# SmartComps — Home Purchase Due Diligence > Home buying calculator for understanding full property purchase costs. (iPhone/iPad app by John King.) - Source: https://appshunter.io/ios/app/smartcomps/id6772881132 (this page in markdown: same URL + `.md`) - Developer: [John King](https://appshunter.io/developer/1282345641) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15 · 19 MB - Languages: English - Released: 2026-06-07 - Data updated: 2026-08-04 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/smartcomps/id6772881132/reviews.md ## What is SmartComps? SmartComps is a home buying calculator that helps users understand the full cost of purchasing a home before making a decision. The app includes tools for calculating mortgage payments, checking affordability, comparing rent vs buy options, estimating closing costs, and reviewing monthly bills and expenses. It provides a clear breakdown of costs so users can better understand what they can afford. Free features include basic home buying calculators and cost estimation tools. Premium features, including advanced affordability analysis, detailed financial planning tools, and additional comparison features, require an active subscription. SmartComps is designed for anyone looking to buy a home, from first-time buyers to those planning their next purchase. Users can enter basic numbers and quickly view results that help them plan and compare different options. The app focuses on simple inputs and clear results to make it easier to understand the financial side of buying a home. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Mortgage payment calculation - Affordability analysis - Rent vs. buy comparison - Closing cost estimation - Monthly expense breakdown - Financial planning tools ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pro Annual | $79.99 | per year | | Pro Monthly | $9.99 | per month | ## Frequently asked questions about SmartComps ### What are the main features of SmartComps? SmartComps offers mortgage payment calculations, affordability checks, rent vs. buy comparisons, closing cost estimations, and monthly expense breakdowns. It aims to provide a clear financial picture for home buyers. ### Is SmartComps free to use? SmartComps offers free basic home buying calculators and cost estimation tools. Advanced features like detailed financial planning and additional comparison tools require a premium subscription. ### What are the subscription options for SmartComps? SmartComps offers a Pro Monthly subscription for $9.99 and a Pro Annual subscription for $79.99. These plans unlock advanced features for comprehensive financial planning. ### What devices does SmartComps support? SmartComps is available on iPhone, iPad, iPod, and Apple Watch, allowing users to manage their home buying finances across multiple Apple devices. ### How secure is SmartComps for financial data? While specific security measures are not detailed, the app is designed for financial calculations. Users should always exercise caution when entering sensitive financial information into any application. ### Does SmartComps have ads? Yes, SmartComps contains advertisements. This is typical for free versions of apps that offer premium features through subscription. ### How often is SmartComps updated? The latest version of SmartComps is 10, and it was last updated on June 24, 2026. This indicates a relatively recent update cycle. ### What is the age rating for SmartComps? SmartComps has an age rating of 4+, making it suitable for a wide range of users interested in home finance. ## Version history (last 5 releases) ### 10 — 2026-06-24 What’s New in This Version Watch App Included! Mortgage Calculator Major Upgrade The Mortgage Calculator has been completely enhanced with new tools that give you the full financial picture before you make an offer. Down Payment Amount ($) slider is now linked directly to the Down Payment (%) slider. Moving either one updates both instantly. Example: at 20 percent on a 396000 dollar home the calculator shows 79200 dollars as the down payment. No more manual math needed. Extra Monthly Payment lets users enter additional principal payments and instantly see interest savings over the life of the loan and how many years are removed from the payoff timeline. Savings and time reduction are clearly highlighted. Loan Summary Card now shows total interest paid over the life of the loan, total cost of the loan including principal and interest, payoff date month and year, loan to value ratio, and PMI removal timing once 20 percent equity is reached. Smarter down payment display shows a live sentence below the sliders such as a 20 percent down payment on a 396000 dollar home is 79200 dollars and updates instantly with every change. Everything SmartComps Offers Search and Comparables lets users search any property address and instantly view comp data, AI analysis, estimated value, and a ranked list of similar sold properties. Users can export a full PDF report and share it through email AirDrop or Messages. Financial Tools include mortgage calculator with taxes insurance PMI payoff date LTV and extra payment savings, affordability calculator for max price based on income and debts, rent versus buy breakeven analysis, closing cost estimator by state, refinance calculator with savings breakdown, and estimated monthly bills based on square footage and location. Property Intelligence includes comparison of up to four properties side by side, insurance estimates based on state averages, rental income estimates with gross rent multiplier, and recently viewed property history. Neighborhood and Risk tools include crime map with severity filtering school ratings via GreatSchools flood and fire risk data commute and lifestyle travel times market heat score based on comp activity registered offender data from Megan Law records nearby properties local census demographics and favorite ZIP code tracking. Nearby shows points of interest including grocery stores schools pharmacies and hospitals with distance from the property on a satellite map. Insights provides AI powered market context and recommendations updated after each comp search. Sale Alerts allow users to receive notifications when homes sell near a tracked property and view alert history inside the app. SmartComps is provided for informational purposes only. Always consult a licensed real estate professional before making property related decisions. ### 8 — 2026-06-24 Welcome to SmartComps — Your All-in-One Home Buying Intelligence App! SmartComps gives you everything you need to make confident real estate decisions: Property Intelligence • Search any property and instantly see comparable sales (comps) • Side-by-side property comparisons with detailed metrics • AI-powered analysis and personalized recommendations • Market Heat Score to gauge how competitive a listing is Financial Tools • Mortgage, affordability, and refinance calculators • Rent vs. Buy comparison • Closing cost and insurance estimators • Estimated monthly bills and rental income potential Neighborhood Insights • Crime map with local safety data • Flood and fire risk assessment • School ratings and nearby amenities • Local demographics and commute/lifestyle analysis Stay Organized • Save searches and favorite areas • Recently viewed properties • Home buying checklist to track your journey ### 7.0 — 2026-06-12 We heard you. Starting with this version, every single feature in SmartComps is completely unlocked for every user — no subscription required, no trial limits, no paywalls. WHAT CHANGED: • All tabs now open freely — Nearby, Crime, Insights, More • Every tool is accessible — calculators, risk analysis, school ratings, demographics, market heat scores, and more • Unlimited property searches • No more "upgrade to continue" interruptions HOW WE KEEP THE LIGHTS ON: SmartComps is now ad-supported. You'll see small banner ads and occasional full-screen ads between searches. If you'd prefer a clean, ad-free experience, tap the LIKE button (top-left on the SmartComps tab) to remove all ads for a small monthly or annual fee. OTHER IMPROVEMENTS: • Faster app launch • Stability fixes across Crime Map, Nearby, and Insights tabs • PDF export button redesigned • Contact Us added to the About screen Thank you for your support — this app is built for buyers, investors, and agents who deserve professional-grade tools without the professional price tag. — The SmartComps Team ### 6.0 — 2026-06-08 * Introduced a free trial experience for new users. * Users can now try app tools and features up to 3 times at no cost before subscribing. * Improved onboarding and subscription flow. * Updated Screenshot Order. * Performance improvements and bug fixes. ### 5.0 — 2026-06-07 No release notes. ## More apps by John King - [Flappy Amine](https://appshunter.io/ios/app/flappy-amine/id1329494311) - [Talk Islam - The Only Truth.](https://appshunter.io/ios/app/talk-islam-the-only-truth/id1483381630) - [Aden Trend](https://appshunter.io/ios/app/aden-trend/id1506811424) - [Th3 Pro \| المحترف](https://appshunter.io/ios/app/th3-pro/id1525291184) - [Fly Eye Zapper](https://appshunter.io/ios/app/fly-eye-zapper/id6755526730) - [AngryPDF](https://appshunter.io/ios/app/angrypdf/id6758007270) All apps by John King: https://appshunter.io/developer/1282345641 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*