# SimpleFi: A Modern Daybook — Daily money check-ins

> Daily money check-ins (iPhone/iPad app by MATTHEW KENNETH ARNOLD.)

- Source: https://appshunter.io/ios/app/simplefi-a-modern-daybook/id6792446202 (this page in markdown: same URL + `.md`)
- Developer: [MATTHEW KENNETH ARNOLD](https://appshunter.io/developer/6792446204)
- Category: Finance, Lifestyle
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 4 MB
- Languages: American English
- Released: 2026-07-30
- Data updated: 2026-09-26

## What is SimpleFi?

SimpleFi is a calmer way to stay on top of your money. No bank logins. No budgets to maintain. No endless transaction feeds. Just a quick, intentional daily check-in that keeps you genuinely connected to where you stand.

Most finance apps aggregate everything automatically and leave you feeling more anxious, not less. SimpleFi takes the opposite approach: you enter your balances yourself, in under a minute a day. That small act of showing up is what builds real awareness — and a habit that lasts.

HOW IT WORKS
• Answer a few simple questions each day — did you spend, save, pay down debt?
• Watch your net worth come into focus with a clean trend over time
• Keep your streak going and feel the momentum build
• Get a clear picture of cash, savings, credit cards, loans, mortgage, investments, and real estate — all in one place

BUILT FOR REAL LIFE
• Solo or couples — work together on one shared financial picture, at your own pace
• Paying down debt? Dedicated tools show your progress and what paying a little extra could save you
• Emotionally aware design that meets you where you are, whether you're thriving or rebuilding

PRIVATE BY DESIGN
Your financial data is yours. SimpleFi never connects to your bank accounts and never sells your data. You decide what to enter and when.

INTENTIONAL, NOT OBSESSIVE
SimpleFi isn't about tracking every penny. It's about the one minute a day that keeps you pointed in the right direction — and the quiet confidence that comes with it.

SimpleFi is a subscription service. Manage your account anytime from Settings.


## Version history (last 5 releases)

### 1.2.1 — 2026-09-20

A steadier release.

• Saving your recovery key no longer restarts the screen when you switch to your password manager or Notes and come back.
• The app no longer reloads the screen you're on every time you return to it.
• After a check-in, we'll offer to set up a recovery key so you can get back in on a new phone. Nobody can reset it for you, so keep it somewhere safe.
• Logging out now clears all of your data from the device.

### 13 — 2026-08-25

Your recovery key

We're moving your financial details to encryption only your devices can open. This release puts the key in place.

New to SimpleFi? You'll save a recovery key before adding your first account. It's short, we can't reset it, and it's how you get back in on a new phone.

Already using SimpleFi? Settings → Security to set yours up.

Also in this release

Catch-up asks how you're feeling once a day, not twice — and no longer overwrites your first answer
"Skip this one" in catch-up actually skips. It used to send the card to the back of the queue, so skipping everything looped forever
A "Not now" way out of catch-up

### 10 — 2026-08-20

New

• The daily check-in now asks about your day once instead of once per account. Cards are named for what happens to money — what's due, spending and income, money moved, cash on hand — with the account as a field on each row.

• A quick-add button on every screen for capturing a single transaction on the spot. On phones, Accounts, History and Recurring moved to a bottom tab bar.

• Add a transaction you forgot on the day it actually happened, from any account's history — including transfers and payments.

• Refunds are their own kind of entry now, so a return no longer has to be logged as income or as a payment.

• Your accounts list shows each account's balance.

• A sync indicator in the header tells you whether your entries have reached the server, and retries on its own if they haven't.

Fixed

• Corrected how transfers and card payments affect your balances.

• A bill you'd already confirmed could be asked about again and logged a second time.

• An account could show a balance built from the wrong starting point.

• The trend chart no longer tells long-time users they're just getting started.

• Fixed a ten-second stall when signing in for the first time, and a partner invite that failed after it had already saved data.

### 4 — 2026-08-05

Check in anywhere — even offline.

SimpleFi now works without a connection. Open the app on a plane, in a
basement, or anywhere signal drops, and it's all still there: your net
worth, your balances, your streaks, your full history. Log your day as
usual and it syncs the moment you're back online.

Also in this version:

• Your daily numbers and end-of-check-in summary now appear offline,
  not just your history
• Fixed check-in cards that could appear without their questions
• Link a mortgage or loan to the account you pay it from, right on the
  check-in card — no trip to settings
• Mortgage and loan payments now appear once, clearly labelled as
  principal: the part that actually reduces your balance

### 1.0 — 2026-07-30

No release notes.

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## More apps by MATTHEW KENNETH ARNOLD

- [BinTrackerPro: Reps](https://appshunter.io/ios/app/bintrackerpro-reps/id6814224450)

All apps by MATTHEW KENNETH ARNOLD: https://appshunter.io/developer/6792446204

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-26.*
