Sincap: Budget & Expenses

Sincap: Budget & Expenses

Offline, Private, No Bank Sync

0 ratings
Free
In-App Purchases

Rating summary

Details

  • Released
  • Updated
  • March 23, 2026
  • August 9, 2026

Features

Sincap: Budget & Expenses screenshot #1 for iPhone
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Sincap: Budget & Expenses screenshot #9 for iPhone
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About

Your money data never leaves your phone. No account. No sign-up. No bank linking. Sincap is the private, offline budget app built around the payments you must not miss — your installments, your subscriptions, and your bills — while everything stays on your device. NEW IN THIS VERSION - Debts and receivables - Who owes you, and who you owe, with due dates, reminders and partial payments. Record a payment as an expense at the same time if you want. - Credit card accounts - Set up each card with its statement day, then see period spending and remaining limit. Your card's real cycle, not the calendar month. - Payment method - Mark every expense as cash, debit card, credit card, transfer or other; pick a credit card to link the spending to it. - Your own period - If your month doesn't start on the 1st, choose your payday. Home, budgets, reports and the timeline all follow it. PRIVATE & OFFLINE BY DESIGN There is no server and no account. Everything you enter lives on your iPhone or iPad. Backups are encrypted files that only you control and only you can open. Works fully offline. TRACK YOUR INSTALLMENTS Most budget apps forget the money you already promised. Sincap lays every installment plan out month by month — remaining payments, monthly amount, and payoff date — so you always know what is still owed. MANAGE YOUR SUBSCRIPTIONS No subscription renews silently. See every recurring charge in one place: renewal dates, monthly and yearly totals, and a reminder before each renewal. Stop paying for things you forgot about. NEVER MISS A PAYMENT Local reminders days before and on the day something is due. Recurring and fixed payments stay visible, so you always know what is coming. EVERYTHING ELSE YOU NEED - Income & expenses: one-time, recurring, and installment - Custom categories - Budget limits per category with overspend warnings - Savings goals - Reports: bar, line, area, and donut charts with income and expense breakdowns - On-device voice entry (Turkish) — your speech never leaves the device - Siri Shortcuts and Spotlight search - Home Screen and Lock Screen widgets - Dark mode, iPhone and iPad SINCAP PRO Go further with an auto-renewing monthly or yearly subscription: - PDF reports — now with a month picker - Financial Timeline and Financial Health Score - Month-end forecast and advanced insights - Goal-linked categories and automatic encrypted backups - Unlimited categories, budgets, goals, and subscriptions Cancel anytime — and because everything stays on your device, your data is always yours. STAY MOTIVATED Unlock achievements, keep your streak alive, and take on challenges that turn budgeting into a habit. No cloud. No ads. No bank connection. Just a fast, private way to take control of your money. Terms of Use (EULA): https://gelirgider.lesmazer.com/terms-of-service Privacy Policy: https://gelirgider.lesmazer.com/privacy-policy
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What's New in Sincap

2.2.1

August 9, 2026

Your debt and card tracking now earns rewards. What's new • Debt and card badges: new badges for your first debt record, paying a debt off in full, becoming debt free, paying steadily and adding your first credit card. • Debt challenges: log a payment this week, close a debt this month, bring your debt balance below last month's. • Card challenge: keep your statement spending below half your limit. • These challenges only appear if you have matching records — no debt challenges if you have no debts. Improvements • Completing a challenge now awards XP and unlocks the challenge badges. • Rewards update instantly when you add a debt or card, or log a payment. • Fixed the free tier description on the Pro screen. • Various small fixes and improvements throughout the app. Your data still stays on your device only. No server, no account, no tracking.

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Subscription plans

Sincap Pro — Monthly

All Pro features, billed monthly.

$2.991 Month
How to cancel Sincap subscription ⁉️

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