# Simple Payment Calculator — Car Loan Calculator and More

> Loan and lease payment calculator for vehicles and real estate. (iPhone/iPad app by Craig Standley.)

- Source: https://appshunter.io/ios/app/simple-payment-calculator/id362037043 (this page in markdown: same URL + `.md`)
- Developer: [Craig Standley](https://appshunter.io/developer/362037046)
- Category: Finance, Utilities
- Price: Free
- Rating: 2.78/5 from 9 App Store ratings · 28 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 2 MB
- Languages: English
- Released: 2010-03-17
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/simple-payment-calculator/id362037043/reviews.md

## What is Simple Payment Calculator?

This is a simple payment calculator that takes into account all aspects of car leasing and car and house financing- the purchase price, your down payment, sales tax and interest rates. It then calculates your payment based on the values entered.

Note: The trade in value of your car is deducted from the purchase price before tax is calculated.  Fields may be left blank if they do not apply to your situation, they all default to 0 unless changed by the user.

Lease calculates tax on the payment amount.

## Key features

- Loan and lease payment calculation
- Includes purchase price, down payment, tax, and interest
- Handles car trade-in values
- Supports house financing
- Fields can be left blank

## Recent user reviews (10 of 28)

All indexed reviews: https://appshunter.io/ios/app/simple-payment-calculator/id362037043/reviews.md

### 1/5 — Great when ads don’t cover content

*2024-01-21*

Great when it works and ads don’t cover content…

### 5/5 — Straight forward and works great!

*2023-12-29*

I’ve used this to calculate auto and mortgage payments for years and it is spot on every time. Read the fields and enter the information and you are good to go! Simple, quick and accurate.

### 1/5 — This app is broken

*2022-04-29*

The app is broken

### 1/5 — Off

*2020-05-06*

Advertisement covers payment amount ! Come on ! Seriously?!!

### 1/5 — Ruined by Adds

*2020-04-29, version 4.2.1*

Not just ruined, but useless because of them, adds are exactly where payment calculations are so it renders it useless.

### 1/5 — Did work Not it doesn’t

*2020-02-10, version 4.2.1*

I had it and it worked GREAT 
once the software update on my phone CANNOT SEE THE PAYMENT for the ads on the bottom

### 1/5 — Bad

*2020-01-04*

The keyboard stays in the way as your entering numbers.. If your lucky enough to get all your numbers in the ads on the bottom block the answer you were trying to get!

**Developer response:** What phone do you have?  Can you send a screenshot of what it looks like to support@cs-software.net? Thanks.

### 1/5 — App

*2019-10-11, version 4.0.1*

The key pad won’t go away and I can’t use it

### 5/5 — Pretty decent

*2019-09-15*

May not be exact but it gives you a decent idea

### 5/5 — Accurate!

*2019-06-22*

I am a car salesman, and sometimes I need to see all the numbers laid out. This app works perfect to help me and its very accurate. I’ve never had a problem with it

## Frequently asked questions about Simple Payment Calculator

### What kind of payments can this app calculate?

This app can calculate loan and lease payments for various purposes, including car loans, car leases, and house financing. It takes into account all relevant financial aspects to provide accurate payment estimates.

### How does the app handle trade-in values?

The trade-in value of your car is automatically deducted from the purchase price before sales tax is calculated. This ensures that the tax is applied to the net purchase amount, providing a more accurate overall calculation.

### Is this app free to use?

Yes, this application is completely free to use. There are no costs associated with downloading or using its features, and it does not contain any in-app purchases or advertisements.

### Can I leave fields blank if they don't apply?

Yes, you can leave fields blank if they do not apply to your specific situation. All fields default to 0 unless changed by the user, making it flexible for various financial scenarios.

### How does lease calculation differ for tax?

For lease calculations, the app applies sales tax to the calculated payment amount. This is a common method for taxing lease agreements and is accounted for in the app's calculations.

## Version history (last 5 releases)

### 4.2.1 — 2020-02-08

Fixed a text alignment issue

### 4.2 — 2020-01-04

Layout changes
Minor functional updates

### 4.0.1 — 2017-10-16

Fixed issue with 0% interest on car loans.

### 4.0 — 2017-09-20

iOS 11 Support (64bit)
Added lease calculator

### 3.4 — 2013-08-27

Updated views for 4 inch Retina Display

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## More apps by Craig Standley

- [Puget Sound Traffic](https://appshunter.io/ios/app/puget-sound-traffic/id407917401)
- [WeightsCalc Barbell Calculator](https://appshunter.io/ios/app/weightscalc-barbell-calculator/id1493849436)

All apps by Craig Standley: https://appshunter.io/developer/362037046

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
