# Skyla Mobile — user reviews

> 116 indexed App Store user reviews of Skyla Mobile by Skyla Federal Credit Union, rated 4.80/5 from 2,051 ratings.

- Source: https://appshunter.io/ios/app/skyla-mobile/id386377186/reviews
- App overview in markdown: https://appshunter.io/ios/app/skyla-mobile/id386377186.md
- Rating breakdown: 5★ 1,836 · 4★ 112 · 3★ 31 · 2★ 22 · 1★ 50

## What do users think of Skyla Mobile?

Overall sentiment: negative

**Pros**

- 🚀 Easy to use
- 👍 Comprehensive features
- 💡 Budgeting tools
- 🚀 Quick mobile deposits
- 👍 Seamless account management

**Cons**

- 🐛 Frequent app crashes
- 🐛 Login issues and account lockouts
- 🐛 Unreliable mobile deposit
- 🐛 Calendar/date selection bugs
- 🐛 Inconsistent app performance

**Commonly reported bugs**

- App not loading or freezing
- Blank screens and unexpected errors
- Inability to change phone number
- Disappearing mobile deposit feature
- Calendar/date picker issues

**Most requested features**

- Restore landscape mode on iPad
- Add external account transfer functionality
- Implement Zelle integration
- Improve Zelle payment reliability
- Provide a built-in calculator

## Newest reviews (10 of 116)

### 4/5 — Love Skyla

*2026-02-15, version 4020.0.0*

Great App and convenient for all my banking needs.

### 2/5 — App not working

*2025-11-11, version 4018.1.1*

I have not been able too log on to the app for about a week. Called the bank they see nothing wrong on there end. Getting the message ( unexpected error accrued try again latter)

### 3/5 — 🙏🏾🙏🏾 PLEASE SEPARATE TRANSACTIONS BY MONTH

*2025-09-04, version 4018.0.0*

I’m feeling the app so far. I switched to this bank from another credit union with an AMAZING app. This one is just okay. It’s good enough, but my old credit union really took their time with crafting that app. It was Dupaco Community Credit Union if you want to check it out.

The reason I switched to Skyla was because my old credit union did not support Zelle within the app and Zelle discontinued the app. Skyla has been great to bank with.

The app would be 4/5 if:
- transactions were separated by month
- Zelle feature was accessible with 1-2 clicks.

Would be 5/5 if it mirrored the Dupaco CCU app

### 4/5 — Account Details Shown BEFORE Logging In

*2025-04-15, version 4016.1.2*

Opening the app immediately shows account details, balances, etc. It only asked to login AFTER clicking on an account. I believe the account details should absolutely not be exposed BEFORE logging in.

UPDATE: I found that there is a setting for this and fixed it, however I wish this was the default.

### 2/5 — Account Details Shown BEFORE Logging In

*2025-03-20*

Opening the app immediately shows account details, balances, etc. It only asked to login AFTER clicking on an account. I believe the account details should absolutely not be exposed BEFORE logging in.

**Developer response:** Thank you for this feedback.  If you contact us at 1-704-375-0183 we can assist you with this feature.

### 2/5 — Do better

*2025-02-15, version 4016.0.1*

The app won’t even download on my phone, I have to keep logging in with my username and password it usually have username on the app doesn’t have a remember me on but it doesn’t do better

### 2/5 — So, um, no…

*2024-11-26, version 4015.0.1*

I was going to get an account bc the logo, architecture of the branch here in SC & CLT location & CU but the app seems to have less talent behind it than the aforementioned. CS, cs for minors, working functionalities, standard very important online banking things, fees for CS bc skyla cant do a job, & just common sense things & more than a bot representing the app store critical but true reviews. Well, enjoy your pretty colors-not falling for it..

### 3/5 — Issues with the app

*2024-10-05*

The problem with the app it keeps shutting down and when I need to unfreeze my card I have to wait until the next business day or even when I need to check my balance sometimes I can’t, that is an inconvenience for person like me who is always on the go.

**Developer response:** We are sorry you are having issues.  Please contact our support team, 1-704-375-0183, to assist in troubleshooting.

### 3/5 — Come on, Skyla! Get it together

*2024-08-20, version 4013.2.0*

I was hopeful, I thought that they had fixed the random log off issue that’s been plaguing this app for a long time, but with the latest release, it’s gotten even worse.

I’ll be in the middle of a remote check deposit, checking my balance, or about to pay a bill, and suddenly, I’m logged out, ejected back to the login screen! Please get this fixed. It’s annoying! 

Other things in the app work well, but this is really a PITA. Please spend time on this and get it fixed!

### 4/5 — It’s just infuriating

*2024-07-22, version 4013.2.0*

Okay, so I don’t spend money on my account often because I usually use cash- I’m a minor and don’t have a job yet. So when I tried to check on my account I had to create a whole new one because of my inactivity. That isn’t the problem, the problem is that I accidentally forgot to press “I agree” on the disclosure, so it let me go through the effort of making an account all over again just for me to be put into a loop of a pop up saying “Disclosure not accepted” and me refreshing only for the pop up to appear again. It’s just annoying and at this point I’m just tired of trying to look into an account that only has five bucks in it.

## Most critical reviews (10 lowest-rated)

### 1/5 — Broken app

*2026-05-05, version 4021.0.2*

Thanks for breaking the app while I’m on the road.  I really appreciate that.

### 1/5 — Account Changes

*2026-01-23, version 4019.1.0*

I attempted to change my phone number within the app. It did not do it. It kept saying send the code to, and then it would still show my previous number that I started the account with, I went to the branch to have them change it she said give it sometime. I waited about 20-30 minutes and tried to login and it still had my previous number to send a code to. This is a major problem. I pay my bills with this account so I need to make sure that my transaction went through because I can’t afford to be late. This is a very, very big problem. It should not be this difficult to make changes to your account within the app.

### 1/5 — App is Terrible

*2025-10-21, version 4018.1.1*

I just set up a new account. I was able to enroll online with my computer, but trying to load the app on my phone is impossible. Awesome bank, terrible app.

### 1/5 — Zelle

*2025-08-23, version 4018.0.0*

i cannot use zelle at all, there's directions on the website but on the "transfer and pay tab" there's no selection for "send money with zelle" why is this so difficult??

### 1/5 — Mobile app/Zelle

*2025-07-05, version 4017.1.1*

I just got started with this bank on 6/6/25. I got my direct deposit setup where I see my funds was deposited. I tried sending Zelle and keep getting message” unable to complete transaction”. I called the bank and was told they don’t have access to help me with Zelle. I went to Co-op branches (Mid-Florida CU) and was told there is a message “Refer member to hosted branch”. I went to another branch Co - op branch (Campus USA CU) and was told they cannot find me in their system. I’m lost I need my money urgently and cannot access it this is ridiculous. As soon as I get my money out I will close this account, I understand I loss my card but there should be other means to get access to your money when you need it. I will now have to wait 7-10 business days to get back a card. The worse thing I have ever seen in am banking app you can generate a virtual card, see your full card number or member number which I find very irritating.

### 1/5 — No access

*2025-01-23, version 4015.2.3*

Two accounts can only access one card on app and representatives don’t know how to get both to show. Also random log offs. Not good

### 1/5 — Used to work in my phone but not anymore

*2024-12-28, version 4015.1.2*

I don’t know what happen. It was working then suddenly stop. I uninstalled and installed back-nothing. Just blank…just disappointed because I used this app on the go to transfer money etc. just so disappointed…

### 1/5 — Terrible app and customer Service

*2024-09-06, version 4013.2.0*

App will not let you add an external account to pay your bills so you have to call in so they can add their $9 convenience fee. Tried calling in numerous times and no one wants to help.

### 1/5 — App down

*2024-06-27, version 4013.1.2*

App has been down for days with no info as to what’s going on.

### 1/5 — Latest version fails to load

*2024-06-27, version 4013.1.2*

I can no longer login with the latest June 2024 update. I’m just stuck with a blank white screen. Phone reset etc. doesn’t work. Hopefully they can fix otherwise I’ll need to move my money elsewhere.

## Most praised reviews (10 highest-rated)

### 5/5 — Happy woman

*2026-08-20, version 4022.1.1*

Great app great service awesome!

### 5/5 — Institutional Greatness

*2026-08-01, version 4022.0.0*

A Quick Forewarning, if you’re not going to invest your into the stock market , well this is the next best thing! I don’t know enough about accounting, but what I do know is that this place takes care of you! Their Certificate accounts are generous and their loan appraisals are noteworthy!

### 5/5 — Easy to use

*2026-02-18, version 4020.0.0*

Convenient, secure app which makes it easy to access my accounts and perform all banking.

### 5/5 — Non stop technical issues

*2025-10-17, version 4018.1.1*

App won’t allow me to do account transfers, it often logs me out and will not allow me to log back in unless I uninstall it then reinstall it. Very frustrating app.

### 5/5 — The best bank ever

*2025-09-26, version 4018.0.0*

Get a account

### 5/5 — Good App

*2025-08-20, version 4018.0.0*

If it is not broke ….we’ll leave well enough alone

### 5/5 — Very informative

*2025-05-31, version 4016.1.2*

Great app , use it daily , love banking with Skyla

### 5/5 — Good people

*2025-03-08, version 4016.0.1*

The bank is in nice location the. People are all nice even the security guard he’s very nice and courteous they help you with finances as much as as they can good people 
Go and see for yourself.

### 5/5 — Excellent tool and complement to the excellent customer service

*2024-10-19*

The Skyla CU app is awesome! There are so many features that not only provide comprehensive account management but also make it easy to do new business like apply for loans, pay loans with other institutions or make Zelle P2P transactions. 

It rivals the very best offered from the big banks and maintains the continuity of the more personalized and less convoluted services and products we all love from credit unions.

Highly recommend if you are someone that values mobile access and management!

### 5/5 — Beautiful Credit Union

*2024-08-05, version 4013.2.0*

Awesome credit union . Still very underrated but I think we will see this bank climb to the top very soon

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*
