# Skyro > Philippine loan app for flexible installment purchases, cash loans, and credit lines. (iPhone/iPad app by Breeze Ventures Pte. Ltd..) - Source: https://appshunter.io/ios/app/skyro/id1635398736 (this page in markdown: same URL + `.md`) - Developer: [Breeze Ventures Pte. Ltd.](https://appshunter.io/developer/1612644352) - Category: Finance - Price: Free - Rating: 4.80/5 from 98 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 251 MB - Languages: American English, Filipino - Released: 2025-06-11 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/skyro/id1635398736/reviews.md ## What is Skyro? Skyro is here to make loans work for you — the trusted loan app in the Philippines for flexible, simple, and transparent financing. We're one of the fastest-growing financial technology companies in the Philippines, fully registered and regulated by the SEC. We’re also a key founding member of the Consumer Lending Association of the Philippines (CLAP). Since 2022, nakatulong na kami sa mahigit 1 million Pinoys — from everyday bills, dagdag kapital para sa negosyo to big household needs and even seasonal gastos — access flexible loans and financial products that keep things simple, so you can focus on what really matters. All Skyro loan products are issued only to Filipino citizens residing in the Philippines. Shop with Skyro, split your payments SkyroSplit lets you shop for big‑ticket items and pay in easy monthly installments — hindi na kailangan ng credit card! • Shop for appliances, gadgets, furniture, and more, at thousands of partner stores • Flexible loan terms of up to 24 months • 0% interest and ₱0 down on select deals • In‑store or online, you’re in control of your budget • Apply in minutes • Get approved in seconds • Transparent terms — walang hidden fees • Get pre‑approved before you shop — less drama, more confidence Here’s an example of how your monthly installment is calculated: Interest Rate Minimum: 0% per month (for POS offers, depending on eligibility), 0% p.a. | Maximum 6.9% per month, 83% p.a., processing fee Minimum 10% + ₱690, Maximum 16.6% of loan proceeds) Simple loan calculation: POS Loan Amount: ₱11,690 POS Loan Term: 12 months Interest rate: 0% Monthly Installment: ₱974 Total POS Loan Cost: ₱11,690 Need extra funds? Try SkyroCash An online cash loan that gives you money straight to your account — for bills, school fees, negosyo needs, or any important expense. Pay anywhere with SkyroCredit. A reusable credit line na pwede mo gamitin, bayaran at gamitin ulit anytime — flexible and easy to shop at any store with QR Ph by simply scanning to pay and settling later. The Skyro app was made for you • Madali gamitin, friendly kahit first time sa loan app • Regular reminders so you won’t miss due dates • More than 20 ways to pay for your loan: via SkyroPondo, e-wallets, online banking, over the counter, or via QR Ph - SkyroPondo is your account inside the Skyro app. Pwede mag-cash in anytime to pay your Skyro loans or SkyroCredit bill, o ipunin para sa future payments, all in one place • Adjust anytime with Flexi — move due dates or change your monthly payment sa Skyro app mismo • Need help? Chat with real people at may sasagot in less than 15 minutes via the app chat • Pay on time para ma-unlock loan offers with better terms • Enjoy rewards like cashback para sa good payers Sa Skyro, ikaw ang boss! Download na ng loan app and start shopping with Skyro! Skyro Lending, Inc. is certified by the Securities and Exchange Commission. Registration No.: CS202002223. Lending company license No.: 3249. Address: 3006 30F, One Corporate Center, Meralco Avenue corner Julia Vargas Avenue, San Antonio, Pasig City, 1605 Metro Manila Skyro Lending, Inc. is an affiliate company operating under the same brand name, SKYRO For more information, contact us via: Skyro app chat care@skyro.ph +632 8540 3344 +63 919 170 0700 ## Key features - Flexible installment purchases with partner stores - Online cash loans for various expenses - Reusable credit line for easy shopping - Apply and get approved in minutes - Transparent terms with no hidden fees - Adjust due dates and payment amounts - Multiple payment options and in-app wallet ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/skyro/id1635398736/reviews.md ### 5/5 — i love skyro *2026-03-03* super great very smooth to transaction and easy to deal with **Developer response:** Thank you sa 5⭐, Maricel! Smooth at effortless ang transactions dito, lagi ready kami for hassle-free deals ✨ ### 5/5 — SUPEER GOOD *2026-01-21* FAST APPROVAL! **Developer response:** Smooth and speedy, just how we like it 💫 Thanks for the kind words and the 5⭐ review, Jessa! ## Frequently asked questions about Skyro ### What types of loans does Skyro offer? Skyro offers SkyroSplit for installment purchases of big-ticket items, SkyroCash for online cash loans, and SkyroCredit as a reusable credit line. These are designed for flexible financing needs. ### How quickly can I get approved for a loan with Skyro? The app states that users can get approved in seconds for some loan products. The application process is designed to be quick and user-friendly, even for first-time loan app users. ### Are there any hidden fees with Skyro loans? Skyro emphasizes transparent terms with no hidden fees. The app provides clear information on interest rates and processing fees, with examples of loan calculations shown. ### Can I adjust my loan payments or due dates with Skyro? Yes, the Skyro app allows users to adjust their due dates or change their monthly payments through a feature called Flexi. This provides flexibility in managing your loan obligations. ### What are the interest rates for Skyro loans? Interest rates can vary. For example, POS offers may have 0% interest per month (0% p.a.) depending on eligibility. Other loans can have interest rates up to 6.9% per month (83% p.a.), with processing fees ranging from 10% to 16.6% of loan proceeds. ### How can I pay my Skyro loan? Skyro offers over 20 ways to pay your loan, including via SkyroPondo (an in-app wallet), e-wallets, online banking, over-the-counter payments, and QR Ph. This provides convenience and accessibility for users. ### Is Skyro available on multiple devices? Based on the provided data, Skyro is available on iPhone and iPod. The app is designed for mobile use on these Apple devices. ### How often is Skyro updated? The latest version of Skyro is 2.57.0, and it was last updated on March 30, 2026. This indicates regular updates to improve the app's functionality and user experience. ## Version history (last 5 releases) ### 2.67.1 — 2026-08-15 Fixed several bugs to improve stability and performance ### 2.67.0 — 2026-08-14 Fixed several bugs to improve stability and performance ### 2.66.0 — 2026-08-06 Fixed several bugs to improve stability and performance ### 2.64.0 — 2026-07-06 Fixed several bugs to improve stability and performance ### 2.63.0 — 2026-06-24 Fixed several bugs to improve stability and performance ## Apps similar to Skyro | App | Rating | Price | Category | | --- | --- | --- | --- | | [zukì – Loan app by SB Finance](https://appshunter.io/ios/app/zuki-loan-app-by-sb-finance/id1592969919) | 3.5 (4) | Free | Finance | | [CIMB Bank Philippines](https://appshunter.io/ios/app/cimb-bank-philippines/id1603056657) | 4.5 (189) | Free | Finance | | [eCebuana](https://appshunter.io/ios/app/ecebuana/id1523417683) | 1.8 (28) | Free | Finance | | [MariBank PH (SeaBank)](https://appshunter.io/ios/app/maribank-ph-seabank/id1592249158) | 4.9 (1,373) | Free | Finance | | [Mocasa: Pay Later & Quick Loan](https://appshunter.io/ios/app/mocasa-pay-later-and-quick-loan/id1610456371) | 4.4 (106) | Free | Finance | | [GoTyme Bank \| Philippines](https://appshunter.io/ios/app/gotyme-bank-philippines/id1637067963) | 4.5 (122) | Free | Finance | ## Related topics [digido](https://appshunter.io/ios/topics/digido) · [pautang](https://appshunter.io/ios/topics/pautang) · [juanhand](https://appshunter.io/ios/topics/juanhand) · [agyam](https://appshunter.io/ios/topics/agyam) · [dafoxtech](https://appshunter.io/ios/topics/dafoxtech) · [salmon credit](https://appshunter.io/ios/topics/salmon-credit) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*