# Small Loans－Build Credit Score — Repair & Grow Your Rating > App for obtaining small loans to build and improve credit score. (iPhone/iPad app by Monogram Retailer Credit Services Inc.) - Source: https://appshunter.io/ios/app/small-loansbuild-credit-score/id6624309095 (this page in markdown: same URL + `.md`) - Developer: [Monogram Retailer Credit Services Inc](https://appshunter.io/developer/1762208561) - Category: Utilities - Price: Free - Rating: 4.80/5 from 63 App Store ratings · 1 written reviews indexed - Age rating: 17+ - Requires: iOS 13.0 · 32 MB - Languages: American English - Released: 2024-09-10 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/small-loansbuild-credit-score/id6624309095/reviews.md ## What is Small Loans－Build Credit Score? Small Loans－Build Credit Score App helps grow your credit rating for the future! Secure a small loan to build trust. Our loan app offers quick, hassle-free access to funds, providing small loans and instant money borrowing options. A loan can be a lifesaver when facing unexpected financial hurdles and even to build credit score. With the advent of loan apps, securing payday credit has been revolutionized — it is now faster and better. More importantly, it is stress-free compared to other money lending options. Just download the app and request small loans anytime you want! It works like this: we give you some money, which you return in installments until you pay it off to build credit. To be eligible, you need to be legally employed or have a consistent income source and meet the age requirement. During your application, we will ask for documents to verify your identity and employment status. Why Use Our Build Credit App? Do you wonder how to build business credit? The answer is simple. All you have to do is just apply for several small loans online and grow credit. We asked many of our clients, who agreed that using our small business loans is more convenient and a suitable alternative to lending from banks or loved ones, additionally, you don’t have to reflect on how to build credit fast. Here are some reasons why you should use our loans app: ● The application process is fast and simple ● You can improve your credit score rating by only lending small loans ● You get instant approval and funds disbursement ● Your privacy and security are guaranteed ● Our Loan App is glitch-free and smooth to use ● Minimal documentation required ● Small loans for bad credit ● Less stringent requirements and higher approval rate than banks ● Lower interest rates in our small loans app ● Build credit from home ● No hidden fees ● No need for guarantors Material Disclosure Our services are open to everyone at various terms depending on each individual’s needs or preferences, for example, to build credit. The APR (annual rate on principal loan) has a minimum value of 5.99% and goes up to 35.99%. Regarding the repayment term, it is between 65 days and two years. Failure to respect these terms may lead to extra charges. In certain situations, we may be able to alter your terms on your request. Terms and conditions apply. Terms and Conditions We strictly adhere to the lending rules and regulations of the country. When you send your request, you agree to confirm the authenticity of your data. Depending on your state, our services may or may not be available. Applications are free, and borrowers can apply more than once if they qualify. Our app is the best way to build credit. After successfully reviewing your application, your funds will be credited to the provided bank account. Once you get your funds, you can withdraw without any restrictions. Also, we do not charge hidden fees for approving your small business loan or sending your payment. The application procedure is fast, so we are your best bet for emergency funds. To further ensure we are there for you in your time of need, we are open 24 hours daily, including weekends. Our transaction speed and efficiency remain the same, whether on a weekday or a weekend. Our app saves you from the necessity to bother your close ones and ask for money. No need to come up with excuses why you need the money and why you don't have it, but you can even build credit! Representative Example Loan amount: $3,700 APR: 32% Loan term: 15 months Say someone applies for the above loan to improve credit score. They will pay a total interest of $837.65 on the initial amount, bringing it to $4,537.65. Lastly, monthly payments of $302.51 will be deducted from their accounts until the end of the loan period. Disclaimer: The above example is for explanatory purposes only. There might be slight changes during your application, loans can be used not only to build credit. ## Key features - Build credit score - Secure small loans - Instant approval and disbursement - Minimal documentation - Lower interest rates - No hidden fees - No guarantors required ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/small-loansbuild-credit-score/id6624309095/reviews.md ### 1/5 — Horrible *2024-10-19* Spent 3 days trying to get an emergency loan … Rude ppl rude lenders horrible services bad apr . Waste of time ## Frequently asked questions about Small Loans－Build Credit Score ### How can Small Loans help build my credit score? By taking out small loans and repaying them on time, you demonstrate responsible borrowing behavior. This positive activity is reported to credit bureaus, which helps to increase your credit score over time. The app facilitates this process with accessible loan options. ### What are the interest rates for loans from Small Loans? The APR for loans ranges from a minimum of 5.99% up to 35.99%. These rates are generally lower than what might be offered by traditional banks for similar credit-building products. ### What is the repayment term for loans from Small Loans? The repayment term for loans is between 65 days and two years. This flexibility allows borrowers to choose a schedule that best fits their financial situation. ### Does Small Loans have any hidden fees? No, the app explicitly states that there are no hidden fees for approving loans. This transparency is a key feature highlighted by the developer. ### What documentation is required to apply for a loan? Minimal documentation is required. You will need to provide documents to verify your identity and employment status to ensure eligibility. ### Is Small Loans available on all devices? Currently, Small Loans is supported on iPhone and iPod devices. Compatibility with other platforms may be considered in future updates. ### How often is Small Loans updated? The app was last updated on September 10, 2024, with its latest version being 1.0. This indicates a recent release and ongoing development. ### What is the age rating for Small Loans? The app has an age rating of 17+, suggesting it is intended for adult users due to its financial nature. ## Version history (last 1 release) ### 1.0 — 2024-09-10 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*