# Skarb — AI Finance Tracker

> Skarb — AI Finance Tracker (iPhone/iPad app by Kyryl Palamar.)

- Source: https://appshunter.io/ios/app/skarb-ai-finance-tracker/id6766658636 (this page in markdown: same URL + `.md`)
- Developer: [Kyryl Palamar](https://appshunter.io/developer/1896312288)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 35 MB
- Languages: American English
- Released: 2026-05-19
- Data updated: 2026-09-18
- User reviews in markdown: https://appshunter.io/ios/app/skarb-ai-finance-tracker/id6766658636/reviews.md

## What is Skarb?

Skarb – smart finance tracker with an AI assistant that helps you control spending, plan your budget, and achieve your financial goals. All features require a Skarb Pro subscription.

AI ASSISTANT
Chat with your personal finance assistant. Get personalized advice, spending analysis, and answers to any financial questions — just by sending a message.

RECEIPT SCANNING
Take a photo of a receipt — AI automatically recognizes the amount, category, and store. Adding an expense takes 3 seconds.

ACCOUNTS & ASSETS
Manage all your accounts in one place: cash, cards, savings. Supports UAH, USD, EUR, PLN, CZK with automatic currency conversion.

ANALYTICS & CHARTS
Detailed statistics by category, balance trends, month-over-month comparisons. Finally understand where your money is going.

RECURRING PAYMENTS
Add subscriptions and regular expenses — Skarb will remind you when it's time to pay.

CATEGORIES
20+ built-in categories or create your own. Automatic expense categorization.

SMART NOTIFICATIONS
Morning motivation and evening reminders help you stay on top of your finances.

MULTI-CURRENCY
Real-time exchange rates. Change your base currency — all data converts automatically.

WHY SKARB?
• Simple and intuitive interface
• Data stored securely on the server
• No ads
• Regular updates and new features

Your money. Your control.

SKARB PRO SUBSCRIPTION
Skarb Pro is a monthly or annual subscription with a 7-day free trial.

• Monthly: $2.99 per month
• Annual: $29.99 per year

The subscription renews automatically after the trial or current period ends. You can cancel anytime in your Apple ID settings at least 24 hours before the end of the current period. Payment is charged to your Apple ID upon purchase confirmation.

Privacy Policy: https://skarb-finapp.com/privacy
Terms of Use:  https://skarb-finapp.com/terms

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Skarb Pro | $2.99 | per month |
| Skarb Pro | $29.99 | per year |



## Version history (last 5 releases)

### 1.1.0 — 2026-09-16

• New: Connect your Monobank card — transactions import automatically (Skarb Pro)
• New: Manage shared wallet members — remove someone anytime
• Fixed: balances from wallets you've joined now count toward your total
• New wallets now default to your main currency instead of always UAH
• Increased the free daily limit for text entries
• Various bug fixes and performance improvements

### 1.0.4 — 2026-06-03

• Fixed: keyboard no longer covers the search field on the Balance tab
• Notifications: tap a message to expand and read the full text
• Password reset and registration emails are now sent in your preferred language
• General stability improvements

### 1.0.3 — 2026-05-29

• Added English language support — switch it anytime in your Profile
• Fixed: AI assistant now responds in your selected language (Ukrainian / English)
• Fixed: AI insights in Analytics now also appear in your selected language
• Fixed: "Electronics" category now translates correctly in English mode
• Fixed: transaction recognition in English is now more accurate
• Fixed: keyboard no longer covers the search field on the Balance tab
• Password reset and registration emails are now sent in your preferred language
• Notifications: tap a message to expand and read the full text.

### 1.0.2 — 2026-05-19

No release notes.

### 1.0.1 — 2026-05-19

No release notes.

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| --- | --- | --- | --- |
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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-18.*
