# Smart Budget: WalletPal — user reviews

> 23 indexed App Store user reviews of Smart Budget by MICHAEL JOHN S WILLER, rated 4.32/5 from 19 ratings.

- Source: https://appshunter.io/ios/app/smart-budget-walletpal/id6475526197/reviews
- App overview in markdown: https://appshunter.io/ios/app/smart-budget-walletpal/id6475526197.md
- Rating breakdown: 5★ 11 · 4★ 6 · 3★ 0 · 2★ 1 · 1★ 1

## Newest reviews (3 of 23)

### 4/5 — So much potential if done right

*2024-10-12*

This app has so much potential if a few things were changed and re designed. There’s nothing like this on the AppStore that is simple in function but effective.

**Developer response:** Thank you for the kind review. I am constantly updating the app based on user feedback to try and make it the best app possible. I would really appreciate if you could use the feedback form in the app and send any ideas you have for improvement and I’ll be happy to add them!

### 4/5 — Buena idea

*2024-02-03*

La app conjuntamente con shortcuts permite automatizar el control de gastos. Le faltan opciones de edición manual, importación y exportación, pero tiene potencial. A la espera de nuevas mejoras.

**Developer response:** ¡Muchas gracias por tu reseña! Me alegra que veas el potencial de la aplicación. Muchas personas han solicitado estas funciones y estoy trabajando arduamente para incluirlas en la próxima actualización de la versión.

### 5/5 — Works great!

*2024-01-29*

Does what is says on the tin. Simple, clean UI and doesn’t harvest any personal data.

**Developer response:** Thank you so much for your review! I'm glad you're enjoying the app.

## Most critical reviews (10 lowest-rated)

### 1/5 — Fails constantly and privacy concern

*2026-02-16*

Fails constantly always uses your location if you want it to work and there is no way to turn this location traffic off

**Developer response:** Thanks for leaving a review and sorry to hear you're having this issue. Location for the app can be turned off from within your iPhone settings. If you go to Settings -> Apps -> WalletPal -> Location.

Also to note your location is never stored anywhere. Location is only used to get the category of a transaction and populate the merchant.

Also if you could send feedback from within the app about any issue you're having I'd be happy to look into a fix for it! Thanks again

### 2/5 — Automation fails 100% of the time

*2024-02-13*

I’ve purged the app form device, followed instructions exactly multiple times, and no matter what, the shortcut automation fails. 

Manually adding items, the app works well, clean interface, and stays local! Would earn 5 if the shortcut automation worked.

**Developer response:** Thank you for your review. I'm sorry to hear the automation is failing for you. This should be fixed in the latest version (v1.1.0) which also introduced many new features.

### 3/5 — Troppe poche info per valutare…

*2025-11-26, version 1.2.6*

È molto che cerco un’app così per registrare le mie spese! Cosa che ora faccio manualmente e faticosamente su Excel. Questa app cataloga in automatico le transazioni con carta e per questo darei 5 stelle! Però avrei bisogno di inserire alcune spese manualmente, la funzione “scan receipt” capta i dati con precisione, ma poi il pulsante per salvare la transazione non funziona. È una funzionalità ancora in via di sviluppo? È importante che io lo sappia se devo pagare un abbonamento e cambiare il mio sistema di registrare le spese. Sul sito su GitHub, non c’è una mail, un form di contatto, nulla….

### 3/5 — I Want To Love this App

*2024-07-01*

Concept is perfect / however free version doesn’t even allow for custom categories - so in reality doesn’t offer a lot more than what average modern bank iOS app does. Exporting as csv +
Custom categories is very helpful - just wish these features were included in free version.  Also am getting transactions that fail to be recorded / no idea how to debug this.

### 4/5 — Decent but could do more

*2026-05-27*

Pretty useful especially the tracking of payments once you tap to pay - would be better if there were more customizable widgets

**Developer response:** Thank you for the review and glad you’re enjoying the app! Would love to hear what kind of customisation you would like. Feel free to send through a feature request from within the app and I’ll look into adding it in a future version

### 4/5 — Cannot manage cards

*2026-05-15*

Idk why there’s only blank when I enter the “Manage Cards” page

**Developer response:** Hey, do you already have cards added? Manage cards is only to remove cards that have been automatically or manually added to previous transactions.

I hope this helps and if not feel free to send a bug report from within the app and I’ll look into it!

### 4/5 — Good spending app

*2026-01-15*

Good spending app for shortcuts automation. Would be great if having weekly/monthly summary reminder.

**Developer response:** Thank you for the review. Would love to hear more about this suggestion. Would you be able to leave feedback from within the app and I can look into adding this feature!

### 4/5 — Wish it worked all the time

*2025-08-06*

Not sure if it’s the app or my phone, but a third of a time the shortcuts automation to log  tap to pay fails. if it worked 100% the time, it would get a full five star rating.

### 4/5 — Problem with apply pay for in app purchases

*2025-06-16*

This app works if the payment is made from the card for contactless payments, however it doesn’t work for in app purchases with the double click

### 4/5 — Amazing app

*2024-11-24*

Love it but can we have an option for a one time payment?

## Most praised reviews (10 highest-rated)

### 5/5 — Great app

*2026-07-18*

This app is exactly what I needed to help me organize transactions, bills, budget, etc.

### 5/5 — Too expensive but good

*2026-07-03*

Too expensive app but okay

### 5/5 — Smart budget

*2026-06-02*

This is exactly what I was looking for. Works great and the developer got back to me fast and help me with an issue I had.

**Developer response:** Thanks a lot for taking time and writing a review. I'm glad you're enjoying the app!

### 5/5 — Very good for track Apple Pay transactions

*2026-02-11*

So simple to setup and very good budget concept.

**Developer response:** Thank you for the kind review, I am glad you're enjoying the app!

### 5/5 — Fase embrionale ma ottima e unica

*2025-08-21, version 1.2.5*

Si vede che è nata da poco ma è ottima e utilissima. Non posso più farne a meno. Traccia automaticamente i pagamenti con Apple pay . Un po’ acerba sotto il punto di vista estetico e dei grafici ma sicuramente migliorerà

### 5/5 — App molto buona

*2025-04-28, version 1.2.4*

Sebbene sia nata da poco, quest’app offre una funzionalità che nessun’altra ha: la possibilità di aggiungere i pagamenti fatti con Apple Pay tramite automazione. Ha ancora qualcosa da aggiungere e sistemare, ma per ora sembra promettere molto bene

### 5/5 — Great App

*2025-02-03*

Exactly what I’ve been looking for! This app perfectly suits my needs. It’s not one of those overcomplicated finance tracking apps, but simple to use. All the features the average person needs, very well realized. You can automate your tracking via Apple Pay transactions and shortcuts. It even groups the transactions automatically into different categories. You can create repeated payments like bills or subscriptions.
You might want to add the option to not only add charges, but also to add received money, since one might get some gifted to go out eating for example. 
Overall, I can definitely recommend this app!

### 5/5 — Works nicely

*2025-01-15*

A good idea nicely implemented. I would like to see every Apple Pay transaction (like the ones from the App store) but it seems that there are some technical limitations.

### 5/5 — Great app - does what it needs to

*2024-10-15*

Thanks for making.  Easy set up and good notifications etc.  there’s nothing else out there with the same integration with Apple wallet

**Developer response:** Really glad you’re enjoying the app! Thank you for the kind review

### 5/5 — Keep on top of your expenses

*2024-03-16*

This app makes it so easy! Just set it up right at the start and the app will do the rest for you. Highly recommend for an easy way to get into budgeting and expenses management.

**Developer response:** Thank you so much for your review. Really glad you’re enjoying the app!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
