# Smart Loan Plus — Beat the Bank - Save $$$ > Loan calculator to save money on principal payments and reduce loan terms. (iPhone/iPad app by Roberto J Franqui Rodriguez.) - Source: https://appshunter.io/ios/app/smart-loan-plus/id6462837474 (this page in markdown: same URL + `.md`) - Developer: [Roberto J Franqui Rodriguez](https://appshunter.io/developer/1680428662) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.4 · 5 MB - Languages: English - Released: 2023-10-05 - Data updated: 2026-06-05 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/smart-loan-plus/id6462837474/reviews.md ## What is Smart Loan Plus? With just small payments to the principal of your loan you can save big money and decrease the time of your loan. Smart Loan Plus provide the tool no bank wants you to know. With simple calculations clearly see you payment and the total paid at the end of your loan, specially the interest paid. Compare loan with clear and visible indicators, save your your favorites and much more. Beat the Bank, and Start Saving TODAY!!! This is an excellent investment and with a purchase of an inexpensive subscription you can Save Thousands of Dollars!!! On your current and future Mortgage and Loans. App Features - Effortless, Accurate, and Fast Calculations. - Calculate Personal, Mortgage & Car Loans. - Save money and reduce your mortgage loan time by making payments to the loan principal. - Save calculation can be done for new or current loan by entering the month you will start doing the extra payments. - Access to your loan amortization table. - Safe your loan and access when needed on Favorite tab. App will allow to edit loan name after saved and delete them as needed. - Smart & Easy “Side by Side” Loan Comparison with visual indicators. - Make informed decisions comparing scenarios specially between payment and interest paid. -Select the best loan option that fit your need. - And Most Important… SAVE MONEY!!!!!!!! Smart Loan Plus Subscription Terms: - This app provides an Auto-renurable subscriptions. - Subscription will unlock all features of the app. - You'll be charged as a recurring transaction through your iTunes account starting at the end of your free trial (unless you cancel during the free trial). - Payment automatically renews unless you cancel your account at least 24 hours before the end of the current subscription month. - You can manage your subscription, cancel anytime, or turn off auto-renewal by accessing your iTunes account. - When canceling a subscription, your subscription will stay active until the end of the period. - Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Calculate personal, mortgage, and car loans - Visualize interest savings and reduced loan terms - Compare loan scenarios side-by-side - Access loan amortization tables - Save and manage favorite loan calculations ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | All Access | $3.99 | per month | | All Access | $29.99 | per year | | All Access | $29.99 | per year | | All Access | $3.99 | per month | | All Access | $1.99 | per year | ## Frequently asked questions about Smart Loan Plus ### What types of loans can Smart Loan Plus calculate? Smart Loan Plus can calculate personal loans, mortgage loans, and car loans. It allows you to input details for each to see potential savings. ### How does Smart Loan Plus help users save money? The app helps users save money by demonstrating how making extra payments to the loan principal can significantly reduce the total interest paid and shorten the loan's duration. ### Can I compare different loan options with Smart Loan Plus? Yes, Smart Loan Plus offers a smart and easy 'Side by Side' loan comparison feature with visual indicators. This helps users make informed decisions by comparing scenarios, especially regarding payment amounts and total interest paid. ### What are the subscription options for Smart Loan Plus? Smart Loan Plus offers auto-renewable subscriptions with various plans, including monthly and yearly options, some with free trial periods of 3 or 14 days. Pricing ranges from $1.99/P1Y to $29.99/P1Y. ### How do I manage or cancel my Smart Loan Plus subscription? You can manage your subscription, cancel anytime, or turn off auto-renewal by accessing your iTunes account settings. Your subscription will remain active until the end of the current billing period after cancellation. ### Is Smart Loan Plus available on multiple devices? Currently, Smart Loan Plus is supported on iPhones. The app is designed for iOS devices. ### How often is Smart Loan Plus updated? Smart Loan Plus was last updated on October 12, 2023, with version 2.0. The app was initially released on October 5, 2023. ### What is the age rating for Smart Loan Plus? Smart Loan Plus has an age rating of 4+, making it suitable for a wide range of users interested in personal finance management. ## Version history (last 2 releases) ### 2 — 2023-10-12 Subscription Configuration ### 1.0 — 2023-10-05 No release notes. ## Apps similar to Smart Loan Plus | App | Rating | Price | Category | | --- | --- | --- | --- | | [Loan One Mobile Access](https://appshunter.io/ios/app/loan-one-mobile-access/id1635093441) | — | Free | Finance | | [Loan Calculator - Home Payment](https://appshunter.io/ios/app/loan-calculator-home-payment/id1097378421) | 4.8 (313) | Free | Finance | | [Loan Express](https://appshunter.io/ios/app/loan-express/id1539430075) | 2.3 (3) | Free | Finance | | [SIKACASH+](https://appshunter.io/ios/app/sikacash-plus/id6470394807) | 4.6 (1,938) | Free | Finance | | [Loan Calculator - Debt Planner](https://appshunter.io/ios/app/loan-calculator-debt-planner/id1059124601) | 4.6 (22,174) | Free | Finance | | [Loan Calculator - Loan2Me](https://appshunter.io/ios/app/loan-calculator-loan2me/id1442980816) | 4.8 (8,221) | Free | Finance | ## More apps by Roberto J Franqui Rodriguez - [Smart Loan Calculator](https://appshunter.io/ios/app/smart-loan-calculator/id6447146863) All apps by Roberto J Franqui Rodriguez: https://appshunter.io/developer/1680428662 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-05.*