# Smart SIP & Loan Calculator — EMI, Tax & Investment Tools

> EMI, Tax & Investment Tools (iPhone/iPad app by Rasilaben Talaviya.)

- Source: https://appshunter.io/ios/app/smart-sip-and-loan-calculator/id6806827046 (this page in markdown: same URL + `.md`)
- Developer: [Rasilaben Talaviya](https://appshunter.io/developer/6794974941)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 23 MB
- Released: 2026-09-03
- Data updated: 2026-10-24

## What is Smart SIP & Loan Calculator?

Take control of everyday financial decisions with Smart SIP & Loan Calculator—a fast and easy collection of 40+ calculators for investments, loans, savings, taxes, retirement planning and business.

From planning a monthly SIP to estimating loan EMI, the app turns your inputs into clear, easy-to-understand results in seconds.

INVESTMENT CALCULATORS

• SIP, Step-up SIP and Goal SIP  
• Lumpsum and SWP  
• CAGR and ROI  
• Compound and Simple Interest  
• Present Value, Rule of 72 and Dividend Yield  

LOAN & DEBT TOOLS

• EMI and Loan Affordability  
• Debt Payoff Calculator  
• Credit Card Payoff  
• Interest and repayment estimates  

SAVINGS & GOAL PLANNING

• Fixed Deposit and Recurring Deposit  
• PPF, EPF and NPS  
• Retirement and Emergency Fund  
• Education and Marriage Goals  
• Inflation and Savings Goal  
• 50/30/20 Budget and Net Worth  

TAX & BUSINESS TOOLS

• GST and Reverse GST  
• India Income Tax Estimate  
• VAT and Sales Tax  
• Capital Gains Estimate  
• Profit Margin and Markup  
• Break-even Point and Depreciation  
• Discount, Tip and Split calculators  

WHY YOU’LL LOVE IT

• 40+ calculators in one clean app  
• Fast results with useful breakdowns  
• Multiple currency support  
• Light and dark appearance  
• Share formatted calculation summaries  
• Calculations run locally on your device  
• No account required  

SMART SIP & LOAN CALCULATOR PRO

Upgrade to Pro to remove advertisements and create polished PDF reports that you can save or share.

Important: All results are mathematical estimates for general education and planning. They are not financial, investment, lending, tax, accounting or legal advice and do not guarantee returns, approval or future performance. Always verify important decisions with qualified professionals and official documents.

Privacy Policy:
https://guruappproductions.github.io/sip/privacy-policy.html

Terms of Use:
https://guruappproductions.github.io/sip/terms-of-use.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Weekly Subscription | $1.99 | per 7 days |
| Yearly Subscription | $4.99 | per year |


## Is Smart SIP & Loan Calculator safe?

Not enough ratings yet to assess Smart SIP & Loan Calculator.

## Is Smart SIP & Loan Calculator legit?

Smart SIP & Loan Calculator appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Smart SIP & Loan Calculator is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-09-03

No release notes.

## Apps similar to Smart SIP & Loan Calculator

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [LoanSmart](https://appshunter.io/ios/app/loansmart/id6754310689) | 5.0 (3) | Free | Finance |
| [Greenline Home Loans](https://appshunter.io/ios/app/greenline-home-loans/id1625009286) | — | Free | Finance |
| [RIZQ by Rozee](https://appshunter.io/ios/app/rizq-by-rozee/id1612611173) | 5.0 (1) | Free | Finance |
| [Loan Access](https://appshunter.io/ios/app/loan-access/id6754460628) | — | Free | Finance |
| [Quick Loans - Cash Loan Calc](https://appshunter.io/ios/app/quick-loans-cash-loan-calc/id6799440300) | 4.4 (27) | Free | Finance |
| [Loan Amortization Calculator](https://appshunter.io/ios/app/loan-amortization-calculator/id1465620086) | 4.8 (695) | Free | Finance |

## More apps by Rasilaben Talaviya

- [CoinSnapper: Coin Identifier](https://appshunter.io/ios/app/coinsnapper-coin-identifier/id6794974939)
- [Sports Card Scanner: Slabwise](https://appshunter.io/ios/app/sports-card-scanner-slabwise/id6806556831)
- [Mushroom Identifier: MycoSnap](https://appshunter.io/ios/app/mushroom-identifier-mycosnap/id6809874809)
- [Flux:Currency Converter Travel](https://appshunter.io/ios/app/fluxcurrency-converter-travel/id6809879722)
- [PlantSnap: AI Plant Identifier](https://appshunter.io/ios/app/plantsnap-ai-plant-identifier/id6811135152)

All apps by Rasilaben Talaviya: https://appshunter.io/developer/6794974941

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*