# SimuLoan: Mortgage Loan — Credit Calc & Profitability > Real estate mortgage loan and rental investment profitability calculator. (iPhone/iPad app by Codizor Labs.) - Source: https://appshunter.io/ios/app/simuloan-mortgage-loan/id6756610835 (this page in markdown: same URL + `.md`) - Developer: [Codizor Labs](https://appshunter.io/developer/1810212917) - Category: Finance, Business - Price: Free - Age rating: 4+ - Requires: iOS 15.6 · 10 MB - Languages: American English - Released: 2025-12-17 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/simuloan-mortgage-loan/id6756610835/reviews.md ## What is SimuLoan? Don't let chance decide your real estate future anymore. Whether you are buying your primary residence or planning a rental investment, SimuLoan is the ultimate tool to analyze the financial viability of your project in seconds. SimuLoan is not just a simple loan calculator. It is a complete financial assistant that allows you to instantly visualize your monthly payments, the total cost of your credit, as well as your rental profitability and cash flow. WHY CHOOSE SIMULOAN? Real estate is often the investment of a lifetime. A variation in interest rate or a poor estimation of insurance costs can cost thousands of dollars. SimuLoan provides you with the necessary precision to negotiate with your bank and secure your purchase. KEY FEATURES: ADVANCED MORTGAGE LOAN SIMULATOR Adjust all your financing parameters using a fluid and intuitive interface: - Borrowed amount - Loan duration (in years) - Interest rate - Borrower insurance rate Instantly get: - The amount of your monthly payment (credit + insurance). - The total cost of the credit over the full duration. - The share of insurance in your monthly budget. INVESTOR MODE & RENTAL PROFITABILITY This is where SimuLoan makes the difference. Activate the "Rental Investment" mode to transform the simulator into a yield analysis tool for landlords and investors. - Enter the estimated monthly rent. - Instantly view your monthly and annual Cash Flow (positive or negative). - Calculate your gross yield as a percentage. - Check if your property is self-financing (self-funding) or if you need to make a savings effort. CLEAR AND MODERN INTERFACE - Elegant dark design (Dark Mode) that is easy on the eyes. - Interactive sliders to test different scenarios in real time. - Visual summary of key figures: green for positive cash flow, clear and legible for monthly payments. WHO IS THIS APP FOR? 1. First-time Buyers: To know exactly how much you can borrow and how much it will cost you each month before seeing a real estate agency or a broker. 2. Real Estate Investors: To quickly calculate in a blink of an eye if a property spotted in an advertisement is a good deal. Stop wasting time visiting properties that do not generate cash flow. 3. Real Estate Professionals: Agents and brokers, use SimuLoan to quickly show your clients the feasibility of their project directly on your smartphone. FREQUENTLY ASKED QUESTIONS HANDLED BY THE APP: - What will my monthly payment be for a loan of 350,000 dollars? - What is the impact of the insurance rate on my loan? - Is this studio profitable if I rent it for 600 dollars per month? - Does my investment generate positive cash flow? Make the right financial decisions. Download SimuLoan today and transform your estimates into concrete projects. ## Key features - Advanced mortgage loan simulator - Adjustable financing parameters - Investor mode for rental profitability - Cash flow and gross yield calculation - Clear and modern interface - Interactive sliders for scenario testing ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/simuloan-mortgage-loan/id6756610835/reviews.md ### 5/5 — Smart Loan Decisions Made Easy with SimuLoan . *2025-12-27* SimuLoan helped me compare multiple loan scenarios in just a few minutes. Being able to adjust rates, duration, and down payment so easily makes the decision process much clearer. The results are well presented and easy to understand. Very useful when preparing discussions with a bank or broker. ## Frequently asked questions about SimuLoan ### What will my monthly payment be for a SimuLoan loan of $350,000? SimuLoan can calculate your exact monthly payment for a loan of $350,000. You can input the borrowed amount, loan duration, interest rate, and borrower insurance rate to see the combined credit and insurance payment. ### What is the impact of the insurance rate on my SimuLoan loan? SimuLoan allows you to adjust the borrower insurance rate and instantly see its impact on your total monthly payment and the overall cost of your credit. This helps you understand how insurance affects your financial obligations. ### Is a studio profitable if I rent it for $600 per month using SimuLoan? Yes, SimuLoan's investor mode can determine profitability. By entering the estimated monthly rent of $600, you can instantly view your monthly and annual cash flow and calculate the gross yield to assess if the studio is a good investment. ### Does my SimuLoan investment generate positive cash flow? SimuLoan's investor mode provides a clear visualization of your cash flow. It will indicate whether your property investment is generating positive cash flow or if you need to make additional savings efforts to cover expenses. ### What devices does SimuLoan support? SimuLoan is available for iPhone, iPad, and iPod. It is designed to provide financial analysis tools across Apple's mobile ecosystem. ### How often is SimuLoan updated? The latest version of SimuLoan is 1.0.1, which was last updated on December 20, 2025. Updates typically focus on refining features and ensuring compatibility with the latest operating systems. ### Is SimuLoan suitable for users under 18? SimuLoan has an age rating of 4+, indicating it is suitable for a wide audience. However, its financial analysis features are most relevant for adults making significant financial decisions. ### Does SimuLoan have ads? No, SimuLoan does not contain advertisements. The app is designed to provide a focused and uninterrupted user experience for financial analysis. ## Version history (last 2 releases) ### 1.0.1 — 2025-12-20 First version! ### 1.0 — 2025-12-17 No release notes. ## More apps by Codizor Labs - [Bet-Analytix: Bet Tracker](https://appshunter.io/ios/app/bet-analytix-bet-tracker/id1481766826) - [Scoard: Scoreboard & Points](https://appshunter.io/ios/app/scoard-scoreboard-and-points/id6458102711) - [MarginPRO - Margin & Profit](https://appshunter.io/ios/app/marginpro-margin-and-profit/id6756409946) - [PaceRox: Hyrox Pace & Splits](https://appshunter.io/ios/app/pacerox-hyrox-pace-and-splits/id6756741807) - [PaceRun+: Pace & Splits](https://appshunter.io/ios/app/pacerun-plus-pace-and-splits/id6756843680) All apps by Codizor Labs: https://appshunter.io/developer/1810212917 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*