# Simple Spend Tracker — Simple Money Tracking

> Offline, manual money management using the envelope budgeting method. (iPhone/iPad app by JOEL PATRICK NELSON.)

- Source: https://appshunter.io/ios/app/simple-spend-tracker/id6756213365 (this page in markdown: same URL + `.md`)
- Developer: [JOEL PATRICK NELSON](https://appshunter.io/developer/1859230490)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.6 · 6 MB
- Languages: English
- Released: 2026-01-29
- Data updated: 2026-09-09
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/simple-spend-tracker/id6756213365/reviews.md

## What is Simple Spend Tracker?

Simple Spend Tracker
The simplest way to manage your money. No bank accounts to link. No account to create. No internet required. Just you and your budget.
Simple Spend Tracker is built around the envelope budgeting method — one of the most proven personal finance strategies around. Set a starting amount for anything you want to track, log your transactions as you go, and always know exactly what's left. That's it.

How it works
Set your starting balance — groceries, rent, a vacation, a night out, anything. Add spending and deposits as they happen. Your balance updates instantly. Simple, manual, and completely in your control.

Why Simple Spend Tracker
No bank syncing, no credentials, no privacy concerns. Everything lives on your device. Works completely offline, anywhere in the world. No subscription — download free and unlock everything with a single one-time purchase. Clean, distraction-free interface with no learning curve.

Built for real budgeters
Whether you're following the cash envelope method, tracking a savings goal, managing weekly or monthly spending, or just trying to get a handle on where your money goes — Simple Spend Tracker gives you the clarity you need without the complexity you don't.

Download free today. Budget smarter in minutes.

## Key features

- Envelope budgeting method
- Manual transaction logging
- Offline functionality
- No bank account linking
- One-time purchase unlock
- Distraction-free interface

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| SimpleSpend Pro | $1.99 | one-time |



## Frequently asked questions about Simple Spend Tracker

### Does Simple Spend Tracker have ads?

No, Simple Spend Tracker is ad-free. The app is free to download and offers full functionality with a single one-time purchase, ensuring a distraction-free user experience.

### How much does Simple Spend Tracker cost?

Simple Spend Tracker is free to download. All features are unlocked with a single, one-time purchase, meaning there are no recurring subscription fees.

### What devices does Simple Spend Tracker support?

Simple Spend Tracker is available for iPhone and iPad devices. It is designed to work seamlessly on iOS platforms.

### Is Simple Spend Tracker secure?

Yes, Simple Spend Tracker prioritizes user privacy and security. It does not require linking bank accounts or creating online profiles, and all data is stored locally on your device.

### Can I use Simple Spend Tracker offline?

Absolutely. Simple Spend Tracker is designed to work completely offline, allowing you to manage your money and log transactions from anywhere in the world without an internet connection.

### How often is Simple Spend Tracker updated?

The latest version of Simple Spend Tracker is 1.2, last updated on February 21, 2026. Updates aim to improve functionality and user experience.

### What is the age rating for Simple Spend Tracker?

Simple Spend Tracker has an age rating of 4+. This indicates it is suitable for a wide range of users, including younger individuals managing allowances or savings.

### What budgeting method does Simple Spend Tracker use?

Simple Spend Tracker is built around the envelope budgeting method. This proven strategy involves setting starting amounts for different spending categories and tracking transactions against them.

## Version history (last 4 releases)

### 1.3 — 2026-06-18

Minor bug fixes where transactions were getting deleted.

### 1.2 — 2026-02-21

Bug fixes and performance improvements.

### 1.1 — 2026-02-01

Version 1.1:
- Added SimpleSpend Pro subscription for unlimited budgets
- Enhanced account management with deletion support
- Improved budget naming with inline editing

### 1.0 — 2026-01-29

No release notes.

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## More apps by JOEL PATRICK NELSON

- [CircleUp App](https://appshunter.io/ios/app/circleup-app/id6764151800)

All apps by JOEL PATRICK NELSON: https://appshunter.io/developer/1859230490

## Related topics

[bdgt simple](https://appshunter.io/ios/topics/bdgt-simple)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*