# Sliq pay: Remit & Scan-to-Pay — UPI without Indian bank/phone > Global payments and remittances for India without a local bank account. (iPhone/iPad app by Sliq Pay Inc..) - Source: https://appshunter.io/ios/app/sliq-pay-remit-and-scan-to-pay/id6744842416 (this page in markdown: same URL + `.md`) - Developer: [Sliq Pay Inc.](https://appshunter.io/developer/1809513515) - Category: Finance - Price: Free - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 15.6 · 187 MB - Languages: American English - Released: 2026-05-25 - Data updated: 2026-09-05 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/sliq-pay-remit-and-scan-to-pay/id6744842416/reviews.md ## What is Sliq pay? Sliq pay is the ultimate app for Tourists, NRIs, and Expats to pay like a local and transfer funds instantly. Skip the expensive 3% Forex card and ATM withdrawal fees, the hassle of carrying cash, and the slow 3-day wait times of traditional remittances. Scan any QR code in India, pay anyone, or transfer to any bank account in just a few taps. No local bank account or phone number needed! PAY LIKE A LOCAL IN INDIA (UPI FOR FOREIGNERS) • Scan Any UPI QR: Pay street vendors, shops, restaurants, or anyone else in seconds by scanning any QR code in India. • No Indian Bank Account Needed: Designed specifically for non-residents and tourists. Access the local UPI network with just your international phone number. • Split Bills & Pay Contacts: Easily pay merchants, friends, and family instantly directly from your phone. INSTANT & LOWEST FEE REMITTANCES • Zero-Wait Transfers: Send money directly to anyone in India instantly. No more waiting 1 to 7 days for funds to clear. • Unbeatable Exchange Rates: Send money at live mid-market (Google) exchange rates. • Lowest Fees: Pay a transparent, ultra-low fee with absolutely no hidden charges or FX markups. • Lightning-Fast KYC: Get started in under 30 seconds with our world-class KYC onboarding process. BANK-GRADE SECURITY & COMPLIANCE • Fully Regulated: Licensed and compliant across the US, Canada, and India. • Advanced Fraud Protection: Powered by AI tracking 200+ real-time signals to keep your money strictly secure. • Data Privacy: World-class security infrastructure with End-to-End (E2E) encryption, VPC, MFA, etc. • 24/7 Support: Dedicated human support ready to help you anytime. How it works 1. Sign up and complete onboarding (takes 30 seconds) 2. Scan a UPI QR code to pay locally, or enter a contact/bank detail to remit 3. See the mid-market rate and low fees upfront, confirm, and send instantly 4. Receive status updates and payment confirmations instantly. Monitor your full transaction history anytime. ## Key features - Scan UPI QR codes to pay locally - No Indian bank account needed - Instant remittances with live exchange rates - Ultra-low, transparent fees - Lightning-fast KYC onboarding - Bank-grade security and compliance - 24/7 human support ## Frequently asked questions about Sliq pay ### Does Sliq pay have ads? Yes, Sliq pay contains advertisements. As a free service, ads help support its ongoing development and maintenance. ### How secure is Sliq pay? Sliq pay employs bank-grade security measures, including AI-powered fraud protection tracking over 200 real-time signals and End-to-End encryption. It is also fully regulated and compliant across the US, Canada, and India. ### What are the fees for using Sliq pay? Sliq pay offers ultra-low, transparent fees with no hidden charges or FX markups. Users see the exact rate and fee upfront before confirming a transaction. ### Can I use Sliq pay without an Indian bank account? Yes, Sliq pay is specifically designed for non-residents and tourists. You can access the UPI network and make payments using just your international phone number, without needing a local Indian bank account. ### How fast are remittances with Sliq pay? Remittances with Sliq pay are instant, offering zero-wait transfers directly to any bank account in India. This eliminates the typical 1 to 7 day waiting period of traditional remittance methods. ### What devices does Sliq pay support? Sliq pay is available on iPhone and iPod devices. It is rated for ages 4 and up. ### How often is Sliq pay updated? The latest version of Sliq pay is 1.0.7, and it was last updated on June 20, 2026. This indicates regular updates to improve functionality and security. ### What is the user sentiment for Sliq pay? Sliq pay has received excellent user feedback, holding a 5.0-star rating from 2 reviews. This suggests a high level of user satisfaction with the app's performance and features. ## Version history (last 5 releases) ### 1.0.43 — 2026-08-30 Bug fixes and security enhancement ### 1.0.37 — 2026-08-11 Bug fixes and Performance issues ### 1.0.35 — 2026-08-05 Bug fixes and Performance Improvement ### 1.0.34 — 2026-08-04 Bug fixes and performance improvements ### 1.0.15 — 2026-07-26 Bug Fixes Performance improvement --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*