# SkyPoint FCU — user reviews > 62 indexed App Store user reviews of SkyPoint FCU by SkyPoint Federal Credit Union, rated 4.80/5 from 1,191 ratings. - Source: https://appshunter.io/ios/app/skypoint-fcu/id432545192/reviews - App overview in markdown: https://appshunter.io/ios/app/skypoint-fcu/id432545192.md - Rating breakdown: 5★ 1,055 · 4★ 90 · 3★ 23 · 2★ 5 · 1★ 18 ## What do users think of SkyPoint FCU? Overall sentiment: positive **Pros** - 👍 Easy to use - 🚀 Convenient mobile banking - 💡 Useful features like check deposit - 🚀 Fast and reliable app - 👍 Simple and intuitive interface **Cons** - 🐛 Occasional app crashes - 🐛 Issues with check deposit on certain devices - 🔒 Limited security features **Commonly reported bugs** - Check deposit not working on iPhone X - App interrupting transactions to request ratings **Most requested features** - Apple Pay integration - Credit card statement and due date visibility - Improved check deposit functionality ## Newest reviews (14 of 62) ### 5/5 — Good app *2015-10-02, version 4.6.3.1* This app is really good, and I quite like banking w mcefcu. My one gripe is no Apple Pay. ### 5/5 — Pretty awesome and convenient! *2015-09-09, version 4.6.0* I can do everything I need to get done on the road. You can't be that with a stick! ### 5/5 — Great App *2015-08-07, version 4.5.0.1* Great App. Easy to use and manage money ### 5/5 — Quality user interface -does what it says *2015-04-13* Easy enough to deposit checks from anywhere and the bill pay is very easy one you at it up. Impressive app for a small bank. ### 5/5 — Awesome! *2015-02-12, version 4.3.0.0* I love depositing checks with my phone. How else can you check your balance while driving? ### 5/5 — Excellent app *2014-11-01* This app works flawlessly. Has never crashed and does everything you would expect a banking app to do. Highly recommend. ### 5/5 — Great app *2014-08-13, version 4.1.1.0* No problem so far. ### 5/5 — Just right *2014-01-29, version 4.0.0.0* Great, intuitive and easy to use! ### 5/5 — Easy to use & a real time-saver! *2013-12-22, version 4.0.0.0* Makes keeping track of expenses & bills so much easier. ### 5/5 — Makes banking easy and secure! *2013-12-11, version 4.0.0.0* Wonderful app!!! ### 5/5 — Clean, simple and easy to use app! *2013-11-05* This app is simple and clean with all the tools needed to check your account balance, deposit checks, transfer money and pay your bills! ### 5/5 — Best Banking App! *2013-09-07, version 3.5.1.1* Very easy to use. Does everything you want and more for a banking app. Love logging in to this app! ### 5/5 — So Convenient! *2013-08-03, version 3.5.1.0* Easy to use. ### 5/5 — I love my bank! *2013-05-25* Great App, very fast to access, love the fact that I can deposit checks on the go. I will definitely recommend this App to my friends that are members!! ## Most critical reviews (10 lowest-rated) ### 1/5 — Crappy app *2024-10-15* Fails sometimes to load For no reason. App is limited in features and options to move money. ### 1/5 — Not a good credit union *2021-06-07* They feed you dream and hopefully don’t waste your time. ### 1/5 — Keeps interrupting *2017-06-19, version 5.5* I can't get through a transaction without being interrupted to rate this app ### 2/5 — IphoneX *2019-06-16* Taking a picture of a check does not work on the iPhoneX, the camera does not look right and the guide lines do not line up correctly ### 3/5 — Love the bank app *2012-06-01, version 3.0.0* Makes life easier, especially if you are out of the area and need to transact business. ### 4/5 — Mobile Check Deposits *2020-10-22* Awesome app and easy to use ! My days of traveling to the Credit Union to make a deposit are over ### 4/5 — Great app *2017-03-19, version 5.3.3.17* Love the ease of use and interface of the app. Can handle most business from the comfort of my own home. ### 4/5 — Great app *2012-07-02, version 3.0.0* I luv this app but would like to see the same check deposit feature like other banks. ### 5/5 — Love This App *2026-04-30* The ease and flexibility of this app and Skypoint are the reason I keep using it! Very professional staff if you need to contact. The app is clear and easy to use and fully functional. ### 5/5 — Love This App *2023-07-16, version 2023.05* The ease and flexibility of this app and Skypoint are the reason I keep using it! ## Most praised reviews (8 highest-rated) ### 5/5 — Loan approval super easy *2021-10-01* Unfortunately I needed a new furnace, I did application online in the afternoon, received a phone call back few hours later that I was approved and money in my account by that night. Truly amazing. ### 5/5 — Great app *2021-09-07* Love the app, haven't had any issues. Just started depositing checks with it saves so much time :) ### 5/5 — Best Credit Union *2018-10-16* I love the services provided by Credit Union. ### 5/5 — Very convenient *2017-05-26, version 5.5* Great app!! Definitely helpful!! ### 5/5 — One of the Best Mobile Banking Apps Out There *2016-05-27, version 5.0* MC EFCU did a great job in their mobile banking app, it is very user friendly! Keep up the good work! ### 5/5 — Best *2016-04-15, version 5.0* Relates well to my needs!!!! ### 5/5 — Excellent *2016-02-28, version 5.0* Excellence at its best ### 5/5 — Outstanding App *2015-12-24, version 4.6.3.2* Very easy to use. Excellent access to information. A real time saver. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*