# Smart - All In One Calculator — Plan Calculator & Agent Tools

> Financial advisor toolkit for plan illustrations, client management, and agent tools. (iPhone/iPad app by iFunda Technologies Private Limited.)

- Source: https://appshunter.io/ios/app/smart-all-in-one-calculator/id6821391641 (this page in markdown: same URL + `.md`)
- Developer: [iFunda Technologies Private Limited](https://appshunter.io/developer/6821391643)
- Category: Business, Education
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 178 MB
- Languages: American English
- Released: 2026-10-29
- Data updated: 2026-11-13
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/smart-all-in-one-calculator/id6821391641/reviews.md

## What is Smart?

Smart - All In One Calculator is a professional toolkit for life-insurance agents and financial advisers in India. Prepare clear plan illustrations, compare options for your clients and run your day — all from your iPhone or iPad.

Includes free tools and optional Premium features, as described below.

PLAN PRESENTATIONS
• Plan-wise benefit illustrations with maturity, survival and death benefits, bonus projections and surrender values
• ULIP illustrations with fund value projections, charges and partial withdrawals
• Annuity and pension illustrations with supported annuity options
• Shareable PDF reports and single-page summaries in English, Hindi, Malayalam, Tamil and other Indian languages

PREMIUM PRESENTATIONS (Premium)
• Print-ready and social-share PDF designs for General, ULIP and Annuity plans
• Focus-based storytelling: education, marriage, retirement, wealth and more
• Add your own cover and summary pages, rename plans, hide sections and brand your reports

PRODUCT MIX & MAGIC MIX
• Combine several plans into one solution for a family and see the combined cash flow
• Monthly income ladder, IRR summary and member-wise reports
• Magic Mix suggests ready combinations for common client goals

AGENT TOOLS
• MDRT planner, earnings calculator and club planner
• Revival and late-fee calculator, Smart Underwriter medical requirements
• Income tax calculator, age calculator, date backing, BMI
• Bank IFSC lookup and branch search
• Postal savings scheme calculator
• Need analysis for life, education, marriage and retirement goals
• Quick presentations, plan videos and a forms library

CLIENTS & LEARNING
• Client records with policy details, schedules and reminders — stored locally on your device
• Proposal and policy-servicing forms filled from your client data
• IC 38 exam preparation with chapter notes, flash cards and practice tests
• Posters and a Magic Poster editor for your social media

PREMIUM SUBSCRIPTION
Premium removes ads and unlocks Premium Presentations, turns Magic Mix suggestions into editable Product Mix presentations, and adds five-section earnings planning, automatic ULIP NAV updates, premium posters and full PDF customisation.
• Yearly or 6-month auto-renewing subscription, billed to your Apple Account
• The price is shown in your local currency before you confirm
• Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period
• Manage or cancel any time in Settings → your name → Subscriptions
The app can be used without a subscription.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Additional Terms: https://ifundatechnologies.com/terms-of-use/
Privacy Policy: https://ifundatechnologies.com/smart-all-in-one-calculator-privacy-policy/

IMPORTANT
Smart - All In One Calculator is an independent app by iFunda Technologies Private Limited. It is not affiliated with or endorsed by LIC or any government entity, and it does not sell insurance. Illustrations and projections are estimates, not guarantees of future returns or benefits. Actual benefits depend on the policy terms and applicable insurer declarations. Always refer to official policy documents.

Support: support@ifundatechnologies.com

## Key features

- Plan benefit illustrations
- ULIP and Annuity illustrations
- Shareable PDF reports
- Product Mix and Magic Mix
- Agent tools (MDRT, tax, age)
- Client records and forms
- IC 38 exam preparation

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Yearly | $7.99 | per year |
| Premium 6 Months | $4.99 | per 6 months |


## Is Smart safe?

Not enough ratings yet to assess Smart.

## Is Smart legit?

Smart - All In One Calculator has limited verification signals. The AppsHunter Legitimacy Score for Smart is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/smart-all-in-one-calculator/id6821391641/reviews.md

### 5/5 — Great app for agents and DOs

*2026-10-31*

This app is having a great functionality and providing all required services, as the name implies.

## Frequently asked questions about Smart

### What is Smart - All In One Calculator?

Smart - All In One Calculator is a professional toolkit for life-insurance agents and financial advisors in India. It helps prepare plan illustrations, compare options, and manage client data, offering both free and premium features.

### Does Smart - All In One Calculator have ads?

Yes, Smart - All In One Calculator contains advertisements. The premium subscription removes these ads and unlocks additional features.

### What are the premium features of Smart - All In One Calculator?

Premium features include print-ready and social-share PDF designs, focus-based storytelling, custom cover pages, editable Product Mix presentations, five-section earnings planning, automatic ULIP NAV updates, premium posters, and full PDF customization.

### How much does the premium subscription for Smart - All In One Calculator cost?

The app offers a Premium 6 Months subscription for $4.99 and a Premium Yearly subscription for $7.99. Prices are shown in your local currency before confirmation.

### Can I cancel my Smart - All In One Calculator subscription?

Yes, subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your device's Settings under Subscriptions.

### What languages does Smart - All In One Calculator support for reports?

Smart - All In One Calculator supports shareable PDF reports and single-page summaries in English, Hindi, Malayalam, Tamil, and other Indian languages.

### Is Smart - All In One Calculator available on Android?

Based on the provided data, Smart - All In One Calculator is available on iPhone and iPad. Information regarding Android availability is not specified.

### What is the age rating for Smart - All In One Calculator?

Smart - All In One Calculator has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 2 releases)

### 8.20 — 2026-11-01

Three new plans, with everything you need to present them:

• New Jeevan Dhara-II (892): quote all 11 options — regular or single premium, single or joint life — with the premium in every mode, the lifelong pension, benefit illustrations, PDF and Premium Presentation. The Options Planner compares every option side by side, and the Deferment Planner shows the pension for every deferment period.
• Health Shield (907): cover the whole family in one plan, each member with their own daily benefit and optional riders, with both premium modes side by side. Reports, client PDF, single pager and Premium Presentation, plus a searchable reference of covered surgeries, day-care procedures, waiting periods and exclusions.
• New Cancer Cover (908): quote the premium, show a dated claim illustration and share the client PDF, single pager or Premium Presentation. It also joins Product Mix under its own Health chip, with Section 80D tax columns.

Also new:
• Fill the Cancer Cover and Health Shield proposals in the app — every family member, medical history and ACR — and download the completed forms.
• Faster proposal entry: plan search, quick entry for the newest plans, Form 443 and Form 360 for infants.
• New proposal forms and brochures in the Library, and Insights for all three plans.
• Commission for the new plans in the Earnings Calculator.
• Premium restores straight from your iPhone, plus clearer reports and stability improvements.

### 8.17 — 2026-10-29

No release notes.

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## Related topics

[all in one calculator](https://appshunter.io/ios/topics/all-in-one-calculator)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-13.*