# SimpleCalc Canada — Simple Mortgage Calculator

> Canadian mortgage payment calculator adhering to local regulations. (iPhone/iPad app by Richard Roschuk.)

- Source: https://appshunter.io/ios/app/simplecalc-canada/id670753330 (this page in markdown: same URL + `.md`)
- Developer: [Richard Roschuk](https://appshunter.io/developer/601177364)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 16.1 · 12 MB
- Languages: American English
- Released: 2013-07-16
- Data updated: 2026-06-06
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/simplecalc-canada/id670753330/reviews.md

## What is SimpleCalc Canada?

The "SimpleCalc" Simple Canadian Mortgage Calculator is the fastest way to estimate your mortgage payments.

SimpleCalc takes all the complexity out of estimating your mortgage payments.  If you're looking for a no-BS, easy to understand calculator - this is it.

** No adverts, EVER.  **

No branding or annoying logos.  Just the summary.  Everything you need to see at once.

Made to be as quick and easy to use as possible, this calculator is also one of the only calculators to perform all calculations according to Canadian mortgage regulations.

Interest for example, is calculated semi-annually, not in advance.  You also have the ability to toggle to (American) standard annually-compounded interest.

All the power of the major bank calculators in the palm of your hand!

If you're a financial professional, you'll love this calculator.  Absolutely no branding displayed, so it's safe to use with your clients - no matter what financial institution you represent!

Custom-branded versions are also available if interested.  Contact info@n2d.co for more information.

From one Canadian to another: ENJOY!

## Key features

- Canadian mortgage payment estimation
- Adheres to Canadian mortgage regulations
- Toggle for U.S. standard interest calculation
- No branding for professional use
- Quick and easy interface

## Recent user reviews (10 of 19)

All indexed reviews: https://appshunter.io/ios/app/simplecalc-canada/id670753330/reviews.md

### 5/5 — love the app

*2025-07-31, version 2.0.5*

thanks

### 1/5 — Good vs Bad Simple

*2020-01-25, version 1.2.0*

Simple is good,  but this isn’t good.

### 3/5 — Ap

*2019-12-16, version 1.2.0*

Locks up when trying to text to a friend

### 5/5 — So simple, so useful

*2018-07-16, version 1.2.0*

Thank you

### 5/5 — Awesome app.

*2018-05-01, version 1.2.0*

Simple, exactly what the user needs. Love it. 

Only thing it’s missing is quarterly payment option.

### 4/5 — Dead simple

*2017-12-07, version 1.2.0*

So simple it took me a minute to figure out how to use it. Excellent tool and you can text or email results.

### 5/5 — Quick and easy

*2017-04-18, version 1.2.0*

So simple that it is brilliant.

### 5/5 — Thank you

*2014-05-15, version 1.1.0*

Finally a simple non convoluted app. The banks should learn from you

### 5/5 — Awesome

*2014-03-16, version 1.1.0*

Awesome

### 5/5 — V

*2014-02-28, version 1.1.0*

Clean and simple. Great app.

## Frequently asked questions about SimpleCalc Canada

### Does SimpleCalc Canada have ads?

No, SimpleCalc Canada is completely ad-free. The app explicitly states 'No adverts, EVER.' to ensure an uninterrupted user experience.

### How does SimpleCalc Canada calculate interest?

SimpleCalc Canada calculates interest semi-annually according to Canadian mortgage regulations. It also provides an option to toggle to U.S. standard annually-compounded interest.

### Is SimpleCalc Canada suitable for financial professionals?

Yes, SimpleCalc Canada is designed for financial professionals. It features no branding, making it safe to use with clients regardless of their financial institution.

### What devices is SimpleCalc Canada available on?

SimpleCalc Canada is available on both iPhone and iPad devices.

### When was SimpleCalc Canada last updated?

The latest version of SimpleCalc Canada was released on May 2, 2023.

### What is the age rating for SimpleCalc Canada?

SimpleCalc Canada has an age rating of 4+.

### Can I get a custom-branded version of SimpleCalc Canada?

Yes, custom-branded versions of SimpleCalc Canada are available. You can contact info@n2d.co for more information on this service.

## Version history (last 5 releases)

### 2.0.5 — 2023-05-02

Fixed that super annoying crash when the calculated amount was super large, and we had to remove the Share button until we can get it more reliable.

### 2.0.0 — 2022-08-07

Updated the UI and keyboard inputs to leverage iOS keyboards only.
Sharing still works, and soon, FAVOURITES.

### 1.2.0 — 2016-03-10

Long overdue update!

We've added support for more iOS versions and screen sizes in this release.

Coming REALLY soon:
- CMHC insurance calculations (and a down-payment input) to the summary
- Improvements to the Share Calculation function (100 times over, oh and a small taste in this update)
- A real-estate professionals directory to help you get the home you dream of.
- And just for the fun of it, we're in the process of launching http://simplecalc.ca/ with the simplicity you've come to love in our app.



Cheers all, and happy house hunting!

Richie

### 1.1.0 — 2013-07-24

- New layout and input method.

- Simply tap the value you'd like to change in the Mortgage Summary and the input screen will appear.

- Modified screenshots.

- Added ability to share your Mortgage Summary via SMS and email.

- You can now toggle the interest calculation between semi-annual (not in advance) and standard annual (for American mortgages). YAY!  Some love for our American neighbours!


In the works:
- Automatic CMHC fee toggle
- Input your down-payment
- Taxes! Taxes! Taxes!

### 1.0.0 — 2013-07-16

No release notes.

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## More apps by Richard Roschuk

- [Jot Writer](https://appshunter.io/ios/app/jot-writer/id6621181595)
- [DWN](https://appshunter.io/ios/app/dwn/id6749283930)

All apps by Richard Roschuk: https://appshunter.io/developer/601177364

## Related topics

[simplecalc canada](https://appshunter.io/ios/topics/simplecalc-canada)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-06.*
