# SmartBudget Insights — Calm expense tracking

> Calm expense tracking (iPhone/iPad app by Radu Ovanesian.)

- Source: https://appshunter.io/ios/app/smartbudget-insights/id6766044934 (this page in markdown: same URL + `.md`)
- Developer: [Radu Ovanesian](https://appshunter.io/developer/1896174943)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.2 · 17 MB
- Languages: American English, Greek, Romanian
- Released: 2026-05-13
- Data updated: 2026-08-02
- User reviews in markdown: https://appshunter.io/ios/app/smartbudget-insights/id6766044934/reviews.md

## What is SmartBudget Insights?

See where your money goes without turning your life into a spreadsheet.

SmartBudget Insights gives your spending a calm place to land. 
Add expenses, organize them into categories, set budgets, and review clear insights that show what deserves attention.

Track expenses your way:

Add expenses manually when you want full control.

Import bank statements when you want to bring in a month of activity.

Set up Apple Pay Shortcuts automation to help capture many Wallet card payments after a one-time setup.

Understand the month:

Categories turn a long list of transactions into a picture you can use.

Budgets show what has been spent, what remains, and where pressure is building.

Trends help you see the strongest spending categories and how spending changes over time.

Premium unlocks the full monthly money review:

Category Budgets
Overspend Alerts
Category Breakdown
Smart Insights
Monthly Review
Reports

Smart Insights watches for useful signals such as overspending, recurring payments, unusual spending, repeated overspending, and month-to-month changes. Each insight explains what changed and where to look next.

SmartBudget Insights does not require bank credentials. Your budgeting data is designed to stay on your device during normal app use, unless you choose to import, export, share, or send information using device features or services you select.

Premium is available as monthly, yearly, or lifetime access. Monthly and yearly plans may include a 7-day free trial for eligible new subscribers. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Purchases and subscription management are handled by Apple through your App Store account.

Privacy Policy: https://smartbudgetinsights.com/privacy.html
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Yearly | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium Lifetime | $49.99 | one-time |



## Version history (last 2 releases)

### 1.1 — 2026-05-23

What’s New in Version 1.1

Added a new Help & Guides section in Profile with guides from the SmartBudget Insights website, kept up to date as new learning resources are published.
New and updated guides can now appear in the app without requiring an app update.
The Profile icon on the Dashboard now highlights when new guides are available.
Unread guides are marked with NEW so they are easier to find.
Added contextual guide links inside help sheets, connecting each app area to relevant learning resources.
Improved Recurring Payments insight details to clarify that Smart Insights can include both user-marked recurring expenses and automatically detected repeat payments.
Refined Romanian localization, wording, and selected icons for a clearer experience.

### 1.0 — 2026-05-13

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-02.*