# SimplyCash - Credit Loan

> Instant personal loans for salaried individuals in India. (iPhone/iPad app by AVS GLOBAL PRIVATE LIMITED.)

- Source: https://appshunter.io/ios/app/simplycash-credit-loan/id6446118029 (this page in markdown: same URL + `.md`)
- Developer: [AVS GLOBAL PRIVATE LIMITED](https://appshunter.io/developer/1676072380)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 4 App Store ratings
- Age rating: 4+
- Requires: iOS 11.0 · 13 MB
- Languages: English
- Released: 2023-03-09
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/simplycash-credit-loan/id6446118029/reviews.md

## What is SimplyCash?

SimplyCash is a leading Instant Personal Loan App used by 3 Million+ users in India.

Avail an instant personal loan ranging from ₹5,000 to ₹60,000 on the app and get cash transferred to your bank account in 2 hours.

Note: No credit history* required, no prepayment charges & affordable interest rates!

Key Features 
• Instant loans up to ₹60,000
• Flexible repayment tenure from 91 days to 150 days
• No paperwork 
• Cash transfer to your bank account in minutes
• No prepayment charges, pay interest only on the amount used
• Advance salary loans at 15%-24% p.a. translating to 1.2% - 2% a month
• Graduate to the higher loan amount and more products with on-time repayments

 
Why SimplyCash is different from any other Instant Personal Loan App?
- 1 million+ users in India
- Over ₹1 Billion (₹100 Crores) disbursed in loan amounts already disbursed
- The largest number of personal loans given by any P2P lending platform in India.
- Get instant cash loans for various purposes such as medical emergency, credit card payment, school fee, advance salary etc.
- Loan disbursement time varies between 10 minutes to 2 hours
- Apply for a personal loan through the app and repay through the app


Loan Range: ₹5,000 to ₹60,000
Tenure: 3 months to 5 months (91 days to 150 days)
Interest rates (APR) Range: 15%-24% per annum 
Example: Loan amount (Principal) is ₹10,000 | Interest is 24% per annum with tenure of 5 months, Interest=₹10,000 x 24% x 5/12 =₹1,000 & Total Amount payable would be ₹11,000 over 5 months i.e. ₹2,200 per EMI (Equated Monthly Installment). Processing fee(+GST)=₹500 + ₹90. Assessment fee=₹199


Eligibility Criteria 
-Salaried Individuals
-Indian citizen
-Between the age of 21 - 45 years
-Minimum take-home salary per month ₹12,000
-Full salary must be received in the bank account


Only 4 Documents Required 
- Selfie
- PAN card
- Aadhaar Card/Address ID proof
- Bank statement
 

How SimplyCash Instant Personal Loan Works? 
Follow the below-mentioned steps to avail the fastest personal loan in India:
1. Log in to the SimplyCash app, check eligibility and pay an assessment fee for verification.
2. Upload the required details and documents quickly.
3. Within 10 minutes of your personal loan application, you'll be notified of your approval status. Sometimes, it is real-time as well!
4. Once your personal loan is approved, the loan amount gets transferred to your bank account in 30 minutes.

 
Security & Protection of Privacy 
SimplyCash app follows global standards of high-level data encryption/decryption protocols to protect user data.
 

Contact us
• Email: u51909avs@outlook.com
• Address: 'AMAR SUDHA' BUILDING, 3RD FLOOR 5A / 1A, LORD SINHA ROAD Kolkata, West Bengal, 700071 India
 

SimplyCash is powered by AVS global Pvt. Ltd., RBI Registered NBFC-P2P (https://rbi.org.in/Scripts/BS_NBFCList.aspx)

Download SimplyCash app during a difficult time and get an instant personal loan approved within 2 hours!

## Key features

- Instant personal loans up to ₹60,000
- Cash transfer in minutes
- Flexible repayment tenure
- No credit history required
- No prepayment charges
- Advance salary loans


## Frequently asked questions about SimplyCash

### What is the minimum and maximum loan amount SimplyCash offers?

SimplyCash offers instant personal loans ranging from ₹5,000 to ₹60,000. This allows users to borrow small amounts for immediate needs or larger sums for significant expenses.

### How quickly can I receive the loan amount after approval with SimplyCash?

Once your personal loan application is approved, the loan amount is typically transferred to your bank account within 30 minutes. The overall disbursement time can vary between 10 minutes to 2 hours.

### Does SimplyCash require a credit history to apply for a loan?

No, SimplyCash explicitly states that no credit history is required to avail an instant personal loan. This makes it accessible to individuals who may not have an established credit record.

### What are the interest rates and repayment terms for SimplyCash loans?

Interest rates range from 15%-24% per annum, translating to 1.2%-2% per month. The flexible repayment tenure is from 91 days to 150 days (approximately 3 to 5 months).

### What documents are needed to apply for a loan through SimplyCash?

Only four documents are required: a selfie, PAN card, Aadhaar Card/Address ID proof, and a bank statement. This streamlined process aims to make loan application quick and easy.

### Is SimplyCash safe to use for financial transactions?

Yes, SimplyCash follows global standards of high-level data encryption and decryption protocols to protect user data. The app is powered by AVS global Pvt. Ltd., an RBI Registered NBFC-P2P.

### What is the age rating for SimplyCash?

SimplyCash has an age rating of 4+. This indicates it is suitable for a broad audience, though specific loan eligibility criteria apply to users aged 21-45.

### How often is SimplyCash updated?

The latest version of SimplyCash is 1.1.3, and it was last updated on May 16, 2023. This suggests a relatively active development cycle for the application.

## Version history (last 5 releases)

### 1.1.3 — 2023-05-16

fix some bugs

### 1.1.2 — 2023-05-14

fix some bugs

### 1.1.1 — 2023-04-22

1. Adjust the usage of some functional permissions

### 1.1.0 — 2023-04-13

Optimize the user experience of some functions

### 1.0.3 — 2023-03-21

1. Fixed some issues

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*