# Smart Banking Slovakia > Secure mobile banking app for managing accounts, payments, and cards. (iPhone/iPad app by UniCredit Bank Slovakia a.s. powered by Asseco.) - Source: https://appshunter.io/ios/app/smart-banking-slovakia/id441496696 (this page in markdown: same URL + `.md`) - Developer: [UniCredit Bank Slovakia a.s. powered by Asseco](https://appshunter.io/developer/441496700) - Category: Finance, Business - Price: Free - Rating: 4.60/5 from 205 App Store ratings · 18 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 708 MB - Languages: American English, Slovak - Released: 2011-06-10 - Data updated: 2026-08-18 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/smart-banking-slovakia/id441496696/reviews.md ## What is Smart Banking Slovakia? With Smart Banking, you always have your bank at your fingertips. The app is user-friendly and, most of all, secure. It enables you to enter payments, create and edit standing orders or repay your credit card. The app access as well as payment signatures are protected by your PIN code, fingerprint. Smart Banking also includes Smart Key, with which you can authorize payments and other orders entered in Online Banking, both online and offline – using push notifications online or retrieving QR codes offline. You can also easily change your credentials in Smart Key. In case you forget your credentials, you can reset them using a photo of your registered identification documents and a selfie video. The app itself will guide you through resetting your credentials. You can do much more with the app! • Learn about what’s going on in your account after you turn on the push notifications. • Transactions are automatically categorized and you can see your income and expenses in the Overviews section. • Have you lost a debit card? You can simply temporarily block and unblock the card for free in the app. • You can adjust the daily limit for debit card according to your needs. • Check your account balance even without signing in to the app using Widget. • You can also make payments by scanning a QR code (QR payment) or cheque. • You can use payment templates and beneficiaries saved in Online Banking also in the Smart Banking app. • Account statements, credit card statements and other documents are available in the Documents section. • Get an instant overview of currency rates. • Are you searching for an UniCredit Bank ATM or branch? You can find them in the app in an instant. How to activate the app? We have prepared a simple and unified activation process for you. Simply download the application and activate the application by using your Username and PIN. If you do not have this data, but you are a Client of UniCredit Bank, you can obtain it directly in the application. ## Key features - Enter payments and standing orders - Repay credit cards - Secure login with PIN/fingerprint - Temporarily block/unblock debit cards - Categorize transactions - Scan QR codes for payments - Find ATMs and branches ## Recent user reviews (10 of 18) All indexed reviews: https://appshunter.io/ios/app/smart-banking-slovakia/id441496696/reviews.md ### 1/5 — Úplne padá a nefunguje *2026-06-16, version 26.3.58* Od poslednej aktualizácie sa tak ani nedá dostať k účtu. ### 1/5 — Veľmi úbohé *2025-07-02, version 25.4.16* Slabá aplikácia a ešte horšia banka ### 5/5 — Super *2025-02-06* Excellent Service **Developer response:** Thank you very much for your feedback. ### 5/5 — App *2024-11-11, version 5.45.53* Samozrejme, tu je kreatívny a vtipný návrh recenzie: ⭐️⭐️⭐️⭐️⭐️ “Keď je Smart Banking SMART až za roh!” Ako človek, ktorý občas zabudne heslo ešte skôr, než ho vytvorí, môžem povedať, že Smart Banking od UniCredit Bank je presne tá vec, ktorú som v živote potreboval. Otvoriť appku, pozrieť si účet a nezľaknúť sa – to je už samo o sebe výhra! Táto appka vie byť rýchlejšia ako výplata v deň nákupu topánok. Transakcie? Bleskové. Notifikácie? Plynulé. Dizajn? Tak akurát moderný, že som sa prestal cítiť starý. Navyše, keď sa pomýlim pri zadávaní platby (čo sa stáva pravidelne), aplikácia mi s láskou ukáže, kde som sa sekol. Ako by ste mali vlastného bankového kamaráta, čo vás vždy kryje, aj keď miniete o niečo viac, než plánujete! A ak sa občas cítite zle, že míňate priveľa, tak Smart Banking je ten najjemnejší bankový terapeut, ktorý vám iba ticho ukáže zostatok bez zbytočných komentárov. Kto potrebuje mindfulness aplikáciu, keď máte Smart Banking? Verím, že tento štýl by mohol zaujať! Dominik Tomko ### 4/5 — Dobra apka *2024-11-04, version 5.45.53* Ale pozivam ju az po dokladnom vysvetleni jednej milej pani z pobocky v Sali. Dakujem pani Ing. Smatlakova. ### 5/5 — Super *2024-11-04, version 5.45.53* Bankova aplikacia mi ulahcila kazdodenne financne operacie. Prehladnost a rychlost pri platbach ci kontrole uctu su neocenitelne, ci uz doma, alebo na cestach. Ocenujem aj bezpecnostne prvky, ktore mi davaju pocit istoty pri spravovani mojich financií. Zijem v zahranici ale naozaj sa ziadna aplikacia zatial nevyrovnala Unicredit Smart Banking:). Meno: Marek Murcin ### 2/5 — Hmmm *2023-12-05, version 5.38.946* Nie som z nej nadsena. Vyzera ako z rokov 90tych. UI/UX je velmi slaby ### 5/5 — Smart súťaž *2023-12-05, version 5.38.946* Supiš ### 5/5 — Smart Banking *2022-12-05, version 5.33.34* Vsetky informacie hned po ruke. Od bankoveho uctu cez platby az po zostatok na ucte. Staci sa prihlasit. Nikdy nebol problem s aplikacou. Aj keby mohli prihodit nieco za to ze sa prihlasujete ☺️ ### 5/5 — KRISOT 14 *2022-12-05, version 5.32.53* Zo vsetkym som maximalne spokojny hlavne ked mi vznikne nejaky problem viem si ho velmi lahko urobit sam kedze je aplikacia velmi jednoducha ## Frequently asked questions about Smart Banking Slovakia ### What can I do with the Smart Banking app? The app allows you to manage your bank accounts from your mobile device. You can enter payments, create and edit standing orders, repay credit cards, and temporarily block or unblock debit cards. It also provides transaction categorization, currency rate overviews, and helps you locate ATMs and branches. ### How is my account information secured? Access to the app and payment signatures are protected by your PIN code or fingerprint. The Smart Key feature further enhances security by allowing you to authorize payments and other orders through push notifications or QR codes. ### Is the Smart Banking app free to use? Yes, the Smart Banking app is free to download and use. There are no in-app purchases or advertisements mentioned in the description. ### How do I activate the Smart Banking app? Activation is a simple process. Download the application and activate it using your Username and PIN. If you are a UniCredit Bank client and do not have this data, you can obtain it directly within the application. ### Can I manage my debit card limits with this app? Yes, you can adjust the daily limit for your debit card according to your needs directly within the app. This provides you with greater control over your spending. ## Version history (last 5 releases) ### 26.4.52 — 2026-08-06 What have we prepared for you in the new version? • We have made a series of improvements ### 26.3.1018 — 2026-06-19 What have we prepared for you in the new version? • The minimum supported operating system version is iOS 15 • We have made a series of improvements ### 26.3.58 — 2026-06-11 What have we prepared for you in the new version? • The minimum supported operating system version is iOS 15 • We have made a series of improvements ### 26.2.47 — 2026-04-20 What have we prepared for you in the new version? • You can now set how much money can be send from your accounts in payments made via Smart Banking or Online Banking • We have also added the name and contact informations of your banker • We have made a series of improvements ### 26.2.46 — 2026-04-01 What have we prepared for you in the new version? • You can now set how much money can be send from your accounts in payments made via Smart Banking or Online Banking • We have also added the name and contact informations of your banker • We have made a series of improvements ## Apps similar to Smart Banking Slovakia | App | Rating | Price | Category | | --- | --- | --- | --- | | [CSOB SmartToken](https://appshunter.io/ios/app/csob-smarttoken/id1477450487) | 4.8 (119) | Free | Finance | | [Tatra banka VIAMO](https://appshunter.io/ios/app/tatra-banka-viamo/id644270145) | 3.0 (2) | Free | Finance | | [Tatra banka](https://appshunter.io/ios/app/tatra-banka/id397756796) | 4.8 (267) | Free | Finance | | [VÚB Mobile Banking](https://appshunter.io/ios/app/vub-mobile-banking/id738364348) | 4.8 (192) | Free | Finance | | [Raiffeisen Bank SK](https://appshunter.io/ios/app/raiffeisen-bank-sk/id1239314086) | 3.0 (1) | Free | Finance | | [VÚB Banking](https://appshunter.io/ios/app/vub-banking/id1560712486) | 3.0 (44) | Free | Finance | ## More apps by UniCredit Bank Slovakia a.s. powered by Asseco - [Business Smart Banking SK](https://appshunter.io/ios/app/business-smart-banking-sk/id1484924349) All apps by UniCredit Bank Slovakia a.s. powered by Asseco: https://appshunter.io/developer/441496700 ## Related topics [vpbank smart otp](https://appshunter.io/ios/topics/vpbank-smart-otp) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*