# Skeoz — Budget, Pray & Track Expenses

> Budget, Pray & Track Expenses (iPhone/iPad app by John Davis Sarte.)

- Source: https://appshunter.io/ios/app/skeoz/id6778941667 (this page in markdown: same URL + `.md`)
- Developer: [John Davis Sarte](https://appshunter.io/developer/1825555953)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 61 MB
- Languages: English
- Released: 2026-07-29
- Data updated: 2026-09-11
- User reviews in markdown: https://appshunter.io/ios/app/skeoz/id6778941667/reviews.md

## What is Skeoz?

Pray. Budget. Steward.
Skeoz is a faith-centered personal finance app built for people who see money management as stewardship.
Track your finances, plan your spending, record prayers, reflect through journaling, and remember God’s faithfulness — all in one place.

BUDGET WITH INTENTION
Log income and expenses, manage cash, bank accounts, e-wallets, and credit cards, and see your balance, spending, and net position at a glance.
Set monthly budgets, track savings goals, monitor recurring bills, and follow your loan payoff progress over time.

SHOP WITH INTENTION
Use Market Run to record what you buy item by item while shopping. Save the entire run as one transaction, then compare prices with previous trips so you can see what changed over time.
SHARE EXPENSES WITHOUT THE AWKWARD MATH
Create a shared expense for trips, meals, or group purchases. Add people, split costs equally or with custom amounts, track who owes what, and mark payments as they come in.

BRING IT BEFORE GOD
Record what you are trusting God for, add updates along the way, and mark prayers as answered.
Over time, your answered prayers become a personal record of God’s faithfulness through different seasons of life.

JOURNAL YOUR FAITH
Write freely, add a title, attach Scripture, record your mood, and use marks to organize meaningful entries.
Look back over time and remember what God has been teaching you, providing for you, and walking you through.

CHECK IN WITH YOURSELF
Take a few seconds to reflect on your spirit and your stewardship. Build consistency through simple daily check-ins and revisit your history over time.

REMEMBER THE JOURNEY
Your answered prayers, financial milestones, savings goals, and other meaningful moments can become part of your personal stewardship story — a record of growth, provision, and faithfulness.

STAY ON TRACK
Optional reminders can help you stay aware of upcoming bills, journal prompts, prayer requests, daily check-ins, and other moments that matter.

FREE AND PREMIUM
Skeoz is free to download and includes everyday budgeting, prayer, and journaling.

Premium unlocks deeper financial tools such as extended transaction history, advanced spending insights, cloud backup, additional accounts, loans, bills, savings goals, Market Runs, shared expenses, and other premium features.

YOUR DEVICE. YOUR DATA.
Skeoz is designed to keep your everyday data available on your device so core features can continue working offline.
Premium users can also use cloud backup to help protect their data when moving to or replacing a device.
Skeoz is for the person who wants to steward what they have well — while remembering Who entrusted it to them.

Grow in Faith & Finance.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Premium | $1.99 | per month |
| Yearly Premium | $17.99 | per year |



## Version history (last 5 releases)

### 1.2.1 — 2026-09-07

We've added more countries and currency options — Skeoz just got a little more global.

### 1.2.0 — 2026-08-29

Fresh redesign across Home, Faith, transactions, and Settings with a cleaner, calmer look — plus a new app icon and in-app brand mark. This update also brings smarter analytics (category trends, spending pace), a built-in calculator for logging transactions, monthly category budgets, improved search, a redesigned Market Run & Shared Expenses experience, more reliable notifications, and a cleaner paywall and FAQ.

### 1.1.1 — 2026-08-19

Monthly Budget is here (Premium) — set category limits, track spending, and get gentle alerts when you go over. Improved expense category picker with budget hints. Plus FAQ in Help, More screen updates, and fixes for category icons, prayer filters, and dark mode on answered prayers.

### 1.1.0 — 2026-08-17

• Local reminders for bills, loans, credit cards, and faith habits
• Notification settings to turn reminders on or off
• Clearer guidance when you need to add an account first
• Edit savings goals after you create them
• Clearer amount display and currency formatting
• UI polish across Home, Journal, and Check-in
• Stability and font fixes
• Adjust gating for premium users

### 1.0.3 — 2026-08-07

This update fixes a critical crash that could force-close the app on launch or when your device has no internet connection.Skeoz works reliably offline now from the first install.

## Related topics

[financial issues stewardship ministries](https://appshunter.io/ios/topics/financial-issues-stewardship-ministries)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-11.*