# Smart Mini > Portable Bluetooth payment reader and app for businesses. (iPhone/iPad app by Commonwealth Bank of Australia.) - Source: https://appshunter.io/ios/app/smart-mini/id1594108939 (this page in markdown: same URL + `.md`) - Developer: [Commonwealth Bank of Australia](https://appshunter.io/developer/310251205) - Category: Finance, Business - Price: Free - Rating: 1.78/5 from 93 App Store ratings · 46 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 43 MB - Languages: American English - Released: 2021-12-06 - Data updated: 2026-09-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/smart-mini/id1594108939/reviews.md ## What is Smart Mini? Businesses can experience the freedom to take payments on-the-go with Smart Mini, our portable payment solution which simply pairs to your phone/tablet via Bluetooth. Smart Mini app features: • Take payments / issue refunds • View your transaction history • Add tips / surcharge to sales^ • Send digital receipts to customers • Receive same day settlement* Get complimentary access to the Smart Mini Hub to view your daily sales in real-time, set surcharging or tipping rates and manage your Smart Mini user accounts. NOTE: The Smart Mini app can be used by CommBank merchant customers who have applied for a Smart Mini reader. For support, call our Merchant Helpdesk on 1800 230 177 any time. ^Surcharging is a useful tool to recover the costs of processing card payments in your business. However, the value of the surcharge must not exceed the value that it costs you to accept the transaction, you can find more information at commbank.com.au/surcharging. *Same day settlement is available on all EFTPOS transactions made before 9.30pm (Syd/Melb time) for eligible customers with a CommBank Business Transaction Account and a linked CommBank merchant facility. ## Key features - Take payments and issue refunds - View transaction history - Add tips and surcharges - Send digital receipts - Real-time sales data - Manage user accounts ## Recent user reviews (10 of 46) All indexed reviews: https://appshunter.io/ios/app/smart-mini/id1594108939/reviews.md ### 1/5 — Rubbish *2026-05-03, version 1.3.9.26* Rubbish ### 1/5 — Never updated *2026-04-09, version 1.3.9.26* This app cannot connect to the device ### 1/5 — Broken *2026-03-25, version 1.3.9.26* Can’t even use the app and reader at the moment since they changed the way it logs in. Was simple camera to barcode detection which had problems across different devices and now it won’t even log me in thanks for the headache ### 1/5 — Bluetooth issues *2026-03-18, version 1.3.9.26* Hard to connect to Bluetooth ### 1/5 — Very Bad *2026-01-24, version 1.3.8.26* Gets disconnected if not used by itself ,takes way longer to connect,very slow,needs regular updates,I had to replace few of them within months as it doesn’t get connected Even with all these negative reviews they still haven’t done any better absolute garbage ### 4/5 — Getting better *2025-11-11, version 1.3.8.26* CBA banking is very slick. The Smartmini card reader, generally speaking, works very well. The PoS experience is very good. I’ve found out that by inserting the card, Cheque, Savings or Credit can be selected as opposed to the tap option which is just Credit. However, where is the history of all transactions? Maybe not all transactions but certainly the last week or so. Only transactions for the current day are shown. I would like to go back at least over the last month. Connection is now much better than before since I upgraded to the new USB-C Smart mini. Much better than old micro-USB version. ### 1/5 — No Ideal *2025-11-01, version 1.3.8.26* Randomly logged out couldn’t get back in and lost sales☹️ ### 1/5 — Unreliable *2025-09-03, version 1.3.8.26* Comes up saying error won’t even let me into the app anymore. Always use to log me out randomly too. ### 1/5 — Terrible app *2025-01-10, version 1.3.6.26* Session expires while trying to login. This is after waiting 2 hours for it to charge to try and connect to the phone. ### 1/5 — Smart mini needs an update. *2024-11-01, version 1.3.6.26* Smart Mini is a pretty useful tool but definitely could do with an upgrade to include a small screen and a keypad for customers to use to enter their PIN. Customers hate entering their PIN on my mobile, and I don’t like having to hand over my phone for the same. ## Frequently asked questions about Smart Mini ### What is Smart Mini? Smart Mini is a portable payment solution that pairs with your phone or tablet via Bluetooth, allowing businesses to take payments on the go. It enables features like taking payments, issuing refunds, and viewing transaction history. ### How does Smart Mini work? The Smart Mini app pairs with a Smart Mini reader via Bluetooth on your phone or tablet. This allows you to process transactions, manage sales, and view your business's financial data. ### Can I add tips or surcharges with Smart Mini? Yes, Smart Mini allows you to add tips or surcharges to sales. This feature helps businesses recover processing costs or offer flexible payment options to customers. ### Does Smart Mini offer same-day settlement? Same-day settlement is available on all EFTPOS transactions made before 9:30 pm (Syd/Melb time) for eligible CommBank merchant customers. This ensures faster access to your funds. ### What devices does Smart Mini support? Smart Mini is supported on iPhone and iPad devices. This ensures compatibility with a wide range of Apple mobile devices for business use. ### How secure is Smart Mini? As a Commonwealth Bank product, Smart Mini adheres to industry-standard security protocols for payment processing. Specific security details can be obtained by contacting their Merchant Helpdesk. ### How often is Smart Mini updated? The latest version of Smart Mini is 1.3.9.26, last updated on February 22, 2026. Regular updates ensure the app remains functional and secure. ### What is the user rating for Smart Mini? Smart Mini has a user rating of 1.8 stars from 93 ratings. This indicates a mixed reception from users, with potential areas for improvement. ## Version history (last 5 releases) ### 1.3.9.26 — 2026-02-22 Minor updates and performance improvements ### 1.3.8.26 — 2025-09-02 Minor updates and performance improvements ### 1.3.7.26 — 2025-02-09 Minor updates and performance improvements ### 1.3.6.26 — 2024-10-09 Minor updates and performance improvements ### 1.3.3.26 — 2024-06-11 Minor updates and performance improvements ## More apps by Commonwealth Bank of Australia - [CommBank Small Business](https://appshunter.io/ios/app/commbank-small-business/id874200265) - [CommBank Virtual Workplace](https://appshunter.io/ios/app/commbank-virtual-workplace/id1065740632) - [Sidekick HR](https://appshunter.io/ios/app/sidekick-hr/id1349631545) - [CommSec Pocket](https://appshunter.io/ios/app/commsec-pocket/id1457525026) - [Unloan](https://appshunter.io/ios/app/unloan/id6464555781) All apps by Commonwealth Bank of Australia: https://appshunter.io/developer/310251205 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*