# Simplify Money: AI In Finance — AI insights, analytics & ITR

> AI-driven gamified finance app for managing money, learning, and earning rewards. (iPhone/iPad app by TURVAS TECHNOLOGY SOLUTIONS PRIVATE LIMITED.)

- Source: https://appshunter.io/ios/app/simplify-money-ai-in-finance/id6480299703 (this page in markdown: same URL + `.md`)
- Developer: [TURVAS TECHNOLOGY SOLUTIONS PRIVATE LIMITED](https://appshunter.io/developer/1738641685)
- Category: Finance, Education
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings · 5 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.5 · 120 MB
- Languages: English
- Released: 2024-09-16
- Data updated: 2026-09-24
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/simplify-money-ai-in-finance/id6480299703/reviews.md

## What is Simplify Money?

Simplify Money is an AI personal finance app that brings your whole money life into one place — and lets you ask questions about it in plain language.

Connect your accounts and Simplify Money builds a single, live picture of your net worth: bank balances, stocks, mutual funds, SIP, digital gold and fixed deposits, all in one view. Connect any and all of your stock brokers and see one consolidated holding instead of juggling five different apps.

Ask KuberAI anything — and let it act. "What's my net worth?" "How has my spending changed?" KuberAI answers in plain language, using your real data. Or tell it what to do — "Gift ₹100 of digital gold to a friend," "Invest ₹10,000 in a fixed deposit" — and it acts on your command. No forms, no menus.

When it's that time of year, file your taxes by chat too. Tax Pilot walks you through your ITR filing in plain conversation — pulling your details, confirming with you, filing it — without you ever leaving Kuber.AI.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- AI Agents for text/voice commands
- Gamified learning with rewards
- Goal planning and roadmaps
- Investment in Digital Gold, Insurance, FDs
- Income, expense, and credit score tracking
- Personalized AI financial insights
- Multi-language support

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/simplify-money-ai-in-finance/id6480299703/reviews.md

### 5/5 — Special for developer

*2025-09-08, version 3.4.0*

This my suggestion that McQ type learning too boring so make something revolutionary in learning that make user enjoy and excited, focus on improving overall gaps and tell me in future will you apply subscription base model

### 5/5 — Amazing app!

*2024-10-30, version 2.1.0*

One stop app to understand your financial health, plan for goals, get help in executing and acheiving those goals and on top of it Kuber.AI to advice you based on your financial health.

### 5/5 — Loved it!

*2024-10-25, version 2.0.0*

Simplify Money provides helpful insights that make it easier to make smarter financial decisions. Love this app!

### 5/5 — Nice & Simple

*2024-10-22*

Simple AI powered app to manage all your financials in one place without talking to a person.

### 5/5 — Super simple way to get my answers

*2024-10-19*

My biggest problem with getting advice has been to bring people upto speed about my financial health. Kuber ai makes it simple.

## Frequently asked questions about Simplify Money

### What is Simplify Money?

Simplify Money is India's first AI-driven financial ecosystem designed to make managing money fun and engaging. It uses AI Agents to handle tasks like taxes, spending tracking, and investments through simple text or voice commands.

### How does Simplify Money make finance fun?

Simplify Money gamifies financial management by allowing users to earn Coins for every action, which can be redeemed for rewards like Amazon vouchers or Digital Gold. It also features badges, streaks, and adaptive quizzes.

### What financial tasks can AI Agents perform in Simplify Money?

AI Agents can execute commands such as booking FDs, investing in Gold, gifting Gold, setting up insurance, and managing salary. Users can interact with them via text or voice in their preferred Indian language.

### What investment options are available on Simplify Money?

Simplify Money offers direct access to Digital Gold, Insurance, and Fixed Deposits (FDs). Users can leverage their AI Agent to diversify their portfolio quickly.

### Does Simplify Money offer personalized financial advice?

Yes, Simplify Money provides AI Insights that offer personalized tips on how to save more and spend smarter. It also includes a 'Money 101' section with a personalized money guide and adaptive quizzes.

### Is my data secure with Simplify Money?

Yes, Simplify Money emphasizes absolute privacy. User data is secure, encrypted, and handled with bank-grade safety, ensuring unbiased advice for financial growth.

### What devices does Simplify Money support?

Simplify Money is available for iPhone and iPod devices. The app was last updated on March 17, 2026, with version 3.9.0.

### What is the age rating for Simplify Money?

Simplify Money has an age rating of 17+, indicating it is suitable for users aged 17 and above. The app is free to download and use.

## Version history (last 5 releases)

### 4.6.1 — 2026-09-23

- MF transactions: Lumpsum, SIP & Redemption
- SMS syncing status indicator
- ITR 3 & 4 layout replacement
- Money 101 suppressed
- In-App purchase via Apple Pay for iOS users
- Suppressed third party login options(via Google) for iOS users
- UX enhancements & bug fixes

### 4.5.0 — 2026-08-24

- Feature Gating, now you get to enjoy features based on subscription level
- Rakhi Updates, so you can gift assets to your loved ones
- Money correctness, now view when was your a/c last synced and various bug fixes
- UI and bug fixes, quick actions update

### 4.4.0 — 2026-08-07

- Improved financial stats
- Subscription status now highlighted on the dashboard.
- Enable stocks linking for all users.
- Spend Analytics revamp: filters (month/year, source), transaction view, and spending-pattern graphs.
- Sign in with Gmail account.
- View and track your mutual fund portfolio.
- UX improvements, data sync fixes & bug fixes.

### 4.3.1 — 2026-07-19

- Bug Fixes for ITR Flow on iOS
- Light Theme Screen Additions
- Bug Fixes for Stock Holdings
- Bug Fixes for Dashboard screen

### 4.3.0 — 2026-07-17

- Complete Light Theme
- PAN as an onboarding option
- Pre-fill details based on phone or PAN number
- View Stock holdings data
- Voice interactions with Kuber.AI
- ITR filing bug fixes, demo vide and much more

## Apps similar to Simplify Money

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-24.*