# Smart Finance & Budget — Manage Budget, Bills & Money

> Personal finance manager for budgeting, expense tracking, and loan calculations. (iPhone/iPad app by Aleksandr Survillo.)

- Source: https://appshunter.io/ios/app/smart-finance-and-budget/id1132977359 (this page in markdown: same URL + `.md`)
- Developer: [Aleksandr Survillo](https://appshunter.io/developer/991147370)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.50/5 from 45 App Store ratings · 103 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 40 MB
- Languages: American English, French (France), German (Germany), Italian, Japanese, European Portuguese, Russian, Chinese (Simplified, China), European Spanish
- Released: 2016-09-28
- Data updated: 2026-09-08
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/smart-finance-and-budget/id1132977359/reviews.md

## What is Smart Finance & Budget?

Smart Finance is your assistant in managing personal finances and household budget, tracking expenses, organizing bills and loan calculations. More than 300K users! Make your personal financial plan with Smart Finance! It's simple: just enter your income and estimate expenses once and you will immediately see amount you have every month to find right use of free money.

**********************************
With Smart Finance you can:
- Quickly prepare your finance plan and define your current finance condition;
- Compare your income and expenses.
- Analyze your expenses structure.
- Determine the availability of free funds for potential investments or purchases.
- Calculate schedules of loans payments considering possible prepayments.
- Eazily actualize your financial plan.

**********************************
Flexibility: 
Expenses can be budgeted by category and you can enter actual everyday expenses via extremely user-friendly form which also shows progress in spending your budget. But you still can use Smart Finance forecast charts without entering actual everyday expenses!

Reminders: 
Smart Finance will remind you about important payments.

Secure: 
your financial data are not transfered to cloud and are not syncronized with other devices. You can also protect your financial plan with passcode or Touch ID/Face ID.

Multicurrency: 
maintain plan items in any currency. Smart Finance makes conversions to your main currency for analysis of charts.

Support of сryptocurrencies: 
Bitcoin (BTC), Bitcoin Cash (BCH), Ethereum (ETH), Litecoin (LTC), Ripple (XRP).
You can update the money account balance from blockchain for accounts in BTC, ETH, XRP, LTC, BCH and also synchronize balance for accounts Yandex.Money, QIWI Wallet.

**********************************
We offer a subscription to use the app. Payment will be charged to your iTunes Account at confirmation of purchase; your subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current subscription period; your account will be charged for renewal within 24-hours prior to the end of the current subscription period; you can manage your subscriptions and switch off auto-renewal by accessing your iTunes Account Settings after purchase; you cannot cancel the current subscription during the active subscription period.
Privacy Policy: 
http://smartfinance.pro/data/documents/privacy-policy.pdf
Terms of use: 
http://smartfinance.pro/data/documents/end-user-license-agreement.pdf

## Key features

- Personal finance management
- Expense tracking
- Bill organization
- Loan payment calculations
- Budgeting by category
- Payment reminders
- Cryptocurrency support

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium 1 month | $14.99 | per month |
| Premium 6 months | $29.99 | per 6 months |
| Premium 1 year | $49.99 | per year |


## Recent user reviews (10 of 103)

All indexed reviews: https://appshunter.io/ios/app/smart-finance-and-budget/id1132977359/reviews.md

### 2/5 — Tarif

*2025-03-30*

Dommage trop cher

### 1/5 — Обманывают

*2024-06-21, version 2.4.0*

Сняли деньги сразу, а не через 3 дня
Я даже опробовать приложение не успела
Сообщение, отправленное разработчику, не дошло
В общем обман и неуважение, не советую

### 1/5 — Да уж

*2024-06-20, version 2.4.0*

Почитал отзывы 3 летней давности и там те которые 5 звёзд имена пользователей и их сам отзыв можно в «рамочку вешать» точно они не покупали у вас эту подписку ...

### 1/5 — только за деньги

*2024-04-01, version 2.3.21*

Оформила все расходы и доходы, расписала суммы, потратила свое время. В итоге продолжить можно только по подписке, надо было об этом предупреждать заранее, а не когда все заполненно....

### 1/5 — Ужасное отношение разработчиков к свои же пользователям

*2024-03-31, version 2.3.21*

К сожалению ничего не могу написать именно про работу приложения, так как стоит только скачать данное приложение сразу появляется надпись, дословно не помню, но суть в том, что если не хочешь покупать подписку, то ты не хочешь поддержать команду разработчиков и не ценишь их труд вообще, следовательно, тебе даже не стоит начинать пользоваться приложением! Ничего против не имею платных подписок! Но такое отношение к пользователю это тоже своеобразный плевок в обратную сторону! Если главная цель это подписка, то сделать платное приложение и сразу пишите, не хочешь покупать подписку, даже не смей качать наше приложение!

### 4/5 — Avis app

*2024-02-18*

Fantastic application, but unfortunately, I currently lack the means to afford the premium version. Living in a financially challenged country, managing my finances has become crucial. A longer trial period would allow me to properly evaluate the application and potentially acquire it in the future.

### 1/5 — Мда

*2024-02-09, version 2.3.21*

А создатель не ахуел запрашивать такие деньги за не большое приложение ?

### 1/5 — Нет заявленной бесплатной версии.

*2023-11-24*

Сначала регистрируешься, а потом появляется несворачиваемый баннер с неадекватными ценами и требуют подписку. А я даже не знаю нравится это приложение мне или оно бесполезно. Отстой!!!

### 1/5 — Запрашивает личные данные

*2023-11-09, version 2.3.21*

Приложение требует личные данные и после ввода в лоб влетает информация , что приложение платное с бесплатной неделей для ознакомления . Почему сразу нельзя информировать что предложение позиционирует себя изначально платным

### 1/5 — Fiese Abzocke!!!

*2023-10-04, version 2.3.21*

Anscheinend hat man mit dem Anmelden bei der App direkt eine Testphase eingeleitet, die sofort ein Abo ankündigt. Das könnte man ja mal in die App-Beschreibung reinnehmen. Dann hätte ich die App gar nicht erst runtergeladen. Jetzt sitze ich hier, kann die App nicht mal nutzen, und habe keine Ahnung, wie ich SOFORT kündigen kann… da denkt man, man bekommt eine App, die einem finanziell helfen möchte, und muss am Ende blechen. Dann nehme ich lieber Zettel und Papier und führe halt altmodisch ein Haushaltsbuch. Schade!

## Frequently asked questions about Smart Finance & Budget

### What does Smart Finance & Budget do?

Smart Finance & Budget is a personal finance assistant designed to help users manage their household budget, track expenses, organize bills, and perform loan calculations. It aims to simplify financial planning by allowing users to estimate income and expenses to understand their available funds.

### What are the key features of this app?

Key features include preparing a finance plan, comparing income and expenses, analyzing spending structures, determining free funds, calculating loan payment schedules, and actualizing financial plans. It also offers budgeting by category, expense tracking, payment reminders, multicurrency support, and cryptocurrency tracking.

### How much does Smart Finance & Budget cost?

The app offers a subscription model for its use. Payment is processed through your iTunes Account upon purchase, and subscriptions automatically renew unless turned off at least 24 hours before the current period ends. You can manage your subscriptions and auto-renewal settings in your iTunes Account Settings.

### Is my financial data secure with this app?

Yes, the app prioritizes security. Your financial data is not transferred to the cloud or synchronized with other devices. You can further protect your financial plan with a passcode or biometric authentication like Touch ID/Face ID.

### Can I use this app to track cryptocurrency balances?

Yes, the app supports tracking balances for several cryptocurrencies including Bitcoin (BTC), Bitcoin Cash (BCH), Ethereum (ETH), Litecoin (LTC), and Ripple (XRP). It can update balances directly from the blockchain for these currencies.

## Version history (last 5 releases)

### 2.4.5 — 2025-10-15

User Interface for iOS 26

### 2.4.4 — 2025-10-13

User Interface for iOS 26

### 2.4.3 — 2024-11-06

Fix of UI issues related to iOS 18.

### 2.4.2 — 2024-10-04

Free trial period of subscription is 3 days.

### 2.4.1 — 2024-07-28

All features of the application are available for free for 5 days from the date of installation. After that, the application is available via a paid subscription.

## Apps similar to Smart Finance & Budget

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [EveryDollar: Budget Management](https://appshunter.io/ios/app/everydollar-budget-management/id942571931) | 4.7 (84,076) | Free | Finance |
| [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (19,144) | Free | Finance |
| [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,455) | Free | Finance |
| [Weekly: Budget Planner & Bills](https://appshunter.io/ios/app/weekly-budget-planner-and-bills/id1460038809) | 4.8 (3,704) | Free | Finance |
| [PocketGuard・Budget Planner App](https://appshunter.io/ios/app/pocketguardbudget-planner-app/id949414211) | 4.6 (7,664) | Free | Finance |
| [Wallet - Daily Budget & Profit](https://appshunter.io/ios/app/wallet-daily-budget-and-profit/id1032467659) | 4.6 (5,879) | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*