# Smart Calculator: All in One! — EMI, Loan, BMI, Unit Converter

> Fast, accurate, offline loan EMI calculator with detailed financial insights and charts. (iPhone/iPad app by Ravindra Joshi.)

- Source: https://appshunter.io/ios/app/smart-calculator-all-in-one/id6761052376 (this page in markdown: same URL + `.md`)
- Developer: [Ravindra Joshi](https://appshunter.io/developer/1616273225)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 48 MB
- Languages: American English
- Released: 2026-03-25
- Data updated: 2026-10-23
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/smart-calculator-all-in-one/id6761052376/reviews.md

## What is Smart Calculator?

Smart Calculator puts 190+ calculators in one app, so you never need to search for a different tool again. Loans and EMI, mortgage, investment, tax, health, math, dates and unit conversion are all here, with clear results, charts and full schedules.

WHY SMART CALCULATOR
• 190+ calculators in four groups: Financial, Math, Health and Other
• Instant results as you type, with the working shown
• Charts and month-by-month repayment schedules
• Export a schedule or result as PDF or CSV, or share it
• Search every calculator, star your favourites, reopen from history
• Your currency symbol, number format (international or lakh/crore), metric or US units, and date format
• Light and dark mode
• Designed for iPhone and iPad
• No account and no sign-up

LOANS, EMI AND MORTGAGE
Loan Calculator, Mortgage Calculator, Amortization, Auto Loan, Personal Loan, Business Loan, Student Loan, Home Equity Loan, Refinance, Down Payment, Rent vs. Buy, APR, Credit Card Payoff, Debt Payoff and Debt Consolidation. See the payment, total interest, the principal and interest split, and the balance over time.

INVESTMENT AND SAVINGS
Compound Interest, Simple Interest, Investment, Savings, CD, Bond, Mutual Fund, ROI, IRR, Present Value, Future Value, Inflation, Retirement, Annuity and Pension calculators.

TAX, SALARY AND BUSINESS
Sales Tax, VAT, Discount, Margin, Commission, Depreciation, Salary, Budget and Currency calculators. Some tax and retirement calculators follow United States rules and are marked "US" in the app.

MATH AND SCIENCE
Scientific Calculator with trig, logs, powers, memory and history. Fraction, Percentage, Exponent, Root, Log, Ratio, Quadratic Formula, Matrix, Binary, Hex, Standard Deviation, Probability, Statistics, Triangle, Circle, Area and Volume calculators.

HEALTH AND FITNESS
BMI, Calorie, Body Fat, BMR, TDEE, Macro, Ideal Weight, Pace, One Rep Max, Target Heart Rate, Pregnancy, Due Date and Ovulation calculators. Health results are estimates for general information only and are not medical advice.

EVERYDAY TOOLS
Unit Conversion (length, weight, temperature, area, volume and more), Age, Date, Time, Time Zone, Tip, GPA, Grade, Fuel Cost, Gas Mileage, Square Footage, Concrete, Tile and Password Generator.

PRIVATE BY DESIGN
The values you type, your results, history and favourites stay on your device. No account is needed. Most calculators work without an internet connection; live exchange rates and route distance need one.

Smart Calculator is free and supported by ads. Results are estimates for general information. Check important financial, tax and health decisions with a qualified professional.

## Key features

- Instant EMI calculation
- Comprehensive loan breakdown
- Interactive charts for visualization
- Supports all loan types
- Clean and simple UI
- 100% offline functionality

## Is Smart Calculator safe?

Not enough ratings yet to assess Smart Calculator.

## Is Smart Calculator legit?

Smart Calculator: All in One! appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Smart Calculator is 65 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/smart-calculator-all-in-one/id6761052376/reviews.md

### 5/5 — Good

*2026-04-10*

Awesome

### 5/5 — EMI

*2026-04-10*

Amazing app.. it helps a lot.. easy and smart app.

## Frequently asked questions about Smart Calculator

### What is Smart Loan EMI Calculator?

Smart Loan EMI Calculator is a tool designed to help users plan their finances by calculating EMIs for various loan types. It provides instant results for monthly EMI, total interest, and total payable amounts, along with detailed breakdowns and visual charts.

### Does Smart Loan EMI Calculator have ads?

Yes, Smart Loan EMI Calculator contains advertisements. As it is a free application, ads are displayed to support its development and maintenance.

### What types of loans can I calculate with Smart Loan EMI Calculator?

You can calculate EMIs for a wide range of loans, including home loans, car loans, personal loans, business loans, education loans, mortgage loans, and any custom loan types you need to evaluate.

### Can I use Smart Loan EMI Calculator offline?

Yes, the app works 100% offline. You do not need an internet connection to perform calculations, view repayment schedules, or access any of its features.

### What financial insights does Smart Loan EMI Calculator provide?

Beyond the basic EMI, the app offers insights such as total interest payable, total amount payable, a principal-interest split, monthly repayment details, and yearly summaries, helping you understand your loan comprehensively.

### Is my data collected by Smart Loan EMI Calculator?

No, the app prioritizes user privacy and security. It does not collect, store, or share any personal information. All your data stays on your device.

### How does Smart Loan EMI Calculator help in making loan decisions?

By providing instant, accurate calculations and detailed breakdowns, the app empowers you to compare different loan offers from various lenders. This allows you to understand repayment timelines and choose the most suitable financial path.

### What devices is Smart Loan EMI Calculator available on?

Smart Loan EMI Calculator is available for iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users.

## Version history (last 3 releases)

### 1.2.0 — 2026-10-23

A completely rebuilt app, now with 190+ calculators.

• New: mortgage, investment, retirement, tax, health, math, date and unit calculators
• Charts and full repayment schedules, with PDF and CSV export
• Search, favourites and history
• Dark mode, your own currency symbol and number format
• iPad layout

Note: history and favourites from the previous version are not carried over.

### 1.1 — 2026-03-30

Quick EMI calculator for all loans with charts and amortisation.

### 1.0 — 2026-03-25

No release notes.

## Apps similar to Smart Calculator

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [EMI Calculator EMI Planners](https://appshunter.io/ios/app/emi-calculator-emi-planners/id6743484005) | — | Free | Finance |
| [Bank Loan - EMI Calculator](https://appshunter.io/ios/app/bank-loan-emi-calculator/id6479360205) | — | Free | Finance |
| [All in One EMI Calculator](https://appshunter.io/ios/app/all-in-one-emi-calculator/id6740175766) | — | Free | Finance |
| [CashLoan - EMI & Loan Guide](https://appshunter.io/ios/app/cashloan-emi-and-loan-guide/id6807394850) | — | Free | Finance |
| [MoneyAssistance](https://appshunter.io/ios/app/moneyassistance/id6768193695) | — | Free | Finance |
| [Q - Personal Finance Manager](https://appshunter.io/ios/app/q-personal-finance-manager/id6753757365) | — | Free | Finance |

## More apps by Ravindra Joshi

- [Classic Sudoku Master!](https://appshunter.io/ios/app/classic-sudoku-master/id6761011070)
- [Merge & Evolve: 2048 Puzzle](https://appshunter.io/ios/app/merge-and-evolve-2048-puzzle/id6761016978)
- [Block Blast Pro!](https://appshunter.io/ios/app/block-blast-pro/id6762296604)
- [Vellvio](https://appshunter.io/ios/app/vellvio/id6764856969)
- [Bhade Gadi Setu - Partner](https://appshunter.io/ios/app/bhade-gadi-setu-partner/id6785896881)

All apps by Ravindra Joshi: https://appshunter.io/developer/1616273225

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-23.*