# Smartcash PSB — Smartcash

> Mobile app for money transfers, bill payments, and merchant transactions. (iPhone/iPad app by Airtel Africa.)

- Source: https://appshunter.io/ios/app/smartcash-psb/id1598558834 (this page in markdown: same URL + `.md`)
- Developer: [Airtel Africa](https://appshunter.io/developer/876813897)
- Category: Utilities, Finance
- Price: Free
- Rating: 3.90/5 from 1,928 App Store ratings · 262 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 127 MB
- Languages: American English
- Released: 2022-05-17
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/smartcash-psb/id1598558834/reviews.md

## What is Smartcash PSB?

The Smartcash PSB app will allow you to:

- Transfer Money instantly to any mobile number or Bank accounts.
- Recharge or Buy Data for you and your loved ones.
- Pay Electric, Water, Cable TV, Solar, Transport, Postpaid Bills & much more at the convenience of your home.
- Scan & Pay at merchant outlets.
- Manage more than one account through one app.
- Sign-in & do your transactions Securely.
- Add your transactions as Favourites for quick checkouts.

## Key features

- Instant money transfers
- Mobile and data recharge
- Utility and bill payments
- Merchant scan and pay
- Multi-account management
- Secure sign-in and transactions
- Favorite transaction shortcuts

## What do users think of Smartcash PSB?

Overall sentiment: negative

**Pros**

- 🚀 Fast and reliable
- 💰 Great cashback offers
- 👍 Convenient and easy to use
- 🏆 Best app ever
- 🥰 Awesome features

**Cons**

- 🐛 Frequent crashes and login issues
- 🤔 Inconsistent cashback and data bundle issues
- 🤨 Poor customer service and unresolved complaints
- 💰 High transaction fees and charges
- 🔒 Security and account access problems

**Commonly reported bugs**

- Inability to register or login
- Delayed or failed money transfers
- Deducted funds not reflected in account balance
- Unexplained account lockouts
- Unreliable data bundle activations

**Most requested features**

- Dark mode option
- Biometric login support
- Improved transaction history and dispute resolution
- Reduced data bundle pricing
- Better network coverage and stability

## Recent user reviews (10 of 262)

All indexed reviews: https://appshunter.io/ios/app/smartcash-psb/id1598558834/reviews.md

### 5/5 — Thieves

*2026-08-08, version 2.2.41*

Brr I funded my betting platform and it was credited for over 3 days now,it happened twice now. Be careful before you them  
Bunch of thieves

### 5/5 — Transfer issue

*2026-08-07, version 2.2.41*

I made a transfer from my smart cash to my opay, I was debited and was not credited. 
Please fix the issue, thanks.

### 5/5 — Smart cash or nothing Smart cash or nothing

*2026-08-07, version 2.2.41*

Smart cash or Notting best in town

### 5/5 — Smartcash

*2026-08-02, version 2.2.41*

Smartcash is my best app of sending money

### 5/5 — VERY FAST AND RELIABLE

*2026-08-02*

I love this app

### 5/5 — Fast and steady

*2026-07-29, version 2.2.41*

I love smart cash

### 5/5 — Thank you smart cash I love that 🥹🤍

*2026-07-28, version 2.2.41*

This is okay and awesome 😎

### 5/5 — Sweet app

*2026-07-22*

Nah the cashback Dey gimme joy…anytime I’m low on internet subscription I use my cashback to refuel again and the fact that you don’t need sub to access the app is the sweetest😘😍just put on your data even without sub you’re good to go!!!!
Honestly if you are an Airtel user and you are not using Smartcash,my dear you are missing a lot😋😛

### 1/5 — Is app is bad don’t download it

*2026-07-19, version 2.2.41*

This is the most worst and useless bank you will ever download run if you see Smartcash there customer care service is low you go just Dey have transaction issue every single time like, like time to like pls dont use Smartcash

### 1/5 — 🥰

*2026-07-17, version 2.2.41*

🥰

## Frequently asked questions about Smartcash PSB

### What can I do with the Smartcash PSB app?

The app allows you to instantly transfer money to any mobile number or bank account. You can also recharge mobile data, pay various bills like electricity, water, and cable TV, and make payments at merchant outlets by scanning.

### Is the Smartcash PSB app free to use?

Yes, the application is available for free. There are no upfront costs to download or use its core functionalities as described.

### How does the app ensure security?

The app provides secure sign-in options and ensures that all your transactions are conducted securely. This is a key feature for user trust and data protection.

### Can I manage multiple accounts with this app?

Yes, the Smartcash PSB app is designed to let you manage more than one account through a single application. This simplifies managing different financial services or accounts.

### What types of bills can I pay?

You can pay a wide range of bills including Electric, Water, Cable TV, Solar, Transport, and Postpaid bills. This offers a comprehensive solution for managing household and other recurring expenses.

## Version history (last 5 releases)

### 2.2.42 — 2026-08-20

Bug Fixes & Performance Improvement

### 2.2.41 — 2026-07-14

Easily view your latest activity with the new Recent Transactions section
Upgrade your account with helpful Tier Upgrade reminders to unlock more benefits
We've fixed bugs and made performance improvements for a smoother, more reliable experience

### 2.2.40 — 2026-06-24

Fixes & Enhancement

### 2.2.39 — 2026-05-11

Enhanced Add Money UI for a more seamless experience
Redesigned Home bottom navigation to improve app navigation
Minor improvements and bug fixes

### 2.2.37 — 2026-04-28

Forgot your PIN? We've made recovery quicker and easier than ever
Earn rewards with our new Refer & Earn feature 
General improvements for a better app experience

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## More apps by Airtel Africa

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All apps by Airtel Africa: https://appshunter.io/developer/876813897

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*