# Skip Pay — Nakup kdykoli, plať za 50 dní > Financial app for managing purchases, payments, and loyalty rewards. (iPhone/iPad app by Skip Pay s.r.o..) - Source: https://appshunter.io/ios/app/skip-pay/id1450758826 (this page in markdown: same URL + `.md`) - Developer: [Skip Pay s.r.o.](https://appshunter.io/developer/1450758825) - Category: Finance - Price: Free - Rating: 4.70/5 from 3 App Store ratings · 50 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 100 MB - Languages: American English, Czech, Slovak - Released: 2019-10-01 - Data updated: 2026-09-06 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/skip-pay/id1450758826/reviews.md ## What is Skip Pay? With the Skip Pay mobile app, you have everything for smart shopping in one place. You’ll find a clear overview of all your Skip Pay purchases, activate a virtual version of your physical card, or lock your card instantly if you lose it. If numbers aren’t your strong suit, you’ll appreciate the option to view your PIN anytime. You can also easily check your loyalty balance and exchange your collected points for rewards that make you happy. Shop smart with Skip Pay and enjoy a wide range of great benefits: A MAXI PACKAGE FULL OF BENEFITS It pays to use the MAXI package. You can get it easily and for free in our app – just complete a short verification. With the Skip Pay card, you can shop anywhere online and in all brick-and-mortar stores. You can even pay straight from your phone thanks to Apple Pay. All this with a limit of up to 100,000 and up to 50 days to pay with no fees. PAY ONLY AFTER UNPACKING THE GOODS Take your time to browse, try on, and check your goods – and only then pay. Our app keeps track of the payment date for you and reminds you in time. SPLIT YOUR PAYMENT INTO THREE Not convenient to pay for everything at once? With Pay in 3, you pay just one third at checkout and the remaining two in two monthly installments. BORROW UP TO 100,000 FOR ANYTHING Need some extra cash? We’ll send up to 100,000 directly to your account. Everything is handled online in the app – you choose the amount and number of installments, and the money arrives within minutes. SPREAD YOUR BILL INTO INSTALLMENTS Enjoy more freedom when planning your budget. Purchases made with the MAXI package or individual Pay in 3 installments can easily be spread into up to 96 payments. INSURE YOUR PURCHASE AT A GREAT PRICE Protect your new electronics at one of the best prices on the market. Skip Pay offers two options: insurance against damage and theft, and extended warranty. The offer applies to home appliances, IT equipment, and smaller electronics. SEND MONEY ANYWHERE With Skip Pay, you can pay for anything – even your rent or a friend’s beer. With the Send Money feature, you can conveniently and securely send money to any Czech account, including recurring payments. ALL YOUR PURCHASES IN ONE PLACE Whether you order from an e-shop with Skip Pay in your basket, tap your Skip Pay card in the supermarket, or shop with it on a foreign website – you’ll find everything clearly in the app together with your monthly statement. DEFER YOUR PAYMENTS WHENEVER YOU LIKE Your monthly statement includes all your purchases, ATM withdrawals, and transfers. It’s due by the 20th of the following month. If that doesn’t suit you and you’d prefer to pay only part now and the rest later, no problem. Just double tap in the app and it’s deferred – for a fair fee you see upfront. REWARD FOR EVERY PAYMENT For almost every purchase made with Skip Pay, we credit you with points. You can easily exchange them in the app for discounts at your favorite e-shops or use them to reduce fees. For every 100 CZK paid, you get 1 point with the MINI package and 2 points with the MAXI package. SAFETY IS OUR PRIORITY Log in quickly and securely using your fingerprint or face scan. If you prefer the classic username and password, we’ve got you covered too. NO MORE HUNTING FOR RECEIPTS Shoeboxes full of receipts are a thing of the past. Store your receipts directly in the app and keep them all neatly in one place. CARD MANAGEMENT AT YOUR FINGERTIPS We’ve thought of everything – activate or lock your card instantly in the app. And if you forget your PIN, you’ll find it there too. VIRTUAL CARD With a virtual card, there’s no need to dig through your wallet. You can leave your physical card safely at home as a backup and easily access your card details in the app. FREE APP Downloading and using the app is completely free. SMART WATCH With Watch OS support, you can now have your limit right on your wrist. ## Key features - Manage all purchases in one place - Activate virtual card - View PIN anytime - Check loyalty balance and redeem points - Pay up to 50 days later - Split payments into installments - Send money to any Czech account ## Recent user reviews (10 of 50) All indexed reviews: https://appshunter.io/ios/app/skip-pay/id1450758826/reviews.md ### 5/5 — Skip Pay *2026-06-01, version 4.14.0* Skvělá služba, apka přehledná a intuitivní ### 5/5 — Třetinky *2026-05-26, version 4.14.0* Rozdělení platby za nákup super. Co jsem chtěl už zakoupeno mám a používám. Jinak bych čekal než si našetřím ### 4/5 — Co chybí *2026-03-30, version 4.12.1* SkipPay používám často a rád, občas se ale vyskytne potíž s nějakou platbou a na náku na třetiny je potřeba kosmické vzdělání, neboť proces je zprogramován nesmírně komplikovaně a vyžaduje hodiny času v obchodě než je zkompletizován. V listboxu při přihlašování je také chyba komplikující přihlášení. Na 1* však oceňuji jejich telefonickou podporu, která vyřeší vše co programátoři “zpraskali” :-) ### 1/5 — Nejde se přihlásit *2026-03-14, version 4.11.2* Potřebuji se přihlásit do aplikace a zaplatit vyúčtování, ale jen donekonečna naskakuje FaceID a dál se nedostanu. ### 1/5 — Registrace-nefunguje *2025-12-16, version 4.07.1* Uprimne, po dlouhy dobe sem chtel neco na splatky…no smula, registrace nefunguje… ### 1/5 — Problémy s přihlášením *2025-11-16, version 4.06.0* Nejde se přihlásit ### 1/5 — … *2025-11-04, version 4.06.0* při registraci mi nepřišel několik dní email o potvrzení registrace.. ### 1/5 — Nelze se přihlašovat *2025-11-01, version 4.06.0* Poslední update zapříčinil problémy s přihlášením ### 2/5 — Nefunkční widget *2025-06-11, version 3.39.2* Widget stále vyzývá k přihlášeni a nezobrazuje zůstatek…A po měsíci se nic nezměnilo 🫤 ### 5/5 — Super *2025-05-27, version 3.39.2* Super ## Frequently asked questions about Skip Pay ### What is Skip Pay? Skip Pay is a financial app that allows you to manage all your purchases, activate a virtual card, and pay for items up to 50 days later. It also offers features like splitting payments into installments and earning loyalty rewards. ### How does Skip Pay's 'Pay in 3' feature work? With 'Pay in 3', you pay one-third of your purchase amount at checkout and the remaining two-thirds in two subsequent monthly installments. This allows for more flexible budgeting. ### Can I get a loan with Skip Pay? Yes, Skip Pay allows you to borrow up to 100,000 CZK directly to your account, with the amount and number of installments handled entirely online within the app. Funds can arrive within minutes. ### What security measures does Skip Pay have? Skip Pay offers features like the ability to instantly lock your physical card if lost and secure online handling for all transactions. The app is available on iPhone and iPod devices. ### How often is Skip Pay updated? The latest version of Skip Pay is 4.14.0, last updated on May 19, 2026. This indicates a commitment to regular updates and improvements. ### Does Skip Pay have ads? Yes, Skip Pay contains advertisements. As a free application, it utilizes ads to support its services. ### What are the benefits of the MAXI package? The MAXI package from Skip Pay is free to obtain through the app and allows you to shop anywhere online and in physical stores, with limits up to 100,000 CZK and up to 50 days to pay without fees. ### Can I defer my monthly payments with Skip Pay? Yes, if your monthly statement due date doesn't suit you, you can defer paying part of the amount later for a clearly stated fee. This offers additional flexibility in managing your budget. ## Version history (last 5 releases) ### 4.19.0 — 2026-09-03 Our app is now a bit safer and faster. ### 4.18.2 — 2026-08-28 Our app is now a bit safer and faster. ### 4.18.1 — 2026-08-20 Our app is now a bit safer and faster. ### 4.18.0 — 2026-08-06 It's now even easier to change your phone number in the app. We've also improved the colors and contrast, making the app clearer and easier to read for everyone. ### 4.17.0 — 2026-07-23 Our app is now a bit safer and faster. ## Apps similar to Skip Pay | App | Rating | Price | Category | | --- | --- | --- | --- | | [mBank CZ](https://appshunter.io/ios/app/mbank-cz/id468058234) | 4.5 (252) | Free | Finance | | [Twisto](https://appshunter.io/ios/app/twisto/id1182925330) | 5.0 (5) | Free | Finance | | [KB+](https://appshunter.io/ios/app/kb-plus/id1585485232) | 4.4 (166) | Free | Finance | | [ČSOB Smart klíč](https://appshunter.io/ios/app/csob-smart-klic/id990273436) | 4.3 (32) | Free | Finance | | [ČSOB Smart](https://appshunter.io/ios/app/csob-smart/id1528483245) | 4.8 (738) | Free | Finance | | [Home Credit CZ](https://appshunter.io/ios/app/home-credit-cz/id1465789992) | 4.2 (28) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*