# Smart Paydown — Build better money habits.

> Build better money habits. (iPhone/iPad app by Automate Controle Mondial Inc.)

- Source: https://appshunter.io/ios/app/smart-paydown/id6754371137 (this page in markdown: same URL + `.md`)
- Developer: [Automate Controle Mondial Inc](https://appshunter.io/developer/1771168405)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 51 MB
- Languages: English
- Released: 2025-11-25
- Data updated: 2026-05-31
- User reviews in markdown: https://appshunter.io/ios/app/smart-paydown/id6754371137/reviews.md

## What is Smart Paydown?

Take control of your finances with Smart Paydown, the all-in-one expense tracker designed to help you budget smarter, stay organized, and reach your financial goals. Whether you’re managing personal spending or paying off debt, Smart Paydown keeps every naira and dollar accounted for — automatically.

Key Features

Smart Budgeting: Create custom budgets for categories like food, transport, and bills.

Expense Tracking: Record and categorize expenses easily — manually or through imports.

Debt Paydown Planner: Visualize how each payment brings you closer to debt-free living.

Insights & Analytics: View spending trends, savings progress, and monthly summaries in one clean dashboard.

Reminders & Notifications: Get alerts for upcoming bills or budget limits.

Multi-Device Sync: Keep your data secure and accessible across all your devices.

Built with simplicity and privacy in mind, Smart Paydown empowers you to make confident financial decisions every day.

Start your journey toward financial freedom — one smart payment at a time.


Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.smartpaydown.com/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Premium Access | $1.99 | per month |



## Version history (last 3 releases)

### 1.1.2 — 2026-04-19

Add an history page to the budget and debt section

### 1.1.1 — 2025-12-15

- Fixed styling issues
- Enabled OTA updates for future bug fixes

### 1.1 — 2025-11-25

No release notes.

## More apps by Automate Controle Mondial Inc

- [Smart Fitness Pal](https://appshunter.io/ios/app/smart-fitness-pal/id6742016018)
- [Peoplora](https://appshunter.io/ios/app/peoplora/id6757634446)
- [KineticPacer](https://appshunter.io/ios/app/kineticpacer/id6761064100)

All apps by Automate Controle Mondial Inc: https://appshunter.io/developer/1771168405

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-31.*