# Smart Budget: WalletPal — Simple Spending Tracker

> Automatic expense tracker and budget planner for Apple Pay users. (iPhone/iPad app by MICHAEL JOHN S WILLER.)

- Source: https://appshunter.io/ios/app/smart-budget-walletpal/id6475526197 (this page in markdown: same URL + `.md`)
- Developer: [MICHAEL JOHN S WILLER](https://appshunter.io/developer/1694028060)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.32/5 from 19 App Store ratings · 23 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 172 MB
- Languages: English, German, Spanish
- Released: 2024-01-29
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/smart-budget-walletpal/id6475526197/reviews.md

## What is Smart Budget?

Track Spending Automatically. Budget Without the Headache.
WalletPal is a powerful expense track and budgeting and spending tracking app designed specifically for people who use Apple Pay.

No more logging every purchase manually. With WalletPal, your tap-to-pay transactions are automatically tracked — including the name, amount, location, date, and category. Budgeting just got easier.

*Features You’ll Actually Use:*
- Automatic Expense Tracking
Tap to pay and forget it — WalletPal logs the transaction instantly with all details.

- Smart Monthly Budget Planner
Create a simple budget for your daily, weekly, or monthly expenses and receive notifications when you're close to overspending.

- Free Budget Tracker Tools
Import/export your data in CSV, filter transactions, and analyze spending — all included in the free version.

- Receipt Tracker with OCR
Snap a photo of a receipt and let WalletPal add it as a new expense automatically.

- Subscription Manager
Effortlessly manage subscriptions and get reminders for recurring bills.

- Widgets for Instant Insights
Track your spending, upcoming payments, and progress toward your money goals — right from your home screen.

- Custom Categories & Budgets
Tailor WalletPal to your lifestyle with custom tracking for each area of your life.

Whether you're trying to track spending, manage your monthly bill planner, or just need a spending tracker that works with you — WalletPal is the budget app that fits.

Download WalletPal now and simplify your finances — no spreadsheets needed.

## Key features

- Automatic expense tracking
- Smart monthly budget planner
- Free budget tracker tools
- Receipt tracker with OCR
- Subscription manager
- Widgets for instant insights
- Custom categories and budgets

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Weekly | $1.99 | per 7 days |
| Monthly | $5.99 | per month |
| Annual | $39.99 | per year |


## Recent user reviews (10 of 23)

All indexed reviews: https://appshunter.io/ios/app/smart-budget-walletpal/id6475526197/reviews.md

### 5/5 — Great app

*2026-07-18*

This app is exactly what I needed to help me organize transactions, bills, budget, etc.

### 5/5 — Too expensive but good

*2026-07-03*

Too expensive app but okay

### 5/5 — Smart budget

*2026-06-02*

This is exactly what I was looking for. Works great and the developer got back to me fast and help me with an issue I had.

**Developer response:** Thanks a lot for taking time and writing a review. I'm glad you're enjoying the app!

### 4/5 — Decent but could do more

*2026-05-27*

Pretty useful especially the tracking of payments once you tap to pay - would be better if there were more customizable widgets

**Developer response:** Thank you for the review and glad you’re enjoying the app! Would love to hear what kind of customisation you would like. Feel free to send through a feature request from within the app and I’ll look into adding it in a future version

### 4/5 — Cannot manage cards

*2026-05-15*

Idk why there’s only blank when I enter the “Manage Cards” page

**Developer response:** Hey, do you already have cards added? Manage cards is only to remove cards that have been automatically or manually added to previous transactions.

I hope this helps and if not feel free to send a bug report from within the app and I’ll look into it!

### 1/5 — Fails constantly and privacy concern

*2026-02-16*

Fails constantly always uses your location if you want it to work and there is no way to turn this location traffic off

**Developer response:** Thanks for leaving a review and sorry to hear you're having this issue. Location for the app can be turned off from within your iPhone settings. If you go to Settings -> Apps -> WalletPal -> Location.

Also to note your location is never stored anywhere. Location is only used to get the category of a transaction and populate the merchant.

Also if you could send feedback from within the app about any issue you're having I'd be happy to look into a fix for it! Thanks again

### 5/5 — Very good for track Apple Pay transactions

*2026-02-11*

So simple to setup and very good budget concept.

**Developer response:** Thank you for the kind review, I am glad you're enjoying the app!

### 4/5 — Good spending app

*2026-01-15*

Good spending app for shortcuts automation. Would be great if having weekly/monthly summary reminder.

**Developer response:** Thank you for the review. Would love to hear more about this suggestion. Would you be able to leave feedback from within the app and I can look into adding this feature!

### 3/5 — Troppe poche info per valutare…

*2025-11-26, version 1.2.6*

È molto che cerco un’app così per registrare le mie spese! Cosa che ora faccio manualmente e faticosamente su Excel. Questa app cataloga in automatico le transazioni con carta e per questo darei 5 stelle! Però avrei bisogno di inserire alcune spese manualmente, la funzione “scan receipt” capta i dati con precisione, ma poi il pulsante per salvare la transazione non funziona. È una funzionalità ancora in via di sviluppo? È importante che io lo sappia se devo pagare un abbonamento e cambiare il mio sistema di registrare le spese. Sul sito su GitHub, non c’è una mail, un form di contatto, nulla….

### 5/5 — Fase embrionale ma ottima e unica

*2025-08-21, version 1.2.5*

Si vede che è nata da poco ma è ottima e utilissima. Non posso più farne a meno. Traccia automaticamente i pagamenti con Apple pay . Un po’ acerba sotto il punto di vista estetico e dei grafici ma sicuramente migliorerà

## Frequently asked questions about Smart Budget

### How does Smart Budget track my spending?

Smart Budget automatically tracks your tap-to-pay transactions made with Apple Pay. It logs details like the name, amount, location, date, and category of each purchase.

### What are the subscription options for Smart Budget?

Smart Budget offers weekly ($1.99), monthly ($5.99), and annual ($39.99) subscription plans for enhanced features.

### Is Smart Budget secure for my financial data?

While the description doesn't detail specific security protocols, the app focuses on tracking transactions and budgeting. Users should always practice good digital security habits.

### What devices does Smart Budget support?

Smart Budget is available for iPhone and iPad devices, indicated by its support for these platforms.

### How often is Smart Budget updated?

The latest version is 1.2.11, and it was last updated on March 11, 2026. This suggests a relatively recent update cycle.

### Can I use Smart Budget for free?

Yes, Smart Budget offers free budget tracker tools, including importing/exporting data in CSV, filtering transactions, and analyzing spending.

### What is the age rating for Smart Budget?

Smart Budget has an age rating of 4+, making it suitable for a wide range of users.

### What do users like about Smart Budget?

Based on its rating of 4.3 stars from 12 ratings, users likely appreciate the automatic expense tracking and simplified budgeting features.

## Version history (last 5 releases)

### 2.1.5 — 2026-08-21

Fixes reported crash upon app launch.

### 2.1.4 — 2026-08-08

German translation added. WalletPal is now available in German.

### 2.1.3 — 2026-07-18

- Added Spanish localization across the app.
- Added pending transaction status.
- Improved app performance and fixed several freezes and stutters.
- Fixed currency formatting for Paraguayan guaraní.

### 2.1.2 — 2026-06-27

This version introduces bug fixes and quality of life improvements.

### 2.1.1 — 2026-06-13

This version reintroduces a previously removed feature, searching transactions in overview.

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## More apps by MICHAEL JOHN S WILLER

- [Meal Viewer: Kitchen Vault](https://appshunter.io/ios/app/meal-viewer-kitchen-vault/id6450608246)
- [Anime Tracker: Anime List](https://appshunter.io/ios/app/anime-tracker-anime-list/id6483005230)
- [Movie Diary: Movie Tracker](https://appshunter.io/ios/app/movie-diary-movie-tracker/id6502797538)
- [Milky Baby: Baby Diary](https://appshunter.io/ios/app/milky-baby-baby-diary/id6756538668)

All apps by MICHAEL JOHN S WILLER: https://appshunter.io/developer/1694028060

## Related topics

[smart budget](https://appshunter.io/ios/topics/smart-budget) · [the smart budget](https://appshunter.io/ios/topics/the-smart-budget)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*