# simplsaver - budget better — fast, easy, private budgeting > Personal finance app for budgeting, expense tracking, and financial insights. (iPhone/iPad app by Leigh Stark.) - Source: https://appshunter.io/ios/app/simplsaver-budget-better/id6444831133 (this page in markdown: same URL + `.md`) - Developer: [Leigh Stark](https://appshunter.io/developer/1650708016) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 3.00/5 from 2 App Store ratings · 4 written reviews indexed - Age rating: 4+ - Requires: iOS 16.6 · 128 MB - Languages: American English, French (France) - Released: 2023-03-26 - Data updated: 2026-08-01 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/simplsaver-budget-better/id6444831133/reviews.md ## What is simplsaver? **Easy Budget Building** Creating a budget has never been this easy. Enter your income and expenses quickly to gain insights into your financial health in as little as 30 seconds. **Expense Tracking Made Simple** Track every budget category, from streaming services to utility bills, all in one place. Simplsaver even pre-fills popular subscription costs for your convenience. **Budget Insights** Check out Expense Insights to help you understand your costs, and learn how the 30 percent "wants" can apply to your budget with our Extra Weight (EW) metric. **Are You In Mortgage Stress?** Mortgage stress is typically defined as when 30 percent of your income goes to paying off your home. Find out whether you're in mortgage stress with an indicator on your budget list. **What's Your 50/30/20?** Are you spending more than 30 percent on your wants? Are you saving 20 percent? Find out where your spending sits on a 50/30/20 budget, and how to start saving money from the amount you have left over. **Preset Service Pricing** We've pre-filled the costs for a bunch of services across music, video, and games to make life easier and budgets faster. Available in Australia, New Zealand, Canada, UK, and the US. **Budget Goals Achieved** Set and conquer your budget goals effortlessly, making financial success a reality. **Couples-Friendly** Simplsaver supports joint budgeting, helping couples manage their finances together seamlessly. **Stay Informed** Keep an eye on your financial stability with our unique Risk of Recession CPI score (RoR), helping you identify potential cost increases before they happen. **Day & Night Mode** Simplsaver looks great in any lighting, providing a user-friendly experience day or night. **Privacy First** Rest easy knowing that all your financial data stays securely on your device, prioritising your privacy. **Export Spreadsheet** Share your budget with someone else, such as an accountant. Paid subscribers will see an export button at the top with a CSV export. Import it directly into Numbers on the iPhone, or send the file to someone else. As seen on Nine's Today Show, Sky News, Ticker News, Mozo, Tech Guide, Savings, Pickr, GadgetGuy, and more.  Join savvy iPhone budgeters who have embraced financial control with Simplsaver. Download now and simplify your financial life! --- Support: https://www.simplsaver.com/support/ Privacy Policy: https://www.simplsaver.com/privacy/ Terms of use (licence agreement): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ **With the exception of spreadsheet exporting, all users will have access to the same tools right now. Paying for a subscription unlocks more than five line items for bigger budgets, export to spreadsheet, and helps support the maintenance as well as developing new features! We also donate a portion of the proceeds to charity. Find out more at simplsaver.com** Disclaimer: Data supplied for pre-populated items and CPI in the app is current as of January 12, 2025. Monthly and yearly amounts are calculated based off entered data, and are not intended to be financial advice. In fact, nothing in this app is intended to be financial advice. All information is stored only on your device and your device alone. ## Key features - Easy budget building - Expense tracking - Budget insights - Mortgage stress indicator - 50/30/20 budget analysis - Preset service pricing - Joint budgeting support - Privacy-focused data storage ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Annual access | $6.99 | per year | ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/simplsaver-budget-better/id6444831133/reviews.md ### 1/5 — Waste of Money *2025-07-10* DO NOT SPEND YOUR MONEY ON THIS APP. YOU’VE BEEN WARNED. Its literally just that graph. Developer replied ON 03 June 2025 However I stand by my original review. This thing is a COMPLETE WASTE OF MONEY. DO NOT SPEND YOUR MONEY ON THIS APP **Developer response:** It's not just a graph. You put your line items in and you'll get a graph. You can also click on line items for insights. Depending on if you factor in your salary, it'll also give different graphs based on that. And short of the csv export, you can try it without spending money. You can actually use this app without spending money provided you keep a budget under five items. ### 3/5 — Buggy *2025-06-01, version 2.00* This app was working well, however my income will no longer change resulting in my old income being displayed. This app really needs the ability to edit costs rather than having to delete them. ### 1/5 — Waste of Money *2024-11-29* DO NOT SPEND YOUR MONEY ON THIS APP. YOU’VE BEEN WARNED. Its literally just that graph. **Developer response:** Not sure how it's just a graph. I'd love to find out what you're seeing. ### 5/5 — Easy to use to get your household budget in order *2023-04-20, version 1.00961* Budgeting all too often feels like it’s endlessly complex and far too easy to throw into the too-hard basket. The approach here is great, breaking down costs by type and making it much easier to keep costs down. Top stuff! ## Frequently asked questions about simplsaver ### What is simplsaver? Simplsaver is a personal finance app designed to help users build budgets, track expenses, and gain insights into their financial health. It offers features like mortgage stress indicators and 50/30/20 budget analysis to simplify financial management. ### How much does simplsaver cost? Simplsaver is free to download and use for all users, offering access to the same core tools. A subscription unlocks additional features like unlimited budget line items and spreadsheet exporting for $6.99 annually. ### Does simplsaver have ads? No, simplsaver does not contain advertisements. The app is free to use, and the subscription model is designed to support development and maintenance without relying on ad revenue. ### Is simplsaver safe to use? Yes, simplsaver prioritizes user privacy by keeping all financial data securely on the user's device. This privacy-first approach ensures your sensitive financial information remains private. ### What devices does simplsaver support? Currently, simplsaver is available for iPhone. The app was released on 2023-03-26 and its latest version is 2.00, last updated on 2025-01-14. ### Can simplsaver be used for joint budgeting? Yes, simplsaver is couples-friendly and supports joint budgeting, allowing partners to manage their finances together seamlessly within the app. ### What kind of financial insights does simplsaver offer? Simplsaver provides insights into spending habits, mortgage stress, and adherence to the 50/30/20 budget rule. It also includes a unique Risk of Recession CPI score to help identify potential cost increases. ### How often is simplsaver updated? Simplsaver was last updated on January 14, 2025, indicating active development and maintenance. Users can expect ongoing improvements and new features. ## Version history (last 5 releases) ### 2.00 — 2025-01-14 Added support for the 50/30/20 budget estimation system. Using the categories in your budget, we'll not only show where you sit with the 50/30/20, we'll show how you might be able to save. You'll need iOS 17 and higher to use this feature, but folks with iOS 16 should still be able to use the app without it. ### 1.098502 — 2025-01-07 Updated service pricing. Added a "Wants" budget category for classing general spends you might have for your wants. Fixed bugs. ### 1.098401 — 2024-08-21 Mortgage Stress indicators. Quickly find out whether you're in mortgage stress with an indicator on your list and inside your mortgage items. Updated CPI and service costs. ### 1.098302 — 2024-06-18 Changed service pricing in Australia. Updated CPI calculations in the world. ### 1.098301 — 2024-02-16 This is a pretty big update for the app.  We've added a new screen to show how discretionary items can blow out your budget, with a new metric we call "Extra Weight" or EW. When your salary is in place, we'll calculate your costs once the important items are accounted for, and explain how much you can work with to contribute to savings goals. Paid users also get something we've been working on for some time: support for spreadsheet exports. If you've paid for the app, you'll see a new icon that lets you export your budget to CSV, which you can open directly in Numbers on the iPhone! ## Apps similar to simplsaver | App | Rating | Price | Category | | --- | --- | --- | --- | | [Billroo: Budget & Finance](https://appshunter.io/ios/app/billroo-budget-and-finance/id6748367459) | — | Free | Finance | | [Money Partner](https://appshunter.io/ios/app/money-partner/id1658437743) | — | Free | Finance | | [Envelopes: Budget Every Dollar](https://appshunter.io/ios/app/envelopes-budget-every-dollar/id6740543190) | 5.0 (4) | Free | Finance | | [Simple Budget Envelopes](https://appshunter.io/ios/app/simple-budget-envelopes/id1339993499) | 4.6 (112) | $0.99 | Finance | | [Frollo - Feel good about money](https://appshunter.io/ios/app/frollo-feel-good-about-money/id1179563005) | 3.3 (3) | Free | Finance | | [Clink: Offline Budget Tracker](https://appshunter.io/ios/app/clink-offline-budget-tracker/id1630135380) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*