# Simply Finance > Simply Finance (iPhone/iPad app by Jerico Pulvera.) - Source: https://appshunter.io/ios/app/simply-finance/id6757169112 (this page in markdown: same URL + `.md`) - Developer: [Jerico Pulvera](https://appshunter.io/developer/1865033933) - Category: Finance, Productivity - Price: Free with in-app purchases (on sale, was $2.99) - Age rating: 4+ - Requires: iOS 17.0 · 22 MB - Languages: German (Germany), American English, French (France), Indonesian, Japanese, Korean, Brazilian Portuguese, European Spanish - Released: 2026-02-21 - Data updated: 2026-08-29 - User reviews in markdown: https://appshunter.io/ios/app/simply-finance/id6757169112/reviews.md ## What is Simply Finance? Simply Finance brings spending, budgets, bills, goals, and cash flow into one calm, straightforward daily view. SEE YOUR MONEY CLEARLY. STAY IN CONTROL. Start on Home with a compact daily brief. See what may be safe to spend after essentials, what changed since last month, what comes next, and how long available cash may last. GET CLEAR ANSWERS GROUNDED IN YOUR OWN MONEY. Ask AI questions about your finance history, continue with follow-ups, and reopen saved conversations. Use supported on-device intelligence where available, or configure a supported cloud provider with your own API key. Cloud AI is off by default. When you ask a cloud model, selected context goes directly to the provider you choose, not through Simply Finance servers. SEE EVERY BUDGET BEFORE YOU OVERSPEND. Review spent and remaining amounts across daily, monthly, and yearly category budgets. Track recurring bills and income, savings goals, debt payoff dates and estimated interest, Financial Runway, Future Sight, and detailed reports. MADE FOR IPHONE AND IPAD Create reusable Auto Transaction rules from supported bank alert text. Extract details such as the amount, merchant, and account suffix, then use Shortcuts on iPhone or iPad to pass supported messages into the app. Automatic bank feeds are not available. PRIVATE, PORTABLE, AND USEFUL OFFLINE Local use works offline and needs no account. There are no ads, analytics, or behavioral tracking. Optional sync keeps finance records end-to-end encrypted, and relay operators cannot decrypt the database. Export your data whenever you choose. MOVE YOUR HISTORY WITHOUT STARTING OVER Import supported exports from Copilot, YNAB, Monarch, Mint, Simply Finance, or a compatible CSV. Preview accounts, categories, dates, and duplicates before saving; repeated imports skip ledger entries already imported. Download the app free and use core tracking, Home answers, Ask AI, Auto Transactions, budgets, recurring schedules, goals, and imports. One non-consumable Full Version in-app purchase unlocks encrypted device sync and detailed reports and is tied to your App Store account. Full Version and relay hosting are separate. Simply Finance includes a built-in relay, and self-hosting remains available. If you choose managed relay hosting from SimplySync Cloud, it is a separately billed service; check its website for current availability and terms. ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Full Version | $4.99 | one-time | ## Version history (last 5 releases) ### 2.1.0 — 2026-08-16 Simply Finance 2.1 makes daily money reviews calmer and more useful. • Start with a compact daily brief and build a budgeting review streak • Ask AI from Home, continue with follow-ups, and reopen saved conversations • See budget progress before spending and undo recent corrections • Choose whether tapping a category saves immediately or only selects it • Add loan terms to estimate debt payoff dates and total interest • Get clearer debt-payment reporting, reminders, imports, and sync safety Existing customers keep Full Version access. ### 2.0.2 — 2026-07-21 • Fixed the Home Screen and Lock Screen quick-log widgets so a tap reliably opens the transaction composer. • The quick-log form now opens without delay when you tap the widget. • Streamlined the Home toolbar. ### 2.0.1 — 2026-07-20 • Fixed a freeze that could occur when moving a transaction to Trash • Improved account navigation and form keyboard behavior on iPad • Faster, more reliable loading for large wallets and existing accounts ### 2.0 — 2026-07-15 Simply Finance 2.0 is a complete native rebuild. • A question-first Home for safe-to-spend, income fit, monthly change, and runway • Ask AI with on-device intelligence where supported or your own cloud-provider key • Auto Transactions built from supported bank alert text • Preview-first imports from supported money apps and CSV files • Multi-currency accounts with editable FX rates • Refreshed budgets, recurring schedules, goals, reports, and dark mode • Improved end-to-end encrypted device sync Existing customers keep Full Version access. ### 1.1 — 2026-03-24 Improved user experience across the app ## Related topics [fluxx finance](https://appshunter.io/ios/topics/fluxx-finance) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*