# Skarbo: Budget Expense Tracker — Scan Receipts, Track Spending > AI-powered expense tracker for receipts and bank statements. (iPhone/iPad app by Ihor Roma.) - Source: https://appshunter.io/ios/app/skarbo-budget-expense-tracker/id6795880230 (this page in markdown: same URL + `.md`) - Developer: [Ihor Roma](https://appshunter.io/developer/6795880233) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 3 App Store ratings · 4 written reviews indexed - Age rating: 4+ - Requires: iOS 17.6 · 29 MB - Languages: American English, French (France), German (Germany), Italian, European Portuguese, Russian, European Spanish, Ukrainian - Released: 2026-08-11 - Data updated: 2026-09-14 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/skarbo-budget-expense-tracker/id6795880230/reviews.md ## What is Skarbo? Skarbo is the budget and expense tracker that does the typing for you. Snap a receipt — AI reads the store, date, total and every line item, then sorts it all into categories. Import a bank statement — and see the full picture of your money. RECEIPT SCANNING — Store, date, total, items and categories from a single photo — Handles discounts and promo prices — Reads receipts in different languages and currencies — Batch scanning: up to 10 photos at once — Uncertain fields are highlighted for a quick check — Skarbo learns from your corrections BANK STATEMENT IMPORT — CSV and XLSX files from your bank — Columns and account currency detected automatically — Auto-categorization, with your own rules always winning — Transfers between your accounts and cash withdrawals are filtered out; duplicates are caught — A review screen before anything is saved THE FULL PICTURE — Where your money goes: categories, months, merchants — A monthly budget and smart reminders — Spot subscriptions and recurring bills before they renew — Ask in plain words: "how much did I spend on clothes in July?" — Search across all purchases — A home screen widget with this month's total ANY CURRENCY — Receipts and statements in different currencies, together — Converted at the historical rate on the purchase date, not today's — Travel, relocation, shopping abroad — the numbers add up PRIVACY WITHOUT FINE PRINT — No account, no sign-up — Bank statements are parsed right on your phone — Card and account numbers are stripped before anything leaves the device — Receipt photos go to a secure AI service for recognition only — never into any shared database — Delete your data anytime 8 LANGUAGES English, Ukrainian, Russian, Spanish, Portuguese (Brazil), German, French, Italian. FREE & PREMIUM Free: unlimited statement imports, a budget, reports, search, the widget and 10 receipt scans per month. Premium: unlimited scanning plus AI insights and questions about your spending. Free trial included. Subscriptions renew automatically and can be cancelled anytime in your App Store settings. Skarbo — see where your money really goes. 

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://skarbo-legalprivacy.netlify.app ## Key features - AI receipt scanning - Bank statement import - Automatic categorization - Monthly budgeting - Smart reminders - Multi-currency support - Privacy-focused design ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/skarbo-budget-expense-tracker/id6795880230/reviews.md ### 5/5 — Классное приложение. *2026-09-13* Молодец новые технологии нужно использовать на благо человечества пока это еще возможно 😁 ### 5/5 — Круто! *2026-09-12* Хотілось би ще додати окрему вкладку - надходження. А так - це неймовірний додаток! ### 4/5 — Ther are no GEL… *2026-08-30* This is a good app, but there are not enough Georgian lari **Developer response:** Thanks for the feedback! We've already added the Georgian lari (₾) — it's available in the latest update (version 1.3). Please update the app and you'll find it in the currency list. If anything else is missing, just let us know. ### 1/5 — Валюта *2026-08-24* Нет к сожалению рублей ## Frequently asked questions about Skarbo ### How does Skarbo scan receipts? Skarbo uses AI to read store names, dates, totals, and line items from a single photo of your receipt. It handles discounts and different currencies, and learns from your corrections to improve accuracy over time. ### Can Skarbo import bank statements? Yes, Skarbo can import bank statements in CSV and XLSX formats. It automatically detects columns and currency, categorizes transactions, and filters out transfers and duplicates before saving. ### What are the privacy features of Skarbo? Skarbo requires no account or sign-up. Bank statements are processed on your device, and card/account numbers are stripped before data leaves. Receipt photos are used solely for recognition and not stored in shared databases. ### Does Skarbo have ads? Yes, Skarbo contains advertisements. As a free app with in-app purchases, ads are part of the experience for users who do not upgrade to Premium. ### What is the difference between Skarbo Free and Premium? The Free version offers unlimited statement imports, one budget, reports, search, a widget, and 10 receipt scans per month. Premium unlocks unlimited scanning, AI insights, and the ability to ask spending-related questions. ### What devices does Skarbo support? Skarbo is available for iPhone and iPad, indicated by its support for iOS devices. ### How often is Skarbo updated? The latest version, 1.7, was released on September 10, 2026, indicating a recent update. The app is generally updated to improve features and reliability. ### Can I cancel my Skarbo subscription? Yes, subscriptions for Skarbo renew automatically but can be cancelled at any time through your App Store settings. A free trial is also included for new users. ## Version history (last 5 releases) ### 1.9 — 2026-09-13 - Fixed currency conversion when importing bank statements: foreign-currency amounts are now correct, and incorrect saved rates are repaired automatically. - Fixed amounts from the Apple Pay automation: purchases over 1,000 were saved without the leading digit. - The delete confirmation now appears next to the purchase and names what you're deleting. - Opening the onboarding from Settings no longer switches the app theme. ### 1.8 — 2026-09-11 - Fixed an issue with amounts when auto-logging expenses via Apple Pay - Improved stability under heavy load - Minor improvements and bug fixes ### 1.7 — 2026-09-10 - Fixed a crash that could occur when importing a bank statement - Faster statement categorization - Minor improvements and bug fixes ### 1.6 — 2026-09-08 • Edit and delete your custom categories • Fixed a bug where the first digit of the amount could be lost when logging a purchase via Apple Pay • Minor improvements ### 1.5 — 2026-09-06 - Bank statement scan — snap your bank app screen, AI reads the transactions - Clearer Premium screen - Fixes and improvement ## Related topics [expense tracking](https://appshunter.io/ios/topics/expense-tracking) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-14.*