# Simply Rupee - Credit Loan — व्यक्तिगत क्रेडिट ऋण ऐप > Online personal loan platform for Indian citizens, facilitating NBFC and bank lending. (iPhone/iPad app by VTC LEASING AND FINANCE LIMITED.) - Source: https://appshunter.io/ios/app/simply-rupee-credit-loan/id6449524921 (this page in markdown: same URL + `.md`) - Developer: [VTC LEASING AND FINANCE LIMITED](https://appshunter.io/developer/1689540929) - Category: Finance - Price: Free - Rating: 5.00/5 from 7 App Store ratings - Age rating: 17+ - Requires: iOS 10.0 · 39 MB - Languages: English - Released: 2023-05-26 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/simply-rupee-credit-loan/id6449524921/reviews.md ## What is Simply Rupee? Welcome to download Simply Cash. Simply Cash is a nice choice to get reliable and Online loans! We provide non-collateral and no paperwork required online loan service to every India citizen. Simply Cash does not directly participate in lending activities, but only provides a platform to facilitate registered non-bank financial companies (NBFC) or banks to lend users One of our primary partner NBFCs – VTC LEASING AND FINANCE LIMITED is a Systemically Important NBFC within the group companies carrying the brand. [Advantages] 1.Loan amount: ₹ 2,000 to ₹ 100,000 2.Long Loan Tenure: 90days ~ 365days 3.24x7 access to loans with intelligent online process 4.Unsuccessful application will not incur any fees [Application Condition] 1.An Indian resident 2.18-60 years old 3.Pan Card and Aadhaar Card 4.Stable Wages 5.Mobile number, Bank accounts [Loan Details] 1.The maximum Annual Percentage Rate (APR) is 30%. 2.Service fee: 5%~9% according to customer's credit history 3.No membership fees 4.Penalty is charged only when someone delays their scheduled payment. Example: If the loan amount is Rs. 20,000, APR is 30% and service fee is 1% with the tenure of 95 days, the total amount to pay on the due date is Interest = 20,000 x 30%/365 x 95 = 1562 Service fee = 20,000*1% = 200 Total amount disbursed will be 19,800 (20,000 – 200) Total amount to repay will be 21,762 (20,000 + 1,762) Monthly amount to repay will be 7,254 (21,762 / 3) [How to APPLY] 1.Download Simply Cash App from App Store and install. 2.Register with your phone number. 3.Fill in basic information. 4.Agree and E-sign the agreement, waiting for approval. 5.Get the money. Don’t worry about your personal information. Simply Cash promises that it is safe and we will never share it to anyone without your consent. Contact: Customer Service Email: vtcleasingandfl@outlook.com Address: 46, Rajendra Marg Bhilwara, Rajasthan, 311001 ## Key features - Online loan service - No collateral required - No paperwork needed - Loan amounts ₹2,000 - ₹100,000 - Loan tenure 90-365 days - 24/7 access - Secure personal information ## Frequently asked questions about Simply Rupee ### What is the maximum loan amount offered by Simply Rupee? Simply Rupee facilitates loans ranging from ₹2,000 to ₹100,000. The specific amount you can borrow depends on your credit history and the lending NBFC or bank. ### What is the maximum APR for loans on Simply Rupee? The maximum Annual Percentage Rate (APR) for loans facilitated through Simply Rupee is 30%. Service fees range from 5% to 9% based on credit history. ### What documents are required to apply for a loan on Simply Rupee? To apply, you need to be an Indian resident aged 18-60 with a Pan Card, Aadhaar Card, stable wages, a mobile number, and bank account details. ### How long does it take to get approved for a loan? The application process is described as intelligent and online, with 24/7 access. While specific approval times are not detailed, the app aims for a quick disbursement process after agreement. ### Does Simply Rupee charge any membership fees? No, Simply Rupee explicitly states that there are no membership fees. They also mention that unsuccessful applications will not incur any fees. ### What happens if I delay my loan payment? A penalty is charged only when a scheduled payment is delayed. The exact penalty amount is not specified but is contingent on late payments. ### Is my personal information safe with Simply Rupee? Simply Rupee promises that your personal information is safe and will not be shared with anyone without your consent. They emphasize security for user data. ### What is the update frequency for Simply Rupee? The app was last updated on June 1, 2023, with version 1.0.1. This indicates a recent update, suggesting ongoing development and maintenance. ## Version history (last 1 release) ### 1.0.1 — 2023-06-01 fix some bugs ## Apps similar to Simply Rupee | App | Rating | Price | Category | | --- | --- | --- | --- | | [InstantCredit - Credit Loan](https://appshunter.io/ios/app/instantcredit-credit-loan/id6446020962) | 4.9 (22) | Free | Finance | | [Smart Rupiya - Instant Loan](https://appshunter.io/ios/app/smart-rupiya-instant-loan/id6449692131) | 5.0 (3) | Free | Finance | | [IIFL Loan@Home](https://appshunter.io/ios/app/iifl-loanhome/id1666762369) | — | Free | Finance | | [BaseCoin - Credit Loan App](https://appshunter.io/ios/app/basecoin-credit-loan-app/id6447517437) | — | Free | Finance | | [Cash King \| Personal Loan App](https://appshunter.io/ios/app/cash-king-personal-loan-app/id6446945269) | 3.0 (2) | Free | Finance | | [lendingplate-Personal Loan App](https://appshunter.io/ios/app/lendingplate-personal-loan-app/id1658697924) | 4.6 (27,858) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*