# Smart Gold By AVR Swarnamahal — AVR > Digital gold savings platform with flexible plans and showroom redemption. (iPhone/iPad app by AVR SWARNAMAHAL JEWELRY LIMITED.) - Source: https://appshunter.io/ios/app/smart-gold-by-avr-swarnamahal/id6755709298 (this page in markdown: same URL + `.md`) - Developer: [AVR SWARNAMAHAL JEWELRY LIMITED](https://appshunter.io/developer/1608839608) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 17+ - Requires: iOS 15.6 · 59 MB - Languages: American English - Released: 2025-12-01 - Data updated: 2026-08-06 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/smart-gold-by-avr-swarnamahal/id6755709298/reviews.md ## What is Smart Gold By AVR Swarnamahal? Now saving in gold is easier than ever with Smart Gold, a digital gold savings platform from the trusted house of AVR Swarna Mahal. Choose from three flexible gold saving schemes based on your budget and goals – Swarna 11, Golden One, and E-Gold. Save smart, track your gold, and redeem for jewellery at 20+ Showrooms across Tamil Nadu and Karnataka. 1. Swarna 11 – Monthly Savings Plan • Start with just ₹500/month for 11 months • Each monthly payment is converted into 22kt gold weight at the day’s rate • Plan matures in 330 days • Gold Jewellery or Coin Redemption only (no cash) after maturity • VA/Wastage Benefits: • 0%* on Diamond, Uncut Diamond & Platinum • Up to 18%* off on Gold Jewellery • 50% off* on Antique Silver • Available at AVR Swarna Mahal showrooms in Tamil Nadu & Karnataka • ID proof & payment receipts required during redemption 2. Golden One – One-Time Investment Plan • Make a one-time payment (min ₹15,000; no max limit) • Entire amount converted into 22kt gold weight at the day’s rate • Matures in 330 days • Redeem gold weight for jewellery or coins (no cash) • VA/Wastage Benefits: • 0%* on Diamond, Uncut Diamond & Platinum • Up to 20%* off on Gold Jewellery • 50%* off on Antique Silver • Redemption at AVR Swarna Mahal showrooms in Tamil Nadu & Karnataka • ID proof & original receipt required 3. E-Gold – Save 22kt Gold Anytime, Anywhere • Begin your gold savings journey with just ₹100 and invest on your schedule — daily, weekly, or multiple times throughout the day. • Each payment instantly converted to 22kt gold at the live rate • Avail up to 5% value benefit, calculated on a 365-day basis. • Redeem gold weight for jewellery/coins only • Valid ID proof & purchase records required during redemption Why Choose Smart Gold by AVR Swarna Mahal? Smart Gold isn’t just a savings app. It’s a secure, value-driven way to build your gold wealth with the legacy of AVR Swarna Mahal behind you. From a Name You Trust: Smart Gold is powered by AVR Swarna Mahal, a heritage brand with 97 years of legacy, known for purity, trust, and generations of customer loyalty across South India.. Plans for Every Budget & Goal: Whether you're saving monthly, investing once, or topping up anytime, Smart Gold has a flexible plan that fits your lifestyle and financial goals. No Middlemen, No Risk: Your savings go directly to AVR Swarna Mahal. There are no third-party risks, only direct, safe, and transparent gold accumulation. Secure Digital Records: Track your savings, gold weight, and maturity status anytime through the app. No paperwork needed, everything is digitally stored and accessible. Ideal for Gifting or Goal-Based Saving: Smart Gold helps you save up for weddings, festive gifting, future purchases, or long-term wealth in pure 22kt gold, on your terms. Save confidently. Plan smart. Own real gold with Smart Gold by AVR Swarna Mahal. Have questions or need assistance? Our customer service team is happy to help you every step of the way — available from 10 AM to 6 PM. Contact us at +91 95666 87861 or crm@avrswarnamahal.com Visit: www.avrswarnamahal.com ## Key features - Flexible gold saving schemes - Track gold savings digitally - Redeem for jewelry at showrooms - Monthly savings plan - One-time investment plan - Save anytime, anywhere ## Frequently asked questions about Smart Gold By AVR Swarnamahal ### What are the different gold saving plans offered by Smart Gold? Smart Gold offers three flexible plans: Swarna 11, a monthly savings plan for 11 months starting at ₹500/month; Golden One, a one-time investment plan with a minimum of ₹15,000; and E-Gold, allowing you to save 22kt gold anytime with a minimum of ₹100. ### How can I redeem my accumulated gold with Smart Gold? You can redeem your accumulated gold weight for jewelry or coins at over 20 AVR Swarna Mahal showrooms located in Tamil Nadu and Karnataka. ID proof and purchase records are required during redemption. ### What are the benefits of using Smart Gold? Smart Gold provides a secure and transparent way to build gold wealth with a trusted heritage brand. It offers flexible plans for every budget, digital tracking of savings, and attractive wastage benefits on redemption. ### Is Smart Gold safe to use for my savings? Yes, Smart Gold is a secure digital gold savings platform powered by AVR Swarna Mahal, a brand with 97 years of legacy. Your savings go directly to AVR Swarna Mahal, eliminating third-party risks. ### What is the minimum investment required for Smart Gold? For the Swarna 11 plan, you can start with just ₹500 per month. For the Golden One plan, the minimum one-time investment is ₹15,000. The E-Gold plan allows you to start saving with as little as ₹100. ### Does Smart Gold have any ads? Based on the provided information, Smart Gold does not contain advertisements. ### What devices is Smart Gold available on? Smart Gold is available on iPhone and iPod devices. ### When was the latest version of Smart Gold released? The latest version of Smart Gold, 1.0.10, was last updated on May 21, 2026. ## Version history (last 5 releases) ### 1.0.11 — 2026-07-28 Silver Scheme and Price alert features added ### 1.0.10 — 2026-05-21 Include Multi Profile Option ### 1.0.9 — 2026-05-20 Include Multi Profile Option ### 1.0.8 — 2026-04-16 Improved document upload – clearer uploads for Aadhaar, PAN. ### 1.0.7 — 2026-04-15 Improved document upload – clearer uploads for Aadhaar, PAN. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-06.*