshunter.io/ios/app/simple-iou/id1357196142 (this page in markdown: same URL + `.md`)
- Developer: [Danny Shoffner](https://appshunter.io/developer/940143370)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.60/5 from 194 App Store ratings · 10 written reviews indexed
- Age rating: 4+
- Requires: iOS 10.3 · 17 MB
- Languages: American English
- Released: 2018-03-09
- Data updated: 2026-06-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/simple-iou/id1357196142/reviews.md

## What is Simple IOU?

It’s as simple as we can make it.

Know:
1. How much you loaned.
2. How much was paid.
3. How much you are owed.
4. When payments were made.

You can email the payment history if needed.
Let this app keep track of your I.O.U. and the balance owed.
No more keeping track of the IOU and the paper it is written on.

## Key features

- Track loaned amounts
- Monitor payments made
- View balance owed
- Record payment dates
- Email payment history

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Unlimited | $0.99 | one-time |


## Recent user reviews (10 of 10)

All indexed reviews: https://appshunter.io/ios/app/simple-iou/id1357196142/reviews.md

### 4/5 — Great App but for one thing…..

*2024-11-13*

The Month/Day/Year format really screws things up for users not in the USA. An option to change it to a Day/Month/Year would be appreciated, or replace the numerical month with letters to avoid confusion.

### 1/5 — Scam?

*2024-03-30, version 1.8.8*

I have been charged twice for this app within a couple of days of each other

### 3/5 — Not bad

*2024-03-01*

Nice simple app. It would be better if you could have them colour coded say red/green or tagged for who you owe / who owes you. Also if you could do +/- to put in payments vs when you’re leant or borrowed more money from the same person, rather than starting a whole new transaction. 

But overall not bad for tracking stuff compared to another I tried

### 1/5 — Would be great if it works

*2023-07-13, version 1.8.8*

After entering a few transactions. It shuts down.   The y can’t open any info back up. Paid the fee , Contacted developer.  Said would look into it. As of yet. Nothing ……..

### 5/5 — Easy and good!

*2022-11-19, version 1.8.8*

This App, is very easy to use and it keeps really good records of payments and then you can send or even screenshot the history and amount due to the borrower or loaner. 
It does all I need.

### 2/5 — There’s better options out there

*2022-05-08, version 1.8.8*

2 stars because it worked great until I paid for it. Now it won’t delete anything. I’ll just take the loss of the $1 and find a different one.

### 1/5 — App Fails

*2019-08-07, version 1.5*

Paid $ and only opened initially and never again. Waste of money

### 1/5 — Won’t open

*2019-02-26, version 1.4*

Just paid for this app first day worked fine. Now 2 days latter won’t open.

### 5/5 — Good job

*2019-02-22, version 1.4*

I do a lot of IOUs 10 here in 10 there which comes out to 100 to 200 a month. I keep these IOUs on one of those pocket notebooks I have now thrown away that little paper notebook that I paid $1.50. This app was great for me no pencil and paper and I always have this phone with me and it keeps track of the #BAL’s. I like that it is simple it makes it not a toy or a game it makes it a tool.

### 1/5 — Don’t waste the 1$

*2018-07-20, version 1.4*

Limited user interface, boring layout. Suggest going with another app

## Frequently asked questions about Simple IOU

### What does Simple IOU do?

This app helps you meticulously track money you've loaned out. It allows you to record how much was loaned, how much has been paid back, and the remaining balance owed. It also keeps a record of when payments were made.

### What are the key features of Simple IOU?

Key features include tracking the amount loaned, monitoring payments received, viewing the current balance owed, recording the dates of payments, and the ability to email the payment history. The app aims for simplicity in managing your IOUs.

### Is Simple IOU free to use?

The application is free to download and use, with the option for in-app purchases. This means core functionality is available without cost, but certain enhancements or features might require a purchase.

### Who is Simple IOU designed for?

This app is ideal for anyone who needs to keep track of informal loans, whether to friends, family, or colleagues. It's for individuals who want an easy and organized way to manage debts owed to them without complex financial tools.

### Can I share my payment history with others?

Yes, you can email the payment history directly from the app. This feature is useful for providing a clear record of transactions to yourself or to the person who owes you money.

## Version history (last 5 releases)

### 1.8.8 — 2021-10-21

Fix issue with dark mode.
Updated to work on IOS 15

### 1.7.8 — 2021-02-16

Bug fixed in dark mode when adding notes.

### 1.6.8 — 2020-04-11

We have changed this to a free evaluation with in app purchase.
Bugs fixed.

### 1.5 — 2019-08-01

Bug fixed

### 1.4 — 2018-07-07

Bug fixes

## Apps similar to Simple IOU

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Evenly - Lend and never forget](https://appshunter.io/ios/app/evenly-lend-and-never-forget/id961823930) | 4.9 (75) | Free | Finance |
| [Checksume](https://appshunter.io/ios/app/checksume/id6448069508) | — | $0.99 | Finance |
| [iOweYou: Debt Tracker](https://appshunter.io/ios/app/ioweyou-debt-tracker/id6450847298) | — | Free | Finance |
| [Loan Tracker: You Owe Me](https://appshunter.io/ios/app/loan-tracker-you-owe-me/id1147058670) | 4.5 (340) | Free | Finance |
| [Debes: Who owes me? Do I owe?](https://appshunter.io/ios/app/debes-who-owes-me-do-i-owe/id1540352951) | 4.0 (1) | Free | Finance |
| [Loan Calculator - Home Payment](https://appshunter.io/ios/app/loan-calculator-home-payment/id1097378421) | 4.8 (313) | Free | Finance |

## More apps by Danny Shoffner

- [Time Stamp a Simple Note](https://appshunter.io/ios/app/time-stamp-a-simple-note/id1040516818)
- [Simple Password List](https://appshunter.io/ios/app/simple-password-list/id1326895566)
- [Yard Sale Buy](https://appshunter.io/ios/app/yard-sale-buy/id1480034162)
- [Treasure Map And Hunt](https://appshunter.io/ios/app/treasure-map-and-hunt/id1520181338)

All apps by Danny Shoffner: https://appshunter.io/developer/940143370

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*