# Simple TVM

> Simple financial calculator for time value of money calculations on iOS devices. (iPhone/iPad app by Med One Marketing.)

- Source: https://appshunter.io/ios/app/simple-tvm/id422382715 (this page in markdown: same URL + `.md`)
- Developer: [Med One Marketing](https://appshunter.io/developer/422382718)
- Category: Finance, Utilities
- Price: Free
- Rating: 3.40/5 from 10 App Store ratings · 16 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 10 MB
- Languages: American English
- Released: 2011-03-02
- Data updated: 2026-06-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/simple-tvm/id422382715/reviews.md

## What is Simple TVM?

The Simple TVM Calculator is just that... simple and convenient financial calculator! Easily calculate number of loan payments, interest rates, present value, and future value on this simple time value money calculator. 

The values are displayed right above the keys for easy reference.

Available on your iPhone and iPad the Simple TVM calculator is specifically designed to be simple to use and easy to see. 

Note: This tool is for educational purposes only. Med One Group will not be held liable for any bad calculations.

## Key features

- Loan payment calculation
- Interest rate calculation
- Present value calculation
- Future value calculation
- Easy-to-read display
- Designed for iOS

## Recent user reviews (10 of 16)

All indexed reviews: https://appshunter.io/ios/app/simple-tvm/id422382715/reviews.md

### 5/5 — Very easy to use

*2023-02-25, version 2.0*

Displays well on my iPad, never crashes. It is fairly intuitive to use to examine various options for loans and investment returns. My go-to financial calculator.

### 2/5 — I tried almost a dozen others before I found the right one! (Almost)

*2019-08-21, version 2.0*

All the other finance calculators I looked at tried too hard to either be pretty or fancy but didn’t do basic calculations, or the keyboard was so small that I kept mistyping numbers. This one is perfect! 

Except that the interest calculations are sometimes wrong...

$65000 with $700 payments each month for 240 months is NOT 0.12% interest.

Come on guys!! You were SO CLOSE!!

### 5/5 — Simple and works fine

*2016-10-23*

Very glad I found it

### 1/5 — Didn't work

*2016-04-29, version 1.6*

Didn't calculate the correct answer for annuities

### 5/5 — TVM Rocks!

*2013-05-10, version 1.6*

Great design; does what it says it does!

### 5/5 — I love calculators

*2013-03-05, version 1.6*

This one works. Easy to use.

### 4/5 — Super easy to use

*2012-12-04, version 1.6*

I am home shopping and I use it 10 times a day.

### 5/5 — Excellent, Simple, User Friendly

*2012-10-13, version 1.6*

Very easy to change term from monthly to annual payments with the i button. Also easy to change from begin to end mode. LOVE that it shows you the value entered in each field. Strong recommend. I use this with clients because then they can see the values I have entered.

### 1/5 — useless

*2012-08-30, version 1.6*

application

### 1/5 — Simple, but not accurate

*2012-01-22, version 1.5*

Simple and attractive, but found that several problems came up very far from the accurate answer. Makes me fearful of relying on it at all.

## Frequently asked questions about Simple TVM

### What is Simple TVM used for?

Simple TVM is a financial calculator designed to help users easily compute loan payments, interest rates, present value, and future value. It's intended for educational purposes to understand time value of money concepts.

### Is Simple TVM free to use?

Yes, Simple TVM is completely free to download and use. There are no in-app purchases or advertisements within the application.

### What devices is Simple TVM compatible with?

Simple TVM is available for iPhone, iPad, and iPod touch devices. It is specifically designed for the iOS ecosystem.

### How often is Simple TVM updated?

The latest version of Simple TVM is 2.0, which was released on March 1, 2018. Updates are not frequent, with the last update being several years ago.

### What is the age rating for Simple TVM?

Simple TVM has an age rating of 4+. This indicates it is suitable for users of all ages, with no mature content.

### Does Simple TVM offer advanced financial features?

Simple TVM focuses on core time value of money calculations like loan payments, interest rates, present value, and future value. It is designed for simplicity and does not include more complex financial modeling features.

### Is Simple TVM reliable for professional financial advice?

No, Simple TVM is explicitly stated to be for educational purposes only. The developer, Med One Group, will not be held liable for any inaccurate calculations, so it should not be used for critical financial decisions.

## Version history (last 5 releases)

### 2.0 — 2018-03-01

This app has been updated by Apple to display the Apple Watch app icon.

Complete re-write in Swift
Redesign
Updated frameworks and made it iPhone X compatible.

### 1.6 — 2012-03-07

- Updated QuincyKit
- Updated FlurryAnalytics
- Cleaned up project in preparation for future changes

### 1.5 — 2011-07-23

- Updated QuincyKit
- Added very basic Flurry Stats

### 1.4 — 2011-06-08

- Added Advance and Arrears switch
- Minor calculation bugs
- Updated help document

### 1.3 — 2011-05-11

- Updated CrashReporter to QuincyKit
- Added Branding to back of Calculator
- Fixed decimal slider on back
- Fixed comma for display

## Apps similar to Simple TVM

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Compounder](https://appshunter.io/ios/app/compounder/id1412552240) | 4.8 (3,438) | Free | Finance |
| [BA Financial Calculator](https://appshunter.io/ios/app/ba-financial-calculator/id1479219212) | 4.8 (2,920) | Free | Finance |
| [APY Calculator - Interest Calc](https://appshunter.io/ios/app/apy-calculator-interest-calc/id1572410837) | 4.7 (130) | Free | Finance |
| [BA II Plus - Professional](https://appshunter.io/ios/app/ba-ii-plus-professional/id6444322498) | 1.0 (10) | Free | Finance |
| [Financial Calculator EMI, SIP](https://appshunter.io/ios/app/financial-calculator-emi-sip/id1546484582) | 4.6 (32) | Free | Finance |
| [BA Financial Calculator Plus](https://appshunter.io/ios/app/ba-financial-calculator-plus/id1146278871) | 4.5 (133) | Free | Finance |

## Related topics

[simple tvm](https://appshunter.io/ios/topics/simple-tvm) · [tvm financial](https://appshunter.io/ios/topics/tvm-financial)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-05.*