# slice: UPI credit card & bank — A new bank, for a new India > Digital bank for savings, loans, payments, and fixed deposits. (iPhone/iPad app by GARAGEPRENEURS INTERNET PRIVATE LIMITED.) - Source: https://appshunter.io/ios/app/slice-upi-credit-card-and-bank/id1123372237 (this page in markdown: same URL + `.md`) - Developer: [GARAGEPRENEURS INTERNET PRIVATE LIMITED](https://appshunter.io/developer/1123372236) - Category: Finance, Business - Price: Free - Rating: 4.20/5 from 239 App Store ratings · 72 written reviews indexed - Age rating: 4+ - Requires: iOS 15.5 · 225 MB - Languages: American English - Released: 2016-06-24 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/slice-upi-credit-card-and-bank/id1123372237/reviews.md ## What is slice? Banking that works for you. Open a zero-balance digital savings account, earn daily interest at 100% of the RBI repo rate, get FD rates up to 7.75%, and access instant personal loans up to ₹5 lakhs in a few taps. Plus, enjoy fast UPI payments, automated bill payments, and real-time spend tracking with complete security. Digital savings account with daily interest • Open a savings account online instantly with zero paperwork. • Earn interest daily credited automatically to your account. • Get 100% of the RBI repo rate on your balance, whether ₹10 or ₹10 lakh. • No minimum balance required for complete flexibility. Fixed deposits (FDs) with up to 7.75% returns • Secure high FD interest rates with guaranteed returns. • Instant FD booking with easy withdrawals whenever needed. • Compare FD rates and choose the best option for your goals. • Deposits are insured up to ₹5 lakhs with DICGC. Instant personal loans up to ₹5 lakhs • Get loan approval in minutes with no paperwork. • Borrow ₹100 to ₹5,00,000 with flexible EMI repayment options. • No hidden charges or lengthy processes, just transparent lending. • Check loan eligibility online and access funds instantly. Example of a slice borrow transaction Loan amount: ₹2,000 Interest rate: 18% Processing fee (incl. GST): ₹60 Disbursal amount: ₹2,000 If repaid in 12 months: ₹2,241 Total interest payable: ₹181 *Note: These numbers are for representation purposes only. Final APR will depend on the customer's credit assessment. *APR (Annual Percentage Rate) is the total cost you'll pay for borrowing money over a year. It includes the interest rate plus any fees charged by the lender. APR gives you a clear picture of how much a loan will really cost you. UPI payments and bill payments made easy • 1-second UPI transactions with complete security. • One-tap bill payments for mobile, electricity, water, and more. • Auto-pay to manage bills without missing due dates. • Recharge for Airtel, Jio, Vi, BSNL, Tata Sky, DishTV, Sun Direct in seconds. • Pay credit card bills on time and avoid late fees. Why choose slice? • Zero-balance savings account with daily interest credited automatically. • Best FD interest rates with returns up to 7.75%. • Instant personal loans up to ₹5 lakhs with no paperwork. • UPI and bill payments that are fast and hassle-free. • 100% digital banking with seamless account opening. • 24x7 customer support for all your banking needs. Download slice today and take control of your finances with smarter banking. ## Key features - Zero-balance digital savings account - Daily interest on savings - Fixed deposits up to 7.75% returns - Instant personal loans up to ₹5 lakhs - Fast UPI transactions - Automated bill payments ## Recent user reviews (10 of 72) All indexed reviews: https://appshunter.io/ios/app/slice-upi-credit-card-and-bank/id1123372237/reviews.md ### 5/5 — It is my humble request, please improve this *2026-07-23* See follow BHIM app how they are giving offers and how they were giving rewards cash back like that amazing development was happened in this week in BHIM app, I appreciate the team you also please improve like that. Remove like Dabba Dabba unnecessary games for cashback. We are not a child to play that it is totally only payment is good in Slice app compared to rewards everything is losses. We are working working mode from any other thinking me was going on mind in that time. If you give game, we get. Irritation, please. It is customer humble request to remove the games. Give some any whatever if if you wish that type of rewards, please remove the game ### 4/5 — Great banking solution *2026-07-05* This is one of the most stable and smooth banking experiences I’ve ever had. The app is intuitive. The features are sweet. The credit facility is great for many. Only drawback I feel is the Monies system for cashback is broken. The game is rigged to lose more often and gives almost ten times the outcome on a new account and over usage the return reduces drastically, most of the times it just suddenly changes pace of the game and forces you to lose. Else a great banking solution for everyone, especially youngsters. The Atom feature is a great addition to the experience. Would have loved more themes on the app. Another big issue would be that this bank account, being a small finance bank is not recognised in a lot of platforms and hence makes bank to bank transfers and online purchases a little painful at times. ### 1/5 — ⚠️ DO NOT RISK YOUR MONEY WITH SLICE! THEY WILL SCAM AND FREEZE YOUR ENTIRE SAVINGS ⚠️ *2026-06-16* If you value your hard-earned money and peace of mind, stay as far away from slice as possible! This company is running an absolute scam operation. I had a really huge, very substantial amount of money sitting safely in my savings account with them. Out of nowhere, they completely blocked my account and froze my entire balance over totally fake, erroneous claims. Because of their glitch or mistake, they have locked up a massive, good amount of my personal savings and are refusing to let me access it. I have never used any illegal websites or done anything wrong, yet they treat innocent customers like criminals. To make matters worse, their customer service is an absolute joke. It took them a ridiculous 20 days just to give me a nonsense reason. They are incredibly slow, completely incompetent, and give you zero proof or contact details to help you resolve anything. Now they are trying to leave my account in a negative balance for their own errors. They will lock up your huge savings, ignore your emails for weeks, and leave you stranded. Do not trust them with any real money. Save yourself the nightmare and close your account before they steal your savings next. Worst banking experience of my life! ### 2/5 — Worst service experience *2025-12-01, version 14.5.0* So I was a trusted and loyal customer of Slice from almost a year. Until their last update. When I updated my app few days ago it asked me to login again. And now telling me to complete my KYC again which is ridiculous. I asked the customer care for support but it was completely useless they didn't helped me out either and told me to complete my KYC again. Even after soo much disappointment I agreed to do that.I am out of station and it's a menace for me to handle all of this stuff and on top of that they have decided not to accept e pan card either. And I'm not carrying my original pan card. Which is where I lost my patience. I'm highly disappointed with the app services and I recommend everyone not to trust them. ### 5/5 — Unable to open the app whilst the deposit of 35,000/- is unable to be viewed and accessed *2025-11-18* Dear Slice, I am facing am issue with Slice application which states me with a pop up message stating as "something went wrong, please try again later". As to your attention that I had deposited Rs 30,000/- later even added Rs 5,000/- in total Rs 35,000/- was deposited whilst when I wanted to check out my sole account I am facing the technical issu with your application. I urge you to please resolve my stated concern and hoping to get accesses to utilise my Slice account for my living hood expenses, loan repayment s, and general expenditures. Looking forward to hearing from you ASAP. Thank you for understanding. Hoping for a speedy resolution from your end. ### 2/5 — NEW FEATURES *2025-11-06* Kindly add other payment options than just bank account "In pocket upi we can make payments without linking a bank account we can top up the wallet using the debit/credit cards and use it for every upi need" ### 1/5 — Accessibility Issues in Slice Bank App While Using Voiceover *2025-09-30* Dear Slice Bank Support Team, I hope this message finds you well. I am writing to share some important feedback regarding the accessibility of the Slice Bank application when using Apple’s VoiceOver screen reader. As a visually impaired user, I rely entirely on VoiceOver to navigate and access the features of the app. However, I am currently facing several accessibility challenges that make it difficult to use the application smoothly. The main issue occurs after logging into the app. I am unable to select or switch between the Banking tab and the UPI tab using VoiceOver. The focus does not move properly, and many interface elements are either not labeled correctly or are not accessible at all. As a result, performing basic tasks becomes very challenging. The overall navigation experience is not smooth, and several parts of the interface seem unresponsive to VoiceOver gestures. These accessibility barriers prevent me from using and enjoying all the features of the Slice Bank app effectively. For your reference, I am using an iPhone 15 Plus running iOS 26 (latest version), and the latest updated version of the Slice Bank application. I truly appreciate the services offered by Slice Bank and am very interested in continuing to use your app. Therefore, I kindly request your team to review and fix these accessibility issues in your upcoming updates. Making the app fully compatible with VoiceOver will help ensure an inclusive experience for all users. Thank you for your attention and understanding. I look forward to your positive response and improvements in future versions of the app. Warm regards, Manav Sujith **Developer response:** Hello there, we’d like to thank you for your feedback. Your suggestions are appreciated and help us make your slice experience better. Thank you for choosing slice. ### 1/5 — Issues regarding credit limit *2025-09-10* I’ve been a loyal and long-time customer of this app, but I’m disappointed that my credit limit has not increased over time. I expected better support for returning users like me. Hope this can be improved in future updates. **Developer response:** Hello there, we're sorry to hear that you're not satisfied with your slice experience. We are committed to providing the best possible service to you. Please don't hesitate to contact us at help@slicebank.com or at +91-8048329999 to assist you more efficiently. ### 5/5 — Slice is very bad *2025-08-04* Slice not give lone **Developer response:** Hello there, we are disappointed to hear about your slice experience and would like to make this better. Please reach out to us at help@slicebank.com or call us at +91-8048329999 to discuss the matter further. ### 4/5 — Best upi app but need little refinement *2025-07-03, version 12.7.0* Hey i love your app and the features it offer are great but just need a small feature also if you can add on in your app it will be super useful for many people i want you to add a feature in which we can assign a little nickname or descriptions to the autopay like i have 3-4 autopay from the appstore and I have to remember them by price but if there is a option to name each autopay it will be easy for me not to again check appstore what auto i set it for.. if you could add this feature then it will be super helpful ## Frequently asked questions about slice ### What does this app do? This app provides a comprehensive digital banking experience. You can open a zero-balance savings account that earns daily interest, invest in fixed deposits with competitive rates, and access instant personal loans. It also simplifies UPI and bill payments with automation and security features. ### What are the key features of this banking app? Key features include a zero-balance digital savings account with daily interest credited automatically, fixed deposits offering up to 7.75% returns with easy withdrawals, and instant personal loans up to ₹5 lakhs with no paperwork. It also offers fast 1-second UPI transactions and one-tap bill payments for various services. ### Is there a cost to use this app or its services? The app itself is free to download and use. The primary monetization comes from the financial services offered, such as interest earned on loans and potentially fees associated with loan processing. Savings accounts have no minimum balance requirement. ### What are the eligibility requirements for a personal loan? Eligibility for a personal loan is determined by a credit assessment. The app allows you to check your loan eligibility online. Loans can be obtained from ₹100 to ₹5,00,000 with flexible EMI repayment options, and the process is designed to be transparent with no hidden charges. ### How does the savings account work and what are the benefits? You can open a digital savings account instantly online with zero paperwork. It offers a zero-balance requirement, meaning you don't need to maintain a minimum amount. The account earns daily interest credited automatically, at 100% of the RBI repo rate, providing flexibility and consistent returns on your balance. ## Version history (last 5 releases) ### 15.9.0 — 2026-08-19 Bug fixes and Enhancements ### 15.8.0 — 2026-08-06 Bug fixes and Enhancements ### 15.7.0 — 2026-07-25 Bug fixes and Enhancements ### 15.6.0 — 2026-07-15 Bug fixes and Enhancements ### 15.5.0 — 2026-07-02 Bug fixes and Enhancements ## Apps similar to slice | App | Rating | Price | Category | | --- | --- | --- | --- | | [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,440) | Free | Finance | | [Possible: Fast Cash & Credit](https://appshunter.io/ios/app/possible-fast-cash-and-credit/id1380384597) | 4.8 (134,258) | Free | Finance | | [Paytm: Secure UPI Payments](https://appshunter.io/ios/app/paytm-secure-upi-payments/id473941634) | 4.7 (39,205) | Free | Finance | | [Cash App](https://appshunter.io/ios/app/cash-app/id711923939) | 4.8 (8,634,711) | Free | Finance | | [Apple Wallet](https://appshunter.io/ios/app/apple-wallet/id1160481993) | 4.8 (6,665,079) | Free | Finance | | [Tilt: Cash Advance & Credit](https://appshunter.io/ios/app/tilt-cash-advance-and-credit/id1136397354) | 4.8 (455,319) | Free | Finance | ## More apps by GARAGEPRENEURS INTERNET PRIVATE LIMITED - [slice zero fee current account](https://appshunter.io/ios/app/slice-zero-fee-current-account/id6760297353) All apps by GARAGEPRENEURS INTERNET PRIVATE LIMITED: https://appshunter.io/developer/1123372236 ## Related topics [kreditbee](https://appshunter.io/ios/topics/kreditbee) · [slice](https://appshunter.io/ios/topics/slice) · [jupiter upi](https://appshunter.io/ios/topics/jupiter-upi) · [nsdl](https://appshunter.io/ios/topics/nsdl) · [brnch me](https://appshunter.io/ios/topics/brnch-me) · [emi jay](https://appshunter.io/ios/topics/emi-jay) · [early salary](https://appshunter.io/ios/topics/early-salary) · [bfl connect](https://appshunter.io/ios/topics/bfl-connect) · [roll carpet](https://appshunter.io/ios/topics/roll-carpet) · [slice owner portal](https://appshunter.io/ios/topics/slice-owner-portal) · [super money upi](https://appshunter.io/ios/topics/super-money-upi) · [bharatpe](https://appshunter.io/ios/topics/bharatpe) · [stashfin](https://appshunter.io/ios/topics/stashfin) · [paisabazaar](https://appshunter.io/ios/topics/paisabazaar) · [scapia](https://appshunter.io/ios/topics/scapia) · [jio finance](https://appshunter.io/ios/topics/jio-finance) · [paisa bazar](https://appshunter.io/ios/topics/paisa-bazar) · [denefits customer](https://appshunter.io/ios/topics/denefits-customer) · [upi](https://appshunter.io/ios/topics/upi) · [hdfc home loan](https://appshunter.io/ios/topics/hdfc-home-loan) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*