# Smart Budget & Money Tracker — Smart Budget & Money Tracker > Smart Budget & Money Tracker (iPhone/iPad app by Jia Ming Luk.) - Source: https://appshunter.io/ios/app/smart-budget-and-money-tracker/id6754591820 (this page in markdown: same URL + `.md`) - Developer: [Jia Ming Luk](https://appshunter.io/developer/1849101092) - Category: Finance, Productivity - Price: $6.99 with in-app purchases - Age rating: 4+ - Requires: iOS 15.6 · 74 MB - Languages: English - Released: 2025-10-31 - Data updated: 2026-06-07 - User reviews in markdown: https://appshunter.io/ios/app/smart-budget-and-money-tracker/id6754591820/reviews.md ## What is Smart Budget & Money Tracker? FlexiExpensesManager, the Smart Expense Tracker, Budget & Finance Planner Take control of your money with this smart expenses tracker, a simple yet powerful budget planner and finance manager that helps you track every expense, manage bills, and understand your spending habits better. Whether you're planning monthly budgets or managing multiple accounts in different currencies, this app gives you everything you need to handle your personal finance smartly and securely — all offline, without sharing your data online. Why Choose FlexiExpensesManger, the Smart Expense Tracker? Unlike many finance apps overloaded with ads or cloud sign-ups, FlexiExpensesManager is built for privacy, control, and simplicity. You stay in full control of your financial data — everything is stored locally on your device. No login, no tracking, no unnecessary permissions. It’s the perfect solution for anyone who values a smart, private, and powerful way to manage money. Key Features ** Multi-Currency Support ** Track spending across multiple currencies with ease. Perfect for travelers, expats, or anyone managing money in different countries. Supports real-time currency rate conversion for accurate budgeting. ** Expense Tracker ** Log, edit, and monitor your daily expenses in seconds. Add detailed notes, choose custom icons, and view a clear summary of how your money flows each month. ** Multi-Layered Categories ** Organize your expenses and income using custom categories and subcategories. For example: Food → Dining → Coffee. It’s flexible, structured, and perfect for those who want a clear overview of where their money goes. ** Unlimited Accounts ** Create unlimited accounts to separate your finances — such as Cash, Bank, Wallet, or Savings. Perfect for users with multiple currencies or different spending sources. ** Currency Rate Conversion ** Stay accurate with live exchange rates. Instantly convert foreign currency expenses and view totals in your main currency. Ideal for international use. ** Budget Tools ** Set spending limits per category or account, track your progress, and receive visual feedback when you reach your budget goals. Smart tools help you stay disciplined and improve savings. ** Bill Splitting Tools ** Split expenses effortlessly with friends. Track who owes what, record repayments, and settle debts -- all within this smart expenses manager. ** Visual Insights ** Understand your spending patterns at a glance. Use pie charts, bar graphs, and a heat map to analyze how your money is spent over time. Gain deep insights into daily, weekly, and monthly spending behavior. ** Backup & Restore ** Your data belongs to you. Easily export or import your transactions for backup or transfer to another device. CSV support makes record keeping simple and secure. ** Privacy & Offline Safety ** FlexiExpensesManager, the Smart Expense Tracker, is completely offline — no accounts, no internet access required. This means your financial data never leaves your phone, keeping your privacy and safety at the highest level. ** Minimal Ads ** Enjoy a clean, distraction-free experience. The free version shows minimal ads, and every feature remains fully functional without limitations. ** Designed for Everyone ** Whether you're a student tracking pocket money, a freelancer managing multiple clients, or a traveler tracking foreign expenses, FlexiExpensesManager, the smart expenses tracker adapts to your lifestyle. It’s flexible, easy to use, and works perfectly for both simple and advanced finance tracking. --- Start Managing Smarter --- Stop wondering where your money goes — start managing it smartly. Manage your budget, bills, and money smarter with Smart Expense Tracker — your trusted offline finance planner that keeps things simple, private, and effective. Download now and take the first step toward a smarter financial life! ## Pricing and in-app purchases Base price: $6.99. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | PRO | $6.99 | one-time | ## Version history (last 5 releases) ### 1.5.0 — 2026-05-14 - OCR feature - Investment portfolio and analytics ### 1.4.2 — 2026-03-20 Fix OCR crashing issues ### 1.4.1 — 2026-03-19 #### Receipt OCR - Scan receipts using your camera to automatically extract transaction details - Supports amount and currency detection from receipt images - Multi-language receipt recognition (English, Chinese, Japanese, Korean) - Smart text line grouping and rotation correction for better accuracy - Pick images from gallery as an alternative to camera capture #### Home Screen Widget - New home screen widget showing your monthly expenses at a glance - Quick action buttons to scan a receipt or add a transaction directly from the widget - Widget updates automatically whenever you add, edit, or delete a transaction - Supports deep linking — tap widget buttons to jump straight into the app ### 1.3.0 — 2026-02-14 Split Expenses & Track Shared Bills Easily The simplest way to split expenses, track shared bills, and manage who owes you money - all inside your expense tracker. Perfect for roommates, trips, dinners, group payments, and shared subscriptions. Smart Bill Splitter Turn any expense into a shared bill in seconds. Split expenses equally among friends Enter custom amounts per person Track shared expenses automatically See exactly who owes what No spreadsheets. No confusion. No awkward reminders. Friend & IOU Management Save friends once and reuse them anytime. Track total balances per friend View outstanding debts at a glance Monitor all active IOUs in one place Stay organized across multiple shared expenses. Easy Debt Settlement Record repayments without manual work. Create linked repayment transactions Mark debts as settled instantly View complete repayment history Track payment progress visually Know who has paid and who has not. Multi-Currency Bill Splitting Split bills in any currency with automatic conversion. Ideal for travel, international friends, and shared trips. Clear Progress Tracking Active bills show payment progress with visual indicators. Completed bills move to history for record keeping. Free vs Paid Free Plan Up to 3 active split bills Premium Plan Unlimited active split bills ### 1.2.3 — 2025-12-08 - Categories and accounts in Settings are now draggable. You can reorder them to place your most frequently used items at the top. - UI enhancement and bugs fixes. ## Apps similar to Smart Budget & Money Tracker | App | Rating | Price | Category | | --- | --- | --- | --- | | [Piggy Assets](https://appshunter.io/ios/app/piggy-assets/id6473369055) | 5.0 (1) | Free | Finance | | [Budget app – Expense Tracker](https://appshunter.io/ios/app/budget-app-expense-tracker/id6754530724) | — | Free | Finance | | [SplytBills - Split Meal Bills](https://appshunter.io/ios/app/splytbills-split-meal-bills/id6448694697) | — | Free | Finance | | [Pocket - Budget Tracker](https://appshunter.io/ios/app/pocket-budget-tracker/id6754518939) | 3.0 (1) | Free | Finance | | [MyMoney Finance Tracker](https://appshunter.io/ios/app/mymoney-finance-tracker/id6740793528) | — | Free | Finance | | [Kora: Manual Expense Tracker](https://appshunter.io/ios/app/kora-manual-expense-tracker/id6737889671) | 5.0 (1) | Free | Finance | ## More apps by Jia Ming Luk - [Hangul Diary](https://appshunter.io/ios/app/hangul-diary/id6760957765) All apps by Jia Ming Luk: https://appshunter.io/developer/1849101092 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-07.*